


$199,900
2625 Terra Ceia Bay Boulevard
Palmetto, FL 34221
Listing updated: August 13, 2026 at 5:28 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
**Coastal Florida Living in The Palms of Terra Ceia Bay** Enjoy the relaxed Florida lifestyle in this spacious first-floor 2-bedroom, 2-bath condo with a dedicated office in the desirable gated waterfront golf community of The Palms of Terra Ceia Bay in Palmetto, Florida. This well-maintained building offers peace of mind with a completed Milestone Inspection Report and Reserve Study (SIRS) on file, providing confidence in the building’s structural and financial strength. Inside, you’ll find comfortable one-level living with a flexible office space perfect for working remotely, hobbies, or a quiet retreat. Step outside to your screened lanai and enjoy peaceful nature views while soaking in the beauty of coastal Florida. Low condo fees include everything except electricity, along with access to the community pool and the many benefits of maintenance-free living. The active Palms of Terra Ceia Bay community offers a welcoming social lifestyle with a clubhouse where neighbors gather for trivia, bridge, mahjong, bingo, meals, cocktails, and plenty of opportunities to make new friends. Ideally located near three airports (TPA, SRQ, and PIE), Anna Maria Island beaches, downtown Bradenton, and just across the Skyway Bridge to St. Petersburg, this is the perfect place to enjoy sunshine, nature, and the laid-back coastal retirement lifestyle Florida is known for. Smoke free Building
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history41 days on market
- Status: ActiveJul 3, 2026
- Listed$209,000Jul 3, 2026
- Price reduced$199,900
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 41
- Subdivision
- The Estuaries Ii
- County
- Manatee
- Year built
- 1997
- Living area
- 1,380 sq ft
- Price/sq ft
- $145
- Building area
- 1,496 sq ft (Public Records)
- Lot size
- 70,031 sq ft
- Flood zone
- AE (12081C0162F)
- Annual taxes
- $2,500 (2025)
- Parcel #
- 2412711653
- Zoning
- PDH
- MLS #
- A4698587
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Elevator, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Laundry Closet
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Attached garage
- No
- Parking features
- Covered, Ground Level, Open, Reserved
HOA & Financial
- Total monthly fees
- $767/mo
- Total annual fees
- $9,200
- HOA name
- Res-Com Management Company
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- ,Buyer to confirm with Rescom Management Company Merie Mangan 941-800-3601
- Approval process
- Submit approval application to management company Buyer to confirm with Rescom Management Company Merie Mangan 941-800-3601
Exterior & Construction
- Exterior features
- Balcony, Lighting, Sliding Doors, Storage
- Construction materials
- Block, Stucco
- Roof
- Built-Up, Membrane
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit, Size Limit, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 9.6x10.3 |
| Balcony/Porch/Lanai | First | 12x7.1 |
| Living Room | First | 14.2x14.5 |
| Primary Bedroom | First | 16x17.3 |
| Bedroom 2 | First | 12.6x11.6 |
| Office | First | 9.6x11.6 |
| Dining Room | First | 14.2x9.8 |
Listing Details
- Listing date
- 2026-07-01
- On market date
- 2026-07-03
- Original list price
- $209,000
- Occupant type
- Vacant
- Special conditions
- Probate Listing
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-07-03
- Tax legal description
- UNIT A103 THE ESTUARIES II A CONDO PI#24127.1165/3
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Hwy 41business N. in Palmetto, travel north to traffic circle exit on 23rd Street West. Enter Palms of Terra Ceia Bay Community through Guard Gate Travel along Terra Ceia Bay Circle to the last high-rise on your right Estuaries 2 . Park out front and take elevator to 1st floor
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 13, 2026 at 5:28 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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