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$199,900

2625 Terra Ceia Bay BoulevardPalmetto, FL 34221

Listing updated: October 15, 2026 at 4:34 PM ET

Active

Listing courtesy of Bright Realty · Taren Myrick · MLS #A4698587 · Active · 941-552-6036

Beds

Baths

1,380

Sq Ft

1.61

Acres

1997

Built

◆1.61 acres◆$145/sqft◆360° tour

Condominium

Property type

1997

Year built

70,031 sqft

Lot size

$145

Price / sq ft

No HOA

HOA dues

104

Days on market

Flood zone

About this home

**Coastal Florida Living in The Palms of Terra Ceia Bay** Enjoy the relaxed Florida lifestyle in this spacious first-floor 2-bedroom, 2-bath condo with a dedicated office in the desirable gated waterfront golf community of The Palms of Terra Ceia Bay in Palmetto, Florida. This well-maintained building offers peace of mind with a completed Milestone Inspection Report and Reserve Study (SIRS) on file, providing confidence in the building’s structural and financial strength. Inside, you’ll find comfortable one-level living with a flexible office space perfect for working remotely, hobbies, or a quiet retreat. Step outside to your screened lanai and enjoy peaceful nature views while soaking in the beauty of coastal Florida. Low condo fees include everything except electricity, along with access to the community pool and the many benefits of maintenance-free living. The active Palms of Terra Ceia Bay community offers a welcoming social lifestyle with a clubhouse where neighbors gather for trivia, bridge, mahjong, bingo, meals, cocktails, and plenty of opportunities to make new friends. Ideally located near three airports (TPA, SRQ, and PIE), Anna Maria Island beaches, downtown Bradenton, and just across the Skyway Bridge to St. Petersburg, this is the perfect place to enjoy sunshine, nature, and the laid-back coastal retirement lifestyle Florida is known for. Smoke free Building

Estimated monthly payment

Principal & interest$1,011

Property taxes$208

Home insurance (est.)$92

Down payment

20%

$39,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history104 days on market

Status: Active
Jul 3, 2026
Listed$209,000
Jul 3, 2026
Price reduced$199,900

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type: Residential
Sub type: Condominium
Status: Active
Days on market: 104
Subdivision: The Estuaries Ii
County: Manatee
Year built: 1997
Living area: 1,380 sq ft
Price/sq ft: $145
Building area: 1,496 sq ft (Public Records)
Lot size: 70,031 sq ft
Flood zone: AE (12081C0162F)
Annual taxes: $2,500 (2025)
Parcel #: 2412711653
Zoning: PDH
MLS #: A4698587

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Carpet, Ceramic Tile, Laminate
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Elevator, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
Laundry: Electric Dryer Hookup, Laundry Closet
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Attached garage: No
Parking features: Covered, Ground Level, Open, Reserved

HOA & Financial

Total monthly fees: $767/mo
Total annual fees: $9,200
HOA name: Res-Com Management Company
CDD: Yes
Homestead exemption: Yes
Min lease term: 3 Months
Listing terms: Cash, Conventional
Ownership: Condominium
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: ,Buyer to confirm with Rescom Management Company Merie Mangan 941-800-3601
Approval process: Submit approval application to management company Buyer to confirm with Rescom Management Company Merie Mangan 941-800-3601

Exterior & Construction

Exterior features: Balcony, Lighting, Storage
Construction materials: Block, Stucco
Roof: Built-Up, Membrane
Foundation: Slab
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed: Cats OK, Dogs OK, Number Limit, Size Limit, Yes

Schools

ElementaryPalmetto Elementary-MNGreatSchools ↗

MiddleLincoln MiddleGreatSchools ↗

High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Kitchen	First	9.6x10.3
Balcony/Porch/Lanai	First	12x7.1
Living Room	First	14.2x14.5
Primary Bedroom	First	16x17.3
Bedroom 2	First	12.6x11.6
Office	First	9.6x11.6
Dining Room	First	14.2x9.8

Listing Details

Listing date: 2026-07-01
On market date: 2026-07-03
Original list price: $209,000
Occupant type: Vacant
Special conditions: Probate Listing
MLS area: 34221 - Palmetto/Rubonia
Listing AOR: Sarasota - Manatee
Status changed: 2026-07-03
Tax legal description: UNIT A103 THE ESTUARIES II A CONDO PI#24127.1165/3

Flood risk

High riskFEMA Zone AEPanel 12081C0162F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Hwy 41business N. in Palmetto, travel north to traffic circle exit on 23rd Street West. Enter Palms of Terra Ceia Bay Community through Guard Gate Travel along Terra Ceia Bay Circle to the last high-rise on your right Estuaries 2 . Park out front and take elevator to 1st floor

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 15, 2026 at 4:34 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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