$625,000
3728 Cold Creek Drive
Valrico, FL 33596
Listing updated: June 24, 2026 at 6:32 PM ET
Listing courtesy of Rds Realty, Llc · Rusdel Del Sol · MLS #O6419543 · Active · 305-549-8183Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Fully renovated luxury pool home with no HOA, offering 4 spacious bedrooms, a versatile bonus room, 3 beautifully updated bathrooms, and an oversized 2-car garage. This exceptional residence features an open-concept design with high-end finishes throughout, including a stunning gourmet kitchen with natural stone countertops, custom cabinetry, designer lighting, and spacious walk-in closets. Enjoy seamless indoor-outdoor living with a private saltwater pool, screened enclosure, covered entertainment areas, and professionally landscaped grounds. Additional highlights include modern energy-efficient upgrades, smart home features, premium water filtration systems, EV charging capability, and top-rated schools nearby. This truly turnkey property combines luxury, comfort, and functionality, making it a rare opportunity for buyers seeking a move-in-ready home with resort-style living. Seller is offering $10,000 toward the buyer's closing costs with a full-price.
Local Insight
At $269/sqft for a nearly 30-year-old home with a private pool in a non-flood zone area of Valrico, you're looking at a competitive price point, but the real question is the condition of that 1996 structure—foundation, roof, HVAC—since those systems are reaching end-of-life and will significantly impact your actual cost of ownership. The tight 0.18-acre lot means the pool is the main draw if you're looking for outdoor space, so make sure that's maintained well and factors into what you're really willing to pay. With no HOA, you've got freedom on maintenance, but you'll also own every penny of repairs without community cost-sharing, which matters more on an older home in this price range.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 24, 2026
- Listed$625,000Jun 24, 2026
- Price increased$625,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Bloomingdale Sec P Q
- County
- Hillsborough
- Year built
- 1996
- Living area
- 2,321 sq ft
- Price/sq ft
- $269
- Building area
- 2,996 sq ft (Public Records)
- Lot size
- 8,050 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12057C0415H)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $6,874 (2025)
- Parcel #
- U-07-30-21-36E-000005-00043.0
- Zoning
- PD
- MLS #
- O6419543
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Laminate, Terrazzo
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Thermostat
- Laundry
- Other
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- HOA name
- Donna Jankowitz
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to verify with HOA.
- Approval process
- Buyer to verify with HOA.
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 18x18 |
| Kitchen | First | 13x12 |
| Dining Room | First | 11x11 |
| Office | First | 14x11 |
| Primary Bedroom | First | 15x14 |
| Bedroom 2 | First | 11x11 |
| Bedroom 3 | First | 12x12 |
| Bedroom 4 | First | 12x14 |
| Family Room | First |
Listing Details
- Listing date
- 2026-06-24
- On market date
- 2026-06-24
- Original list price
- $625,000
- Occupant type
- Owner
- MLS area
- 33596 - Valrico
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-24
- Tax legal description
- BLOOMINGDALE SECTION P Q LOT 43 BLOCK 5
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Ideally situated just minutes from Tampa in the sought-after Bloomingdale community of Valrico. Enjoy convenient access via I-75 and the Selmon Expressway, making commuting to Downtown Tampa, MacDill Air Force Base, Brandon, and surrounding areas quick and easy. Close to shopping, restaurants, parks, golf courses, and highly rated schools.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 24, 2026 at 6:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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