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$399,000

226 Bimini Drive

Palmetto, FL 34221

Listing updated: July 21, 2026 at 4:30 PM ET

Active

Listing courtesy of Exp Realty, Llc · Jennifer Kenna · MLS #A4698013 · Active · 941-462-3321

Beds

Baths

1,380

Sq Ft

0.1

Acres

2000

Built

◆Waterfront◆Water access◆55+ community◆$289/sqft

Manufactured Home

Property type

2000

Year built

4,414 sqft

Lot size

$289

Price / sq ft

$338/mo

HOA dues

Days on market

Flood zone

About this home

Wake up to peaceful canal views and enjoy the waterfront lifestyle you've been dreaming of in this well-maintained turnkey home located in Tropic Isles, a resident-owned 60-acre waterfront co-op community for active adults 55+. Built in 2000, this residence offers approximately 1,380 square feet of living space, plus a recently completed bonus room adding more than 200 square feet, featuring double-pane thermal windows and sliding glass doors that fill the space with natural light. Boating enthusiasts will appreciate the saltwater location with sailboat-deep water, direct access to Terra Ceia Bay, and no bridges to navigate. An 11,000-pound boat lift makes getting on the water effortless, while the waterfront setting is ideal for fishing, spotting manatees and native birds, or simply relaxing along the canal. The elevated rear patio provides the perfect vantage point to enjoy tranquil water views and Florida sunsets. Whether you're looking for a seasonal retreat or a full-time residence, this home offers the ideal blend of comfort, convenience, and coastal living. Tropic Isles is a vibrant resident-owned community known for its friendly atmosphere, active social calendar, and exceptional waterfront lifestyle. Conveniently located just a short bike ride from Emerson Point Preserve and the Bradenton Yacht Club, you'll also enjoy Gulf beaches approximately 25 minutes away and quick access to I-275 and I-75 in about 15 minutes, making travel to St. Petersburg, Tampa, Sarasota, and beyond a breeze.

Estimated monthly payment

Principal & interest$2,018

Property taxes$372

Home insurance (est.)$183

HOA dues$338

Down payment

20%

$79,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history21 days on market

Status: Active
Jun 30, 2026
Listed$399,000
Jun 30, 2026
Price increased$399,000

Facts & features

Property type: Residential
Sub type: Manufactured Home
Status: Active
Days on market: 21
Subdivision: Tropic Isles Co-Op Inc Or 1784/7782
County: Manatee
Year built: 2000
Living area: 1,380 sq ft
Price/sq ft: $289
Building area: 1,890 sq ft (Public Records)
Lot size: 4,414 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE (12081C0163E)
Annual taxes: $4,462 (2025)
Parcel #: 2925516359
Zoning: MHP1
MLS #: A4698013

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Carpet, Ceramic Tile
Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
Interior features: Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry: Inside
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central
Cooling: Central Air, Humidity Control

Parking

Parking features: None
Carport: Yes

HOA & Financial

HOA fee: $338 / Monthly
Monthly HOA: $338/mo
Total monthly fees: $338/mo
Total annual fees: $4,056
HOA name: BARBARA MCEVOY
CDD: No
Min lease term: 1 Month
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Co-op
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: All Tenants must be approved by HOA.
Approval process: Application along with Background check. Fee required.

Exterior & Construction

Exterior features: Balcony, Rain Gutters, Sliding Doors, Storage
Construction materials: Metal Frame
Roof: Shingle
Foundation: Crawlspace
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Concrete

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public

Community

Pets allowed: Yes
Senior community: Yes

Schools

ElementaryPalmetto Elementary-MNGreatSchools ↗

MiddleLincoln MiddleGreatSchools ↗

High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Bedroom 2	First	12.7x11.5
Primary Bedroom	First	19x15
Family Room	First	15x15.2
Kitchen	First	16x15
Dining Room	First	12.2x15
Living Room	First	18.8x18.7

Listing Details

Listing date: 2026-06-30
On market date: 2026-06-30
Original list price: $399,000
Occupant type: Owner
MLS area: 34221 - Palmetto/Rubonia
Listing AOR: Sarasota - Manatee
Status changed: 2026-06-30
Tax legal description: UNIT 226 TROPIC ISLES CO-OP INC PI#29255.1635/9

Flood risk

High riskFEMA Zone AEPanel 12081C0163E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Coming from Bradenton across the Green Bridge on 8th in Palmetto turn left onto 10th St. At second entrance to Tropic Isles turn right, then immediate left onto Bimini. Follow around till you reach 226 on right.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 21, 2026 at 4:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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