$449,900
1049 Monroe Street
Lakeland, FL 33801
Listing updated: June 26, 2026 at 6:53 AM ET
Listing courtesy of Re/Max 200 Realty · Brooke Cangro · MLS #O6419909 · Active · 407-629-6330Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Rare opportunity to own a charming historic property with built-in income potential in the heart of Lakeland! The main residence offers 1,981 square feet of living space with 3 bedrooms and 2 bathrooms, showcasing the timeless character and craftsmanship of its 1930 construction. Major updates include a new roof in 2017 and HVAC system in 2018, providing added peace of mind. What truly sets this property apart is the detached income-producing building located on the same parcel. The lower-level apartment features 1 bedroom, 1 bathroom, 551 square feet, and a private carport. Upstairs, a separate entrance leads to a 2-bedroom, 1-bath apartment offering 662 square feet. Whether you're looking to offset your mortgage, generate additional monthly income, accommodate extended family, or expand your investment portfolio, the possibilities are endless. Live comfortably in the main home while collecting rental income from both apartments from day one. Unique properties offering historic charm, multiple rental units, and immediate income potential are hard to find—don't miss this exceptional Lakeland opportunity!
Local Insight
At $140/sqft, this 1925 home in Avalon Park sits right at Lakeland's median price point, but you're getting serious square footage—over 3,200 sqft with six bedrooms—which is notably efficient for the market. The trade-off is that century-old construction means you'll want a thorough inspection for foundation, roof, and systems before committing, especially given the age-to-price ratio that suggests either solid bones or deferred maintenance waiting to surface. No flood zone X designation and no HOA are genuine pluses for this price range, but the lot size at 0.34 acres is tight for the footprint, so outdoor space won't be a selling point.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 25, 2026
- Listed$449,900Jun 25, 2026
- Price increased$449,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Avalon Park
- County
- Polk
- Year built
- 1925
- Living area
- 3,204 sq ft
- Price/sq ft
- $140
- Building area
- 4,000 sq ft (Appraiser)
- Lot size
- 14,697 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12105C0315G)
- Annual taxes
- $6,706 (2025)
- Parcel #
- 24-28-19-216500-001020
- Zoning
- RA-4
- MLS #
- O6419909
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Interior Details
- Bedrooms
- 6
- Full bathrooms
- 5
- Flooring
- Ceramic Tile, Wood
- Appliances
- Range, Refrigerator
- Interior features
- Ceiling Fans(s), PrimaryBedroom Upstairs, Walk-In Closet(s)
- Laundry
- Laundry Closet
- Stories / Levels
- Two
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Entrance, Sidewalk
- Construction materials
- Frame
- Roof
- Shingle
- Foundation
- Crawlspace
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Balcony/Porch/Lanai | First | 23x10 |
| Living Room | First | 23x13 |
| Dining Room | First | 17x14 |
| Kitchen | First | 17x10 |
| Primary Bedroom | Second | 18x14 |
| Bedroom 2 | Second | 13x12 |
| Bedroom 3 | Second | 13x9 |
Listing Details
- Listing date
- 2026-06-25
- On market date
- 2026-06-25
- Original list price
- $449,900
- Occupant type
- Vacant
- MLS area
- 33801 - Lakeland
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-25
- Tax legal description
- AVALON PLACE PB 8 PG 13 BLK A LOTS 2 3 & W 5 FT OF 1
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Bartow Rd. south, right on Palmetto, Left on Jefferson, right onto Monroe.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 26, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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