4560 Water Oak Terrace, FL
Stellar MLS
1 / 1

$439,990

4560 Water Oak Terrace

Oxford, FL 34484

Listing updated: June 20, 2026 at 6:53 AM ET

Active
Stellar MLSListing courtesy of Lennar Realty · Ben Goldstein · MLS #O6418487 · Active · 352-254-5979
3
Beds
3
Baths
2,052
Sq Ft
0.14
Acres
2026
Built
New construction$214/sqft
Single Family Residence

Property type

2026

Year built

6,098 sqft

Lot size

$214

Price / sq ft

$150/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Under Construction. Experience elevated living in Grand Oaks Manor with this stunning Chesapeake floor plan featuring 2,052 square feet of beautifully designed space with 3 bedrooms +den, 2.5 full baths, and a desirable rear-entry two-car garage. Thoughtfully upgraded throughout, this home blends timeless style with modern comfort. Step inside to find luxury vinyl plank flooring flowing through the main living areas, complemented by upgraded carpeting in the bedrooms for added warmth and comfort. The chef-inspired kitchen is sure to impress with gleaming quartz countertops, a stylish tile backsplash, soft-close cabinetry and drawers, a spacious island, stainless steel appliances, a gas range, and a French door refrigerator—perfect for everyday living. The open-concept design offers generous gathering spaces and seamless indoor-outdoor living, with sliding doors leading to a covered lanai accented by elegant pavers. Additional pavers enhance the driveway, front walkway, and entry, creating exceptional curb appeal. Retreat to beautifully appointed bathrooms featuring tiled showers and designer finishes. Offering the perfect combination of luxury, functionality, and low-maintenance living, this exceptional home is nestled within sought-after Grand Oaks Manor, conveniently located near shopping, dining, entertainment, and The Villages®.

Estimated monthly payment

Principal & interest$2,225
Property taxes$36
Home insurance (est.)$202
HOA dues$150

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 19, 2026
  2. Listed$439,990
    Jun 19, 2026
  3. Price increased$439,990

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Grand Oaks Manor
County
Sumter
Year built
2026
Living area
2,052 sq ft
Price/sq ft
$214
Building area
2,684 sq ft (Builder)
Lot size
6,098 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$430 (2025)
Parcel #
D20H094
Zoning
PUD
MLS #
O6418487

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator, Tankless Water Heater
Interior features
High Ceilings, Open Floorplan, Walk-In Closet(s)
Laundry
Laundry Room, Upper Level
Stories / Levels
Two
Direction faces
West
New construction
Yes

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Alley Access

HOA & Financial

HOA fee
$150 / Monthly
Monthly HOA
$150/mo
Total monthly fees
$150/mo
Total annual fees
$1,800
HOA name
Grand Oaks Manor Property Owner's Association
CDD
No
Min lease term
1 Month
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
A copy of the lease is required to be provided to the HOA within 30 days of the beginning of the agreement. No short-term rentals or multi-family leases are permitted.

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Concrete, HardiPlank Type, Frame
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryWildwood ElementaryGreatSchools ↗
MiddleWildwood MiddleGreatSchools ↗
High SchoolWildwood HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst
KitchenFirst
Primary BedroomSecond

Listing Details

Listing date
2026-06-19
On market date
2026-06-19
Original list price
$439,990
Occupant type
Vacant
MLS area
34484 - Oxford
Listing AOR
Orlando Regional
Status changed
2026-06-19
Tax legal description
LOT 92 GRAND OAKS MANOR PHASE 1

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Hwy 466: Hwy 301 South, turn left onto HWY 472, turn left into Grand Oaks Manor on Grand Oaks Manor Blvd., turn left onto Post Oak Lane, turn right onto Water Oak Terrace. Home on right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 20, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA