39251 County Road 439, FL39251 County Road 439, FL39251 County Road 439, FL
Stellar MLS
1 / 40

$1,100,000

39251 County Road 439

Umatilla, FL 32784

Listing updated: July 25, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Exp Realty Llc · Daniela Patton · MLS #G5114167 · Active · 888-883-8509
4
Beds
2
Baths
2,241
Sq Ft
4.59
Acres
2026
Built
WaterfrontWater accessNew construction4.59 acres$491/sqft
Single Family Residence

Property type

2026

Year built

199,940 sqft

Lot size

$491

Price / sq ft

No HOA

HOA dues

1

Day on market

2

Garage spaces

A

Flood zone

About this home

Virtually Staged. Experience the perfect blend of luxury, privacy, and waterfront living in this exceptional custom-built lakefront estate, nestled on 4.59 private acres with nearly 200 feet of frontage on beautiful Lake Murphy, a skiable lake. Featuring a grand circular driveway, this brand-new block home offers exceptional craftsmanship, breathtaking views, and the freedom of no HOA. Designed for both everyday living and entertaining, the open-concept floor plan is filled with natural light and showcases panoramic lake views from the main living areas and primary suite. Sliding glass doors open to the covered lanai, creating a seamless indoor-outdoor living experience. The beautifully appointed kitchen features quartz countertops with a full-height backsplash, solid wood soft-close cabinetry, premium stainless steel appliances, double wall ovens, a separate cooktop with pot filler, a spacious center island, and a walk-in pantry. The private primary suite offers tranquil lake views, lanai access, a generous walk-in closet, and a spa-inspired bath with dual vanities, a freestanding soaking tub, and an oversized frameless glass shower with a rainfall showerhead. Additional features include luxury 12mm vinyl plank flooring throughout, sound-insulated interior walls, an oversized laundry room with abundant cabinetry, an irrigation system, seamless gutters, an insulated garage door, an oversized two-car garage, and an exterior lighting package with motion, soffit, landscape, and illuminated entry lighting. Outside, the possibilities are endless with room for a pool, workshop, RVs, boats, trailers, and more. Zoned to accommodate horses, chickens, goats, and other livestock, this property offers the perfect balance of luxury and flexibility. Spend your days boating, fishing, kayaking, paddleboarding, or water skiing right from your own backyard. Conveniently located less than 10 minutes from Publix, approximately 15 minutes from the Wekiva Parkway, and only 20 minutes from charming downtown Mount Dora, this one-of-a-kind property offers a rare combination of luxury, privacy, acreage, and waterfront living.

Estimated monthly payment

Principal & interest$5,562
Property taxes$118
Home insurance (est.)$504

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jul 24, 2026
  2. Listed$1,100,000
    Jul 24, 2026
  3. Price increased$1,100,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Lake Murphy Estates
County
Lake
Year built
2026
Living area
2,241 sq ft
Price/sq ft
$491
Building area
3,392 sq ft (Builder)
Lot size
199,940 sq ft
Lot category
2 to less than 5
Flood zone
A (12069C0240E)
Garage
2 spaces
Annual taxes
$1,415 (2025)
Parcel #
15-18-27-0100-000-00900
Zoning
R-1
MLS #
G5114167

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Cooktop, Dishwasher, Microwave, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East
New construction
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Block
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Available

Schools

ElementaryBUmatilla ElemGreatSchools ↗
MiddleBUmatilla MiddleGreatSchools ↗
High SchoolBUmatilla HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst22x17
KitchenFirst13x14
Primary BedroomFirst17x14
Bedroom 2First13x14
Bedroom 3First13x14
Bedroom 4First13x10

Listing Details

Listing date
2026-06-16
On market date
2026-07-24
Original list price
$1,100,000
Occupant type
Vacant
MLS area
32784 - Umatilla / Dona Vista
Listing AOR
Sarasota - Manatee
Status changed
2026-07-24
Tax legal description
LAKE MURPHY ESTATES LOT 9 PB 23 PG 55 ORB 4749 PG 1804

Flood risk

High riskFEMA Zone APanel 12069C0240E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From SR 46, take CR 46A to SR 44. Turn left onto SR 44, then right onto County Road 439. Continue approximately 5 miles. Property will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 25, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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