2139 20th Avenue, FL2139 20th Avenue, FL
Stellar MLS
1 / 2

$589,900

2139 20th Avenue

Largo, FL 33774

Listing updated: August 25, 2026 at 4:37 PM ET

Active
Stellar MLSListing courtesy of Compass Florida Llc · Josh Taylor · MLS #TB8523980 · Active · 813-365-9935
3
Beds
2
Baths
1,746
Sq Ft
0.19
Acres
2026
Built
New construction$338/sqft360° tour
Single Family Residence

Property type

2026

Year built

8,063 sqft

Lot size

$338

Price / sq ft

No HOA

HOA dues

42

Days on market

2

Garage spaces

X

Flood zone

About this home

Under Construction. Welcome to this brand-new farmhouse-style residence offering the perfect blend of modern design, quality construction, hurricane impact windows and doors, and a peaceful setting in unincorporated Largo. Situated on a 63' x 128' homesite at the end of a quiet dead-end street, this one-story concrete block home enjoys a unique location directly across from the McKay Creek County Conservation Area, providing a natural wooded backdrop, added privacy, and no homes directly across the street. Best of all, the property is located in Flood Zone X, offering additional peace of mind. Inside, you'll find an inviting open-concept floor plan featuring 3 bedrooms, 2 bathrooms, and a versatile bonus room that can easily serve as a home office, den, playroom, or home gym. The spacious kitchen is designed for everyday living and entertaining, showcasing a large center island with quartz countertops, stainless steel appliances, and seamless flow into the dining and living areas. The private owner's suite offers a spacious walk-in closet and a beautifully appointed en-suite bathroom complete with dual vanities and a walk-in shower. Additional highlights include a walk-in laundry room, covered front and rear porches, and quality finishes throughout. The home is conveniently located near shopping, restaurants, beaches, parks, and major commuting routes while still offering the privacy and charm of a tucked-away neighborhood. Don't miss the opportunity to own this thoughtfully designed new construction home in one of Largo's most unique settings. Schedule your private showing today, and the estimated completion date is September 2026.

Estimated monthly payment

Principal & interest$2,983
Property taxes$32
Home insurance (est.)$270

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history42 days on market

  1. Status: Active
    Jul 14, 2026
  2. Listed$589,900
    Jul 14, 2026
  3. Price increased$589,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
42
Subdivision
Gulf Terrace
County
Pinellas
Year built
2026
Living area
1,746 sq ft
Price/sq ft
$338
Building area
2,313 sq ft (Builder)
Lot size
8,063 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0118H)
Garage
2 spaces
Annual taxes
$380 (2025)
Parcel #
04-30-15-34524-000-0780
MLS #
TB8523980

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dishwasher, Disposal
Interior features
Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South
New construction
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Other
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Concrete

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Other

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Bedroom 2First11x12
Bedroom 3First11x12
Primary BedroomFirst12x15
OfficeFirst10x10
Dining RoomFirst13x9
Living RoomFirst13x18
KitchenFirst13x9

Listing Details

Listing date
2026-06-29
On market date
2026-07-14
Original list price
$589,900
Occupant type
Vacant
MLS area
33774 - Largo
Listing AOR
Suncoast Tampa
Status changed
2026-07-14
Tax legal description
GULF TERRACE LOT 78

Flood risk

Minimal riskFEMA Zone XPanel 12103C0118H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take 23rd Street SW to East on 20th Ave SW home is on the left side of the dead end street.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 25, 2026 at 4:37 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA