$265,000
3962 La Costa LaneLargo, FL 33771
Listing updated: October 12, 2026 at 1:06 PM ET
Listing courtesy of Charles Rutenberg Realty Inc · Candis Carmichael · MLS #TB8525459 · Active · 727-538-9200Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Virtually Staged. Seller is motivated and will entertain reasonable offers. Welcome to Belle Oak Villas, where easy living meets a peaceful pond-view setting. This 2-bedroom, 2-bath villa is located in a non-flood zone and features **no carpet**, with tile and laminate flooring throughout, vaulted ceilings, a desirable split-bedroom layout, and a bright open living and dining area. Major updates include a newer 2022 roof, a new A/C installed in 2026, fresh interior paint, and a newly reglazed bathtub. Enjoy morning coffee or evening relaxation on the private screened patio overlooking the pond, with no direct rear neighbors and visiting ducks for company. Tucked away on a quiet dead-end street near one of the community’s two pools, Belle Oak Villas offers a convenient location, low quarterly HOA fee of $290, and close access to shopping, dining, and daily essentials. An ideal choice for first-time buyers or downsizers seeking move-in-ready comfort—and a smart opportunity for investors, with **no HOA waiting period to lease**. No damage or flooding from the hurricanes, this home is an ideal primary residence or for snowbirds or as an investment rental property. You won't want to miss this one!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history96 days on market
- Status: ActiveJul 8, 2026
- Listed$270,000Jul 8, 2026
- Price reduced$265,000
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Villa
- Status
- Active
- Days on market
- 96
- Subdivision
- Belle Oak Villas
- County
- Pinellas
- Year built
- 1986
- Living area
- 1,036 sq ft
- Price/sq ft
- $256
- Lot size
- 1,625 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0136H)
- Annual taxes
- $3,155 (2025)
- Parcel #
- 36-29-15-07327-000-0750
- MLS #
- TB8525459
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Closet, Same Floor As Condo Unit, Washer Hookup
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Assigned, Common, Ground Level, Guest, Reserved
HOA & Financial
- HOA fee
- $290 / Quarterly
- Monthly HOA
- $97/mo
- Total monthly fees
- $97/mo
- Total annual fees
- $1,160
- HOA name
- Vesta Property Services
- CDD
- No
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Owners required to obtain Association written approval prior to entering into lease agreement or renewal. All leases shall be for six (6) months minimum. Only the entire home shall be permitted to be leased. No subleasing without Association approval.
- Approval process
- Contact Association for details
Exterior & Construction
- Exterior features
- Garden, Private Entrance
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 12x24.5 |
| Kitchen | First | 8x10 |
| Primary Bedroom | First | 13x11.25 |
| Bedroom 2 | First | 10x11.25 |
| Primary Bathroom | First | |
| Bathroom 2 | First |
Listing Details
- Listing date
- 2026-07-02
- On market date
- 2026-07-08
- Original list price
- $270,000
- Occupant type
- Vacant
- MLS area
- 33771 - Largo
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-08
- Tax legal description
- BELLE OAK VILLAS UNIT 1 LOT 75
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Belcher Rd west onto Belle Oak Blvd. Left (south) onto Rodeo Dr. Left (east onto La Costa Ln. Home is 4th one from the far end on the right. Park in spot marked '3962' and an unmarked (adjacent) spot if you're bringing 2 vehicles.
More homes like this
$399,900
6322 67th Ave N
Pinellas Park, FL 33781
4 bd · 2 ba · 1,378 sqft
Angela Heights
MLS ID #W7890316, PALMWOOD REALTY INC.
Listing provided by Stellar MLS
$415,000
830 S Gulfview Blvd #502
Clearwater Beach, FL 33767
2 bd · 2 ba · 1,310 sqft
Clearwater Point 8 Tennis
MLS ID #TB8471359, COLDWELL BANKER REALTY.
Listing provided by Stellar MLS
$387,000
508 2nd St Sw
Largo, FL 33770
3 bd · 2 ba · 1,410 sqft
Belcher Gordon F Add
MLS ID #TB8549227, COMPASS FLORIDA, LLC.
Listing provided by Stellar MLS
$399,000
365 36th St Se
Largo, FL 33771
3 bd · 2 ba · 1,208 sqft
Floral Gardens
MLS ID #TB8558507, LPT REALTY, LLC.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 12, 2026 at 1:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA