


$489,900
1113 Pearl Tree RoadDeltona, FL 32725
Listing updated: October 5, 2026 at 8:38 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
MOTIVATED SELLER! ASSUMABLE LOAN AT 4.5% — BRING YOUR OFFER! Welcome to this beautifully maintained 4-bedroom, 2.5-bath home with a 3-car garage in desirable Hampton Oaks, Deltona. Built in 2022 and offering over 2,700 square feet of living space, this home combines modern finishes, functionality, and plenty of room to spread out. A major highlight is the assumable loan at an attractive 4.5% interest rate, potentially offering a significant financing advantage to a qualified buyer. Buyers are encouraged to inquire about the loan balance, assumption terms, lender approval, and eligibility requirements. Inside, you'll find an open-concept layout with ceramic tile flooring throughout the main living areas and a bright, spacious living room that flows into the well-appointed kitchen. The kitchen features quartz countertops, stainless steel appliances, decorative backsplash, pendant and recessed lighting, abundant cabinetry, a large center island, and a generous walk-in pantry. The adjacent dining area is ideal for everyday meals and entertaining. A versatile flex room provides additional space for a home office, den, playroom, formal dining area, or potential fifth bedroom. The split-bedroom floor plan offers privacy, while the spacious primary suite features a large walk-in closet and an en-suite bath with dual vanities and a walk-in shower with glass enclosure. Additional features include a Nest Smart Thermostat, dedicated indoor laundry room with washer and dryer included, and sliding glass doors leading to a covered lanai and fully fenced backyard with durable PVC fencing and playground. The home sits on a generous quarter-acre lot, providing plenty of outdoor space for relaxing and entertaining. Hampton Oaks offers sidewalks, a community playground, low HOA fees, and no CDD. Conveniently located near I-4, shopping, dining, medical facilities, parks, and major roadways, with easy access to Orlando, Daytona Beach, and surrounding areas. Don't miss this opportunity to own a nearly new home with a 4.5% assumable loan, 3-car garage, quarter-acre lot, and spacious living areas. Motivated Seller — bring your offer and schedule your private showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history103 days on market
- Status: ActiveJun 24, 2026
- Listed$499,900Jun 24, 2026
- Price reduced$489,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 103
- Subdivision
- Hampton Oaks
- County
- Volusia
- Year built
- 2022
- Living area
- 2,760 sq ft
- Price/sq ft
- $178
- Building area
- 3,583 sq ft (Public Records)
- Lot size
- 10,890 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X
- Garage
- 3 spaces
- Annual taxes
- $498 (2026)
- Parcel #
- 812009000900
- Zoning
- R-1AA
- MLS #
- O6419231
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Split Bedroom, Stone Counters, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Garage Door Opener
HOA & Financial
- HOA fee
- $212 / Quarterly
- Monthly HOA
- $71/mo
- Total monthly fees
- $71/mo
- Total annual fees
- $848
- HOA name
- Specialty Management Co.
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer's agent and Buyer to verify leasing restrictions with the HOA or County.
Exterior & Construction
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Public, Water Available
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 17x15 |
| Bedroom 2 | First | 14x15 |
| Bathroom 3 | First | 12x13 |
| Bedroom 4 | First | 14x15 |
| Kitchen | First | 11x18 |
| Living Room | First | 16x26 |
| Dining Room | First | 16x11 |
| Balcony/Porch/Lanai | First | 26x7 |
Listing Details
- Listing date
- 2026-06-23
- On market date
- 2026-06-24
- Original list price
- $499,900
- Occupant type
- Owner
- MLS area
- 32725 - Deltona / Enterprise
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-24
- Tax legal description
- 20-18-31 LOT 90 HAMPTON OAKS MB 61 PGS 108-118 PER OR 7927 PG 4259 PER OR 7927 PG 4264 PER OR 8138 PG 1720 PER OR 8280 PG 3377
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take ramp onto I-4 E (SR-400) toward Daytona Beach. Take exit 111A toward Deltona onto CR-4146 E (Saxon Blvd). Turn left onto Sterling Silver Blvd. Turn right onto Pearl Tree Rd.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 5, 2026 at 8:38 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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