$949,000
38 195th Street
Suwannee, FL 32692
Listing updated: June 24, 2026 at 6:53 AM ET
Listing courtesy of Bosshardt Realty Services Llc · Kevin Banes · MLS #GC541382 · Active · 352-371-6100Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Experience the best of Florida waterfront living in this beautiful, fully renovated, high and dry 3-bedroom, 2-bathroom home located in the coastal town of Suwannee, where the Suwannee River meets the Gulf. Offering stunning water views and exceptional boating access, this property is a rare opportunity for anglers, boaters, and anyone seeking a peaceful coastal retreat. Inside, the home has been completely renovated with modern finishes throughout, including all new flooring, new paint, new bathrooms, a fully remodeled kitchen, new HVAC, and numerous additional renovations. The open and inviting interior is designed to maximize comfort while complementing the surrounding waterfront setting from every window. Step outside and enjoy multiple levels of expansive low maintenance decking, perfect for entertaining, relaxing, or taking in breathtaking Gulf views and SPECTACULAR sunsets. The property is equipped for serious waterfront enjoyment with two boat lifts, a private dock, RV hookups, and a separate covered dry boat storage area, providing ample space for all your recreational needs. Whether you're looking for a full-time residence, weekend getaway, or investment property, this turnkey waterfront home offers direct access to some of Florida's finest fishing, boating, and natural beauty—all from your own backyard. Owner is a licensed Realtor in Florida.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 23, 2026
- Listed$949,000Jun 23, 2026
- Price increased$949,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- (0131)
- County
- Dixie
- Year built
- 2000
- Living area
- 1,440 sq ft
- Price/sq ft
- $659
- Building area
- 4,584 sq ft (Public Records)
- Lot size
- 38,768 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- AE
- Annual taxes
- $11,550 (2025)
- Parcel #
- 30-13-12-3479-0000-0001
- Zoning
- RESIDENTIA
- MLS #
- GC541382
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Convection Oven, Dishwasher, Disposal, Microwave, Refrigerator
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Stone Counters
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Yard, RV Hookup
- Construction materials
- Vinyl Siding
- Roof
- Metal
- Foundation
- Stilt/On Piling
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Gravel, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Available, Electricity Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Primary Bedroom | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-06-22
- On market date
- 2026-06-23
- Original list price
- $949,000
- Occupant type
- Vacant
- MLS area
- 32692 - Suwannee
- Listing AOR
- Gainesville-Alachua
- Status changed
- 2026-06-23
- Tax legal description
- Lengthy. See deed.
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
FROM SE 195th St, head into the town of Suwannee, Florida. Home is at the dead-end stop sign facing the gulf.
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 24, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA