$32,000
8278 Agate Street
Port Charlotte, FL 33981
Listing updated: June 25, 2026 at 1:01 AM ET
Listing courtesy of Luxura Home Realty Llc · Agnesa Margitich · MLS #A4698096 · Active · 941-202-9324Property type
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Beautiful canal-front lot in the peaceful South Gulf Cove community of Port Charlotte. This ready-to-build waterfront parcel offers canal access — the perfect setting for your dream home with boating right from your backyard. Just 15 minutes from the beautiful Gulf beaches, this lot combines tranquil living with easy access to everything Port Charlotte has to offer, including shopping, dining, entertainment, and more. Enjoy world-class fishing, championship golf courses, scenic rivers, and an active Southwest Florida lifestyle right at your fingertips.
Local Insight
At $3 per square foot, this waterfront lot is priced aggressively, but the AE flood zone is a serious constraint that will drive up insurance costs, limit financing options, and require elevated construction—factor in those expenses before assuming you're getting a deal. The lack of HOA and water access are genuine pluses for a small waterfront parcel in Port Charlotte, though you'll want to verify what "water access" actually means (direct frontage, canal lot, or shared easement) since that dramatically affects usability and future value.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 25, 2026
- Listed$32,000Jun 25, 2026
- Price increased$32,000
Facts & features
- Property type
- Land
- Status
- Active
- Days on market
- 0
- Subdivision
- Port Charlotte Sec 058
- County
- Charlotte
- Price/sq ft
- $3
- Lot size
- 9,948 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12015C0211G)
- Annual taxes
- $939 (2025)
- Parcel #
- 412117427002
- Zoning
- RSF3.5
- MLS #
- A4698096
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HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- Ownership
- Fee Simple
Exterior & Construction
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electrical Nearby
Community
- Pets allowed
- Yes
Listing Details
- Listing date
- 2026-06-25
- On market date
- 2026-06-25
- Original list price
- $32,000
- MLS area
- 33981 - Port Charlotte
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-06-25
- Tax legal description
- PCH 058 4230 0002 PORT CHARLOTTE SEC58 BLK4230 LT 2 485/491 PR89-907 1076/816 2063/1848 2109/1213 2752/1501 4938/1944
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
right onto 771/Gasparilla Rd, left onto Ingraham Blvd, right onto Agate St
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 25, 2026 at 1:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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