$399,900
575 Ocean Spray Drive
Ruskin, FL 33570
Listing updated: June 30, 2026 at 9:31 PM ET
Listing courtesy of Bhhs Florida Properties Group · JIM Steele, PA · MLS #W7887172 · Active · 727-835-3110Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
This 4-bedroom, 2.5-bath home in Shell Cove is only 4 years old and looks like it just came out of a magazine — luxury vinyl plank floors, granite countertops, wood shaker cabinets, tile backsplash, stainless steel appliances, and a kitchen island that ties it all together. Two stories gives you room to breathe, and with a community pool, playground, and pickleball courts just outside your door, weekends basically plan themselves. All of this for under $400,000 — if you're a first-time buyer who doesn't want to settle, this is the one.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJul 1, 2026
- Listed$399,900Jun 30, 2026
- Price increased$399,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Shell Cove Ph 2
- County
- Hillsborough
- Year built
- 2022
- Living area
- 2,589 sq ft
- Price/sq ft
- $154
- Building area
- 3,145 sq ft (Public Records)
- Lot size
- 6,600 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500* (12057C0652J)
- Garage
- 2 spaces
- Annual taxes
- $9,730 (2025)
- Parcel #
- U-06-32-19-C0O-000000-00627.0
- Zoning
- PD
- MLS #
- W7887172
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Vinyl
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $175 / Annually
- Monthly HOA
- $15/mo
- Total monthly fees
- $15/mo
- Total annual fees
- $175
- HOA name
- INFRAMARK/ Lisa Castoria
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Please verify with HOA
Exterior & Construction
- Exterior features
- Sidewalk, Sliding Doors
- Construction materials
- Block, Cement Siding, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Phone Available, Underground Utilities, Water Available
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 16x15 |
| Primary Bedroom | Second | 17x14 |
| Kitchen | First | 19x16 |
Listing Details
- Listing date
- 2026-06-30
- On market date
- 2026-06-30
- Original list price
- $399,900
- Occupant type
- Owner
- MLS area
- 33570 - Ruskin/Apollo Beach
- Listing AOR
- West Pasco
- Status changed
- 2026-07-01
- Tax legal description
- SHELL COVE PHASE 2 LOT 627
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75, take exit for FL-674 W/Collage Ave toward Ruskin. Merge onto FL-674 W / College Ave and travel approx. 2.7 miles until you reach S Tamiami Trail/S U.S. Hwy 41. Travel north for approx. a half mile until you reach W. Shell Point Rd. Travel west for approx. .8 miles and the community will be on your right.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 30, 2026 at 9:31 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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