

$589,900
2139 20th Avenue
Largo, FL 33774
Listing updated: August 25, 2026 at 4:37 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under Construction. Welcome to this brand-new farmhouse-style residence offering the perfect blend of modern design, quality construction, hurricane impact windows and doors, and a peaceful setting in unincorporated Largo. Situated on a 63' x 128' homesite at the end of a quiet dead-end street, this one-story concrete block home enjoys a unique location directly across from the McKay Creek County Conservation Area, providing a natural wooded backdrop, added privacy, and no homes directly across the street. Best of all, the property is located in Flood Zone X, offering additional peace of mind. Inside, you'll find an inviting open-concept floor plan featuring 3 bedrooms, 2 bathrooms, and a versatile bonus room that can easily serve as a home office, den, playroom, or home gym. The spacious kitchen is designed for everyday living and entertaining, showcasing a large center island with quartz countertops, stainless steel appliances, and seamless flow into the dining and living areas. The private owner's suite offers a spacious walk-in closet and a beautifully appointed en-suite bathroom complete with dual vanities and a walk-in shower. Additional highlights include a walk-in laundry room, covered front and rear porches, and quality finishes throughout. The home is conveniently located near shopping, restaurants, beaches, parks, and major commuting routes while still offering the privacy and charm of a tucked-away neighborhood. Don't miss the opportunity to own this thoughtfully designed new construction home in one of Largo's most unique settings. Schedule your private showing today, and the estimated completion date is September 2026.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history42 days on market
- Status: ActiveJul 14, 2026
- Listed$589,900Jul 14, 2026
- Price increased$589,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 42
- Subdivision
- Gulf Terrace
- County
- Pinellas
- Year built
- 2026
- Living area
- 1,746 sq ft
- Price/sq ft
- $338
- Building area
- 2,313 sq ft (Builder)
- Lot size
- 8,063 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0118H)
- Garage
- 2 spaces
- Annual taxes
- $380 (2025)
- Parcel #
- 04-30-15-34524-000-0780
- MLS #
- TB8523980
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Disposal
- Interior features
- Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
- New construction
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Concrete
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Other
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | First | 11x12 |
| Bedroom 3 | First | 11x12 |
| Primary Bedroom | First | 12x15 |
| Office | First | 10x10 |
| Dining Room | First | 13x9 |
| Living Room | First | 13x18 |
| Kitchen | First | 13x9 |
Listing Details
- Listing date
- 2026-06-29
- On market date
- 2026-07-14
- Original list price
- $589,900
- Occupant type
- Vacant
- MLS area
- 33774 - Largo
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-14
- Tax legal description
- GULF TERRACE LOT 78
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take 23rd Street SW to East on 20th Ave SW home is on the left side of the dead end street.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 25, 2026 at 4:37 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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