$299,900
638 7th Street
Lakeland, FL 33805
Listing updated: June 26, 2026 at 5:34 PM ET
Listing courtesy of Hut Realty, Llc · Daniel Hut · MLS #P4939163 · Active · 407-559-2929Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
NO HOA! BRAND NEW 2026 CONSTRUCTION! MOVE-IN READY! This stunning 3-bedroom, 2-bathroom single-family home at 638 W 7th Street, Lakeland offers a thoughtfully designed open floorplan with modern finishes and quality craftsmanship throughout. Situated on a centrally located lot within Lakeland city limits in Flood Zone X, this home provides the perfect combination of convenience, functionality, and low-maintenance living. Built with durable concrete and wood-frame construction and connected to public water and public sewer, this home is designed for today's lifestyle. Enjoy luxury vinyl flooring, soaring ceilings, solid wood cabinetry, stone countertops, walk-in closets, ceiling fans, and an open kitchen overlooking the main living area. The spacious covered front porch and oversized 2-car attached carport provide additional outdoor living and ample parking. No HOA means the freedom to enjoy your property without restrictive association rules or fees. Conveniently located just minutes from downtown Lakeland, Bonnet Springs Park, Lake Mirror, shopping, dining, schools, medical facilities, and I-4, offering easy commutes to both Tampa and Orlando. This is an excellent opportunity to secure a brand-new home at an affordable price. Seller financing and private financing available. Do NOT wait, it will not last long!
Local Insight
At $187/sqft for new construction in a flood-safe zone with no HOA, this is genuinely competitive pricing for Lakeland—you're looking at a $100+/sqft discount versus newer builds in Seminole County. The tight 0.1-acre lot and Adairs Add location mean you're buying affordability and newness over space or land, so walk the neighborhood and confirm the schools (Lincoln Avenue Academy feeds into solid middle and high options) align with your family's actual commute and preference for charter versus traditional public. The 2026 build date is a selling point for warranty and efficiency, but verify what's included in that construction—foundation, HVAC, appliance upgrades—since the price point suggests it may be base-model spec.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 26, 2026
- Listed$299,900Jun 26, 2026
- Price increased$299,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Adairs Add
- County
- Polk
- Year built
- 2026
- Living area
- 1,600 sq ft
- Price/sq ft
- $187
- Lot size
- 4,386 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0315G)
- Annual taxes
- $220 (2025)
- Parcel #
- 23-28-12-050500-007100
- Zoning
- RA-4
- MLS #
- P4939163
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Other, Vinyl
- Appliances
- Other
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room, Other
- Stories / Levels
- One
- Direction faces
- North
- New construction
- Yes
Heating & Cooling
- Heating
- Central, Electric, Other
- Cooling
- Central Air, Other
Parking
- Attached garage
- No
- Parking features
- Covered, Driveway, Ground Level, Guest, Off Street, On Street, Open, Other, Oversized
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, Other, Owner Financing, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Garden, Lighting, Other, Private Entrance
- Construction materials
- Concrete, Other, Frame
- Roof
- Other, Shingle
- Foundation
- Other, Slab
- Road surface
- Asphalt, Other, Paved
Utilities
- Sewer
- Public Sewer, Other
- Water source
- Public, See Remarks
- Utilities
- Electricity Available, Electricity Connected, Other, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-06-26
- On market date
- 2026-06-26
- Original list price
- $299,900
- Occupant type
- Vacant
- MLS area
- 33805 - Lakeland / Gibsonia
- Listing AOR
- East Polk
- Status changed
- 2026-06-26
- Tax legal description
- ADAIRS ADD PB 3 PG 13 BLK G LOT 10
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head toward N Walker Ave. Turn left onto N Lincoln Ave. Turn right onto W 7th St. Destination will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 26, 2026 at 5:34 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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