$318,000
128 Vestavia Street
Panama City Beach, FL 32413
Listing updated: July 13, 2026 at 9:16 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Welcome to Panama City Beach's highly sought-after West End, where coastal living meets investment potential. Just a 5-minute walk from the sugar white sands and emerald waters that have made Panama City Beach famous as one of the most beautiful beaches in the world, this meticulously maintained 2021-built 3-bedroom, 2-bath home offers the perfect opportunity for a primary residence, vacation getaway, or short-term rental investment. Approved for short-term rentals and offered with no HOA restrictions, this property provides the flexibility buyers are looking for in today's market. From the moment you arrive, you'll appreciate the oversized maintenance-free coated concrete driveway with ample space for multiple vehicles, boats, RVs, trailers, and recreational equipment. Two covered awnings provide additional shaded parking, while the fully fenced property offers privacy and security. Outdoor living is a true highlight with huge screened front and rear porches featuring durable marine-grade carpeting designed for easy cleaning and maintenance. After a day at the beach, enjoy the convenience of two outdoor showers before relaxing in your private outdoor space. The property also features low-maintenance rubber mulch landscaping, brick paver walkways, dual irrigation systems, storage access on both sides of the home, and heavy-duty lattice screening around the porches. One of the property's standout features is the massive 12x28 shed complete with electric, water access, storage space, and a wheelchair-accessible ramp. Originally planned as a future guest suite or rental space, this versatile structure offers endless possibilities for storage, hobbies, a workshop, or future expansion. Additional improvements include a new shingled roof enhanced with a metal roof system for added durability and weather protection. The backyard offers plenty of room to add a future pool, creating the ultimate beach retreat. Pride of ownership is evident throughout, with the home maintained in immaculate condition. The stove and dishwasher have never been used, no shoes have been worn inside the home, and most furnishings are available for purchase separately, making this an easy turnkey opportunity. Conveniently located near Scenic Highway 30A, Pier Park, shopping, dining, entertainment, and some of Florida's most breathtaking beaches, this exceptional property combines location, flexibility, and value in one of Panama City Beach's most desirable areas. Call today to schedule an appointment!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history19 days on market
- Status: ActiveJun 24, 2026
- Listed$324,999Jun 24, 2026
- Price reduced$318,000
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 19
- Subdivision
- Miramar Heights
- County
- Bay
- Year built
- 2021
- Living area
- 1,504 sq ft
- Price/sq ft
- $211
- Building area
- 1,920 sq ft (Public Records)
- Lot size
- 7,710 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12005C0281J)
- Annual taxes
- $1,291 (2025)
- Parcel #
- 38231-000-000
- Zoning
- R-1CT
- MLS #
- TB8522772
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Vinyl
- Appliances
- Other, Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, Other, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Storage
- Construction materials
- Other
- Roof
- Metal
- Foundation
- Other
- Road surface
- Other
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x12 |
| Kitchen | First | 14x15 |
| Living Room | First | 15x15 |
Listing Details
- Listing date
- 2026-06-24
- On market date
- 2026-06-24
- Original list price
- $324,999
- Occupant type
- Owner
- MLS area
- 32413 - Panama City Beach
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-24
- Tax legal description
- MIRAMAR HEIGHTS 20C4 LOT 20 BLK 4 ORB 4057 P 1326
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Downtown Panama City, head west on US-98 W toward Panama City Beach. Continue on US-98 W (Panama City Beach Parkway) for approximately 12 miles. Turn right onto N Vestavia Street. The property will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 13, 2026 at 9:16 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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