$399,900
101 Sand Oak Boulevard
Panama City Beach, FL 32413
Listing updated: July 8, 2026 at 6:52 AM ET
Listing courtesy of Houwzer Inc · Daniel Robinson · MLS #O6416314 · Active · 267-765-2080Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Whisper Dunes Phase 1-A Lot 1 ORB Immaculate Townhome in Whisper Dunes was once the Model Home for the community so it has many add ons and features most townhomes don't have ! This 3 bedroom 2 1/2 bath corner unit has tons of natural light; open living floor plan; tile flooring downstairs; upgraded wood cabinets; Built in surround sound & even a Two car tiled garage floor! Upon entering the home you are greeted with a large dining area, comfortable living room, 1/2 Bath and Beautiful Kitchen that includes Stainless Steel Appliances. The upstairs Loft area has Bamboo floors and extra cabinets built in for storage. The Master Bedroom has a Huge walk in closet,Full Soaking Tub & separate shower in the Master Bath. The Backyard is very peaceful with a Stone HardScape Feature & Seating Area. Also Note; Roof; HVAC; Hot Water Heater/with Booster; ALL NEW WITHIN LAST FEW MONTHS !
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJul 7, 2026
- Listed$399,900Jul 7, 2026
- Price increased$399,900
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 1
- Subdivision
- Whisper Dunes Ph 01-A
- County
- Bay
- Year built
- 2008
- Living area
- 1,898 sq ft
- Price/sq ft
- $211
- Building area
- 2,498 sq ft (Public Records)
- Lot size
- 5,576 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12005C0168H)
- Garage
- 2 spaces
- Annual taxes
- $2,924 (2025)
- Parcel #
- 35350-101-000
- Zoning
- B-P
- MLS #
- O6416314
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Concrete
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator, Washer
- Interior features
- Walk-In Closet(s)
- Laundry
- Common Area
- Stories / Levels
- Two
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $831 / Quarterly
- Monthly HOA
- $277/mo
- Total monthly fees
- $277/mo
- Total annual fees
- $3,324
- HOA name
- Whisper Dunes HOA
- CDD
- No
- Homestead exemption
- Yes
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Other
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | |
| Bedroom 2 | Second | |
| Bedroom 3 | Second | |
| Bathroom 1 | Second | |
| Bathroom 2 | Second | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-07-07
- On market date
- 2026-07-07
- Original list price
- $399,900
- Occupant type
- Owner
- MLS area
- 32413 - Panama City Beach
- Listing AOR
- Orlando Regional
- Status changed
- 2026-07-07
- Tax legal description
- WHISPER DUNES, PHASE 1-A LOT 1 ORB 4269 P 1802
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-98 West, turn right onto Sand Oak Boulevard. The property is located just ahead on your left in the Whisper Dunes community.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 8, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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