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$495,000

10863 Xanadu Path

Homosassa, FL 34448

Listing updated: June 26, 2026 at 1:02 AM ET

Active

Listing courtesy of Signature Realty Associates · Angelia Piche · MLS #TB8523226 · Active · 813-689-3115

Baths

0.31

Acres

◆Waterfront◆Water access◆$36/sqft◆360° tour

Land

Property type

13,714 sqft

Lot size

$36

Price / sq ft

$58/mo

HOA dues

Days on market

Flood zone

About this home

Absolutely stunning WATERFRONT LOT directly on the beautiful Homasassa River. Buildable lots on OPEN WATER are a rare enough, but a buildable lot in a private GATED, small community with direct access to the river AND a DOCK ALLOWANCE for the buyer makes this lot an opportunity you can't miss. Located in Cherokee Trace with less than ten homes, this MILLIONAIRE'S ROW lot is ready for your build. Exclusive, gated, and yet GOLF CART friendly with quick and easy access to Old Homasassa. The Freezer, Shed, Florida Cracker Kitchen and Monkey Bar are walking distance.

Local Insight

At $36 per square foot for a waterfront lot in an AE flood zone, you're paying for the water access, but you'll need to factor in mandatory flood insurance costs that could easily add $1,500+ annually—make sure that's baked into your actual carrying costs before you fall in love with the location. The Cherokee Trace HOA at $58/month is reasonable, but given the flood designation, confirm what restrictions exist on building elevation requirements and whether previous owners had claims that might affect future insurability or resale.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,503

Property taxes$276

Home insurance (est.)$227

HOA dues$58

Down payment

20%

$99,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Jun 25, 2026
Listed$495,000
Jun 25, 2026
Price increased$495,000

Facts & features

Property type: Land
Status: Active
Days on market: 0
Subdivision: Cherokee Trace Sub
County: Citrus
Price/sq ft: $36
Lot size: 13,714 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: AE (12017C0311E)
Annual taxes: $3,308 (2025)
Parcel #: 17E-19S-32-0020-00000-0130
Zoning: CLR
MLS #: TB8523226

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HOA & Financial

HOA fee: $700 / Annually
Monthly HOA: $58/mo
Total monthly fees: $58/mo
Total annual fees: $700
HOA name: Joni Guion
CDD: No
Listing terms: Cash, Conventional
Ownership: Fee Simple

Exterior & Construction

Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available

Community

Pets allowed: Yes

Listing Details

Listing date: 2026-06-25
On market date: 2026-06-25
Original list price: $495,000
MLS area: 34448 - Homosassa
Listing AOR: Suncoast Tampa
Status changed: 2026-06-25
Tax legal description: CHEROKEE TRACE PB 17 PG 31 LOT 13

Flood risk

High riskFEMA Zone AEPanel 12017C0311E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Yulee Dr., turn right on Xanadu Path to lot

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 26, 2026 at 1:02 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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