902 Oakwood Drive, FL902 Oakwood Drive, FL902 Oakwood Drive, FL
Stellar MLS
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$1,965,000

902 Oakwood Drive

Largo, FL 33770

Listing updated: July 12, 2026 at 2:05 PM ET

Active
Stellar MLSListing courtesy of Charles Rutenberg Realty Inc · Barbara Brockwell · MLS #TB8524079 · Active · 727-538-9200
4
Beds
3
Baths
2,266
Sq Ft
0.21
Acres
1960
Built
WaterfrontWater accessPrivate pool$867/sqft
Single Family Residence

Property type

1960

Year built

8,995 sqft

Lot size

$867

Price / sq ft

$35/mo

HOA dues

11

Days on market

2

Garage spaces

AE

Flood zone

About this home

Step outside to a sparkling pool and sun-drenched lanai. A few more steps and you’re on your private dock, where the Intracoastal Waterway stretches out as far as the eye can see. That kind of outdoor access is becoming nearly impossible to find in Pinellas County. Most waterfront properties have been — or will be — elevated to meet flood zone standards, eliminating that seamless indoor-outdoor connection. Don’t miss your opportunity — this is the one they said didn’t exist anymore. This residence has passed all required Pinellas County inspections — including electrical, plumbing, and roofing — with full documentation on file, yet retains its original ground-level footprint just steps from the water. For buyers seeking true step-out waterfront living, opportunities like this one are not being replicated. Nestled in the waterfront enclave of Harbor Bluffs — one of Pinellas County’s most cherished communities, celebrated for its serene, deed-restricted streets and proximity to the Gulf — this 4-bedroom, 3-bathroom pool home sits on a rare lot delivering water views on both the rear and side of the property. Whether you’re arriving home by boat or simply watching the herons work the seawall on a quiet morning, the water is always front and center. Inside, the updates speak for themselves. The remodeled kitchen features white granite countertops, soft-close cabinetry, stainless steel appliances, and a natural gas range — made for effortless entertaining. Classic plantation shutters flow throughout, lending a clean coastal elegance that carries from room to room. The north-facing orientation means living spaces stay naturally cool and bright without harsh afternoon sun — a quiet luxury that west-facing waterfront buyers discover too late. Behind the scenes, this home has been meticulously upgraded: PGT hurricane-impact, energy-efficient windows throughout, a NEC code-compliant electric panel upgraded in 2025, newly blown-in cellulose attic insulation, a tankless water heater, and a new roof and primary AC installed in 2022. A convenient interior laundry closet rounds out a home that has been carefully maintained where it counts. For the boating enthusiast, the private dock with boat lift puts you on the water in minutes — no marina fees, just your boat on your schedule and the waterway at your doorstep — with quick access to the open Gulf beyond. When you’d rather stay close to home, the pool and lanai are waiting. While this property sustained minor flooding during Hurricane Helene in September 2024, the home was fully remediated by licensed professionals, all required permits were filed with Pinellas County, and every inspection passed. This is a home that has been through the worst Florida can deliver — and came out the other side ready for its next chapter. And that next chapter begins in Harbor Bluffs — the kind of neighborhood where neighbors know each other by name, egrets and herons work the seawalls like they pay rent, and every evening reminds you exactly why you chose waterfront Florida living. Minutes from the pristine Gulf Coast beaches, with the fabulous restaurants and boutiques of Belleair Bluffs just blocks away. World-class libraries, beautiful parks, and excellent medical facilities are all close at hand — with St. Pete-Clearwater Airport minutes away and Tampa International 30 minutes away. This is an address that never goes out of style — don’t miss out on this timeless opportunity to call it your own.

Estimated monthly payment

Principal & interest$9,936
Property taxes$1,046
Home insurance (est.)$901
HOA dues$35

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history11 days on market

  1. Status: Active
    Jul 1, 2026
  2. Listed$1,965,000
    Jul 1, 2026
  3. Price increased$1,965,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
11
Subdivision
Harbor Bluffs Sec 4
County
Pinellas
Year built
1960
Living area
2,266 sq ft
Price/sq ft
$867
Building area
2,802 sq ft (Public Records)
Lot size
8,995 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0112H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$12,555 (2025)
Parcel #
06-30-15-35802-000-0760
Zoning
R-2
MLS #
TB8524079

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Vinyl
Appliances
Dishwasher, Dryer, Range, Refrigerator, Tankless Water Heater, Washer
Interior features
Ceiling Fans(s), Thermostat
Laundry
Laundry Closet
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$420 / Annually
Monthly HOA
$35/mo
Total monthly fees
$35/mo
Total annual fees
$420
HOA name
Professional Condo Concepts
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify with HOA
Approval process
Verify with HOA

Exterior & Construction

Exterior features
Lighting, Sliding Doors
Construction materials
Block
Roof
Shingle
Foundation
Block
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
KitchenFirst
Great RoomFirst

Listing Details

Listing date
2026-07-01
On market date
2026-07-01
Original list price
$1,965,000
Occupant type
Vacant
MLS area
33770 - Largo/Belleair Bluffs
Listing AOR
Suncoast Tampa
Status changed
2026-07-01
Tax legal description
HARBOR BLUFFS SEC 4 LOT 76

Flood risk

High riskFEMA Zone AEPanel 12103C0112H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Indian Rocks and West Bay Drive, head south. Turn right onto Oakwood Drive, over bridge and home is on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 12, 2026 at 2:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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