5495 Summer Sunset Drive, FL5495 Summer Sunset Drive, FL5495 Summer Sunset Drive, FL
Stellar MLS
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$450,000

5495 Summer Sunset Drive

Apollo Beach, FL 33572

Listing updated: June 25, 2026 at 4:59 PM ET

Active
Stellar MLSListing courtesy of 27north Realty · Mario Banales · MLS #TB8523150 · Active · 813-645-4663
5
Beds
3
Baths
2,506
Sq Ft
0.26
Acres
2023
Built
$180/sqft
Single Family Residence

Property type

2023

Year built

11,226 sqft

Lot size

$180

Price / sq ft

$13/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to Waterset, one of Apollo Beach's most sought-after communities where resort-style living meets everyday convenience. This stunning 5-bedroom, 3-bathroom Indigo floor plan checks every box for growing families and anyone who loves to entertain. Built in 2023 and offering 2,470 sq ft of modern living space, you're greeted by an impressive foyer with soaring ceilings that immediately sets the tone for the rest of the home. The open-concept main floor flows effortlessly from the foyer into the living, dining, and kitchen areas featuring quartz countertops, stainless steel appliances, luxury vinyl flooring throughout, and a smart thermostat for energy-efficient living. A tucked-away guest suite with a full bathroom on the main floor adds the perfect touch of privacy for visitors. Upstairs you'll find a generously sized loft, ideal for a playroom, home office, or movie nights, along with three spacious secondary bedrooms and a full bathroom. The owner's suite is a true retreat, complete with a walk-in shower, double vanities, and a large walk-in closet. A laundry room with washer and dryer included sits conveniently nearby. Step outside to one of the most uniquely positioned lots in the community a quarter-acre pie-shaped corner lot that delivers something most homes simply can't offer. The shape of the lot creates significant space between you and your neighbors on both sides, giving you a level of privacy and breathing room that a standard rectangle lot just doesn't provide. Out back you have no rear neighbors, just a peaceful open green space, a blank canvas ready for the outdoor retreat you've always envisioned. And because the home sits on a small private loop, through traffic is virtually nonexistent. Only residents who live on the street have any reason to be there, making it a quiet and tucked-away feel while still being minutes from everything Waterset has to offer. All of this inside a community that truly has it all, four pools, basketball, volleyball, pickleball, tennis, a dog park, walking trails, and playgrounds, with easy highway access making the entire Tampa Bay area within reach. This one won't last — schedule your private showing today.

Local Insight

At $180 per square foot for a 2023 build in Waterset, you're getting solid new construction pricing, though the 0.26-acre lot is compact and the $13 monthly HOA is suspiciously low—verify what that actually covers since amenity-heavy communities typically cost more. The X flood zone is a genuine advantage here, meaning no flood insurance requirement, which saves you money long-term compared to similar properties in this area. The real question is whether the five-bedroom layout works for your needs, since the tight lot limits outdoor space and potential future expansion.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,275
Property taxes$911
Home insurance (est.)$206
HOA dues$13

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 25, 2026
  2. Listed$450,000
    Jun 25, 2026
  3. Price increased$450,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Waterset Wolf Crk Ph A & D1
County
Hillsborough
Year built
2023
Living area
2,506 sq ft
Price/sq ft
$180
Building area
2,999 sq ft (Builder)
Lot size
11,226 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12057C0494J)
Garage
2 spaces
Annual taxes
$10,928 (2025)
Parcel #
U-27-31-19-C7S-000007-00009.0
Zoning
PD
MLS #
TB8523150

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Interior Details

Bedrooms
5
Full bathrooms
3
Flooring
Carpet, Vinyl
Appliances
Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Stone Counters
Laundry
Laundry Room, Upper Level
Stories / Levels
Two
Direction faces
Northeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

HOA fee
$151 / Annually
Monthly HOA
$13/mo
Total monthly fees
$13/mo
Total annual fees
$151
HOA name
CASTLE GROUP
CDD
Yes
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
PLEASE CONTACT ASSOCIATON TO VERIFY ANY AND ALL RESTRICTIONS
Approval process
PLEASE CONTACT ASSOCIATON TO VERIFY ANY AND ALL RESTRICTIONS

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
None
Utilities
Cable Connected, Electricity Connected, Sewer Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Bedroom 2First
LoftSecond
Primary BedroomSecond13x17

Listing Details

Listing date
2026-06-23
On market date
2026-06-25
Original list price
$450,000
Occupant type
Owner
MLS area
33572 - Apollo Beach / Ruskin
Listing AOR
Suncoast Tampa
Status changed
2026-06-25
Tax legal description
WATERSET WOLF CREEK PHASES A AND D1 LOT 9 BLOCK 7

Flood risk

Minimal riskFEMA Zone XPanel 12057C0494J

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, take exit 246 toward Big Bend Road/Apollo Beach. Head west on Big Bend Road then turn left onto Waterset Boulevard. Follow Waterset Boulevard passed Paseo Al Mar Blvd,At roundabout, take the second exit to remain on Waterset Boulevard, then immediately turn left onto Summer Sunset Drive, home will be on the left hand side

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 25, 2026 at 4:59 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA