


$259,900
415 8th Street
Winter Haven, FL 33881
Listing updated: September 8, 2026 at 4:43 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Move-in ready, thoughtfully updated, and NO HOA -- this charming Winter Haven bungalow checks the boxes buyers are looking for! Featuring 3 bedrooms and 2 bathrooms, this inviting home offers the perfect combination of comfort, character, and value in a convenient location. Step inside to discover durable wood-look tile flooring throughout, beautiful granite countertops, and a cozy wood-burning fireplace that creates an ideal gathering space. Major updates completed in **2020--including the roof, HVAC system, water heater, and windows--**offer valuable peace of mind for the next owner. Outside, the fully fenced backyard provides the flexibility buyers love, whether you need space for pets, play, entertaining, or simply enjoying the Florida sunshine. And with no HOA, you have the freedom to enjoy your property your way. Conveniently located in the heart of Winter Haven with easy access to shopping, dining, schools, parks, and everything Central Florida has to offer. If you're looking for a home with the updates already in place, a great yard, and no HOA restrictions, this is one you won't want to miss. Schedule your private showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history69 days on market
- Status: ActiveJul 1, 2026
- Listed$275,000Jul 1, 2026
- Price reduced$259,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 69
- Subdivision
- Elbert Park Resub
- County
- Polk
- Year built
- 1926
- Living area
- 1,652 sq ft
- Price/sq ft
- $157
- Lot size
- 7,910 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0364G)
- Annual taxes
- $2,886 (2025)
- Parcel #
- 26-28-21-577500-005150
- Zoning
- R-1C
- MLS #
- L4963119
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Built-In Oven, Dishwasher, Microwave, Refrigerator
- Interior features
- Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Mailbox, Private Yard
- Construction materials
- Wood Siding
- Roof
- Shingle
- Foundation
- Pillar/Post/Pier
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Public
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-06-27
- On market date
- 2026-07-01
- Original list price
- $275,000
- Occupant type
- Owner
- MLS area
- 33881 - Winter Haven / Florence Villa
- Listing AOR
- East Polk
- Status changed
- 2026-07-01
- Tax legal description
- RESUB OF BLKS 4 5 6 OF ELBERT PARK PB 5 PG 48 IN S28 T28 R26 BLK 5 LOT 15
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Driving west on Cypress Gardens Blvd, Turn right onto Sixth St SE. After 1.3 miles, turn right onto E Central Ave, veer left onto W Lake Elbert Dr NE. Veer left onto Eighth St NE. After 800 ft, the house is on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 8, 2026 at 4:43 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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