$270,000
3962 La Costa Lane
Largo, FL 33771
Listing updated: July 24, 2026 at 9:15 AM ET
Listing courtesy of Charles Rutenberg Realty Inc · Candis Carmichael · MLS #TB8525459 · Active · 727-538-9200Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Virtually Staged. No Carpet, no-flood zone, new AC (2026), newer roof (2022), freshly painted interior. Welcome to this charming 2-bedroom, 2-bath villa in Belle Oak Villas, a quiet hidden-gem community tucked away from the hustle and bustle yet close to everyday conveniences. This inviting home offers a desirable split-bedroom layout, vaulted ceilings, and an open-concept living and dining area that feels bright, comfortable, and easy to live in. With no carpet and tile/laminate flooring throughout, the home is both stylish and low-maintenance. The freshly painted interior gives the space a clean, move-in-ready feel, while the private screened rear patio creates the perfect spot to enjoy your morning coffee or unwind at the end of the day. Overlooking a peaceful pond with no direct rear neighbors, the setting offers exceptional privacy and a relaxing natural backdrop — ducks included. The front of the home also features attractive landscaping, adding curb appeal and a touch of garden charm without demanding a lot of upkeep. Major updates provide peace of mind, including a roof replaced in 2022, a new HVAC system installed in June 2026, and a 40-gallon water heater from 2017. The home is also located in a non-flood zone, adding another layer of comfort and value. Situated on a dead-end street, this villa enjoys a quieter location while still being just a short distance from one of the community’s two pools. With a low HOA of just $290 quarterly and a location that balances privacy, convenience, and community amenities, this villa is a wonderful opportunity for someone seeking easy living in a serene setting. Don’t miss this well-maintained home with thoughtful updates and a truly special backdrop.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history16 days on market
- Status: ActiveJul 8, 2026
- Listed$270,000Jul 8, 2026
- Price increased$270,000
Facts & features
- Property type
- Residential
- Sub type
- Villa
- Status
- Active
- Days on market
- 16
- Subdivision
- Belle Oak Villas
- County
- Pinellas
- Year built
- 1986
- Living area
- 1,036 sq ft
- Price/sq ft
- $261
- Lot size
- 1,625 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0136H)
- Annual taxes
- $3,155 (2025)
- Parcel #
- 36-29-15-07327-000-0750
- MLS #
- TB8525459
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Closet, Same Floor As Condo Unit, Washer Hookup
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Assigned, Common, Ground Level, Guest, Reserved
HOA & Financial
- HOA fee
- $290 / Quarterly
- Monthly HOA
- $97/mo
- Total monthly fees
- $97/mo
- Total annual fees
- $1,160
- HOA name
- Vesta Property Services
- CDD
- No
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Owners required to obtain Association written approval prior to entering into lease agreement or renewal. All leases shall be for six (6) months minimum. Only the entire home shall be permitted to be leased. No subleasing without Association approval.
- Approval process
- Contact Association for details
Exterior & Construction
- Exterior features
- Garden, Private Entrance, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 12x24.5 |
| Kitchen | First | 8x10 |
| Primary Bedroom | First | 13x11.25 |
| Bedroom 2 | First | 10x11.25 |
| Primary Bathroom | First | |
| Bathroom 2 | First |
Listing Details
- Listing date
- 2026-07-02
- On market date
- 2026-07-08
- Original list price
- $270,000
- Occupant type
- Vacant
- MLS area
- 33771 - Largo
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-08
- Tax legal description
- BELLE OAK VILLAS UNIT 1 LOT 75
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Belcher Rd west onto Belle Oak Blvd. Left (south) onto Rodeo Dr. Left (east onto La Costa Ln. Home is 4th one from the far end on the right. Park in spot marked '3962' and an unmarked (adjacent) spot if you're bringing 2 vehicles.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 24, 2026 at 9:15 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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