638 7th Street, FL638 7th Street, FL638 7th Street, FL
Stellar MLS
1 / 28

$287,900

638 7th Street

Lakeland, FL 33805

Listing updated: July 18, 2026 at 12:06 PM ET

Active
Stellar MLSListing courtesy of Hut Realty, Llc · Daniel Hut · MLS #P4939163 · Active · 407-559-2929
3
Beds
2
Baths
1,376
Sq Ft
0.1
Acres
2026
Built
New construction$209/sqft
Single Family Residence

Property type

2026

Year built

4,386 sqft

Lot size

$209

Price / sq ft

No HOA

HOA dues

22

Days on market

X

Flood zone

About this home

NO HOA! BRAND NEW 2026 CONSTRUCTION! MOVE-IN READY! This stunning 3-bedroom, 2-bathroom single-family home at 638 W 7th Street, Lakeland offers 1,376 square feet of thoughtfully designed living space and 1,876 total square feet under roof, featuring a modern open floorplan, quality craftsmanship, and contemporary finishes throughout. Situated on a centrally located lot within Lakeland city limits in Flood Zone X, this home provides the perfect combination of convenience, functionality, and low-maintenance living. Built with durable concrete and wood-frame construction and connected to public water and public sewer, this home is designed for today's lifestyle. Enjoy luxury vinyl flooring, soaring ceilings, solid wood cabinetry, stone countertops, walk-in closets, ceiling fans, and an open kitchen overlooking the main living area. The spacious covered front porch and oversized 2-car attached carport provide additional outdoor living and ample parking. No HOA means the freedom to enjoy your property without restrictive association rules or fees. Conveniently located just minutes from downtown Lakeland, Bonnet Springs Park, Lake Mirror, shopping, dining, schools, medical facilities, and I-4, offering easy commutes to both Tampa and Orlando. This is an excellent opportunity to secure a brand-new home at an affordable price. Seller financing and private financing available. Do NOT wait, it will not last long!

Estimated monthly payment

Principal & interest$1,456
Property taxes$18
Home insurance (est.)$132

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history22 days on market

  1. Status: Active
    Jun 26, 2026
  2. Listed$299,900
    Jun 26, 2026
  3. Price reduced$287,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
22
Subdivision
Adairs Add
County
Polk
Year built
2026
Living area
1,376 sq ft
Price/sq ft
$209
Building area
1,876 sq ft (Owner)
Lot size
4,386 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0315G)
Annual taxes
$220 (2025)
Parcel #
23-28-12-050500-007100
Zoning
RA-4
MLS #
P4939163

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Other, Vinyl
Appliances
Other
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Inside, Laundry Room, Other
Stories / Levels
One
Direction faces
North
New construction
Yes

Heating & Cooling

Heating
Central, Electric, Other
Cooling
Central Air, Other

Parking

Attached garage
No
Parking features
Covered, Driveway, Ground Level, Guest, Off Street, On Street, Open, Other, Oversized
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, Other, Owner Financing, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Garden, Lighting, Other, Private Entrance
Construction materials
Concrete, Other, Frame
Roof
Other, Shingle
Foundation
Other, Slab
Road surface
Asphalt, Other, Paved

Utilities

Sewer
Public Sewer, Other
Water source
Public, See Remarks
Utilities
Electricity Available, Electricity Connected, Other, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected

Schools

ElementaryLincoln Avenue AcademyGreatSchools ↗
MiddleALawton Chiles MiddleGreatSchools ↗
High SchoolGeorge Jenkins HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst

Listing Details

Listing date
2026-06-26
On market date
2026-06-26
Original list price
$299,900
Occupant type
Vacant
MLS area
33805 - Lakeland / Gibsonia
Listing AOR
East Polk
Status changed
2026-06-26
Tax legal description
ADAIRS ADD PB 3 PG 13 BLK G LOT 10

Flood risk

Minimal riskFEMA Zone XPanel 12105C0315G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head toward N Walker Ave. Turn left onto N Lincoln Ave. Turn right onto W 7th St. Destination will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 18, 2026 at 12:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA