217 Banana Street, FL217 Banana Street, FL217 Banana Street, FL
Stellar MLS
1 / 33

$640,000

217 Banana Street

Tarpon Springs, FL 34689

Listing updated: June 20, 2026 at 6:53 AM ET

Active
Stellar MLSListing courtesy of Olympic Realty Services Llc · Maria Kastritsos · MLS #TB8521319 · Active · 727-937-0107
5
Beds
5
Baths
3,410
Sq Ft
0.26
Acres
1948
Built
$188/sqft360° tour
Quadruplex

Property type

1948

Year built

11,238 sqft

Lot size

$188

Price / sq ft

No HOA

HOA dues

1

Day on market

AE

Flood zone

About this home

One of a kind property, located at the best area of Tarpon Springs, near the Bayou and near the Antique district. Also walking distance to the famous Sponge Docks. Only 10 min. drive to Fred Howard Park or the Sunset Beach. This is a single family house (2,352s.f.) that needs total renovation, a good size appartment at the back (1,078s.f.). Then you have a separate building on the brick paved street (50 W. Boyer st.A+B), that brings rent of . This property is perfect for owner occupant that can have good rental income from two or three units. Also, the lot on the East side of the property is coming up for sale, so you could build one more house or just have room for a pool.

Local Insight

At $188/sqft for a 1948 quadruplex, you're getting solid unit density on a tight 0.26-acre lot, which makes sense for the price—but the AE flood zone is a serious consideration that will affect insurance costs and likely require elevation or flood-proofing improvements you should factor into your actual investment return. The 360° tour helps, but a 75-year-old fourplex needs a detailed inspection on systems, roof condition, and whether those five bathrooms are actually functional or just counted on paper—deferred maintenance on older multi-unit properties can eat through your margins fast. Location-wise, you're in Tarpon Springs proper with established schools nearby, so the rental market should be steady, but verify each unit's current lease terms and tenant quality before committing.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$3,236
Property taxes$275
Home insurance (est.)$293

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 19, 2026
  2. Listed$640,000
    Jun 19, 2026
  3. Price increased$640,000

Facts & features

Property type
Residential Income
Sub type
Quadruplex
Status
Active
Days on market
1
Subdivision
Cheyneys Paul Sub
County
Pinellas
Year built
1948
Living area
3,410 sq ft
Price/sq ft
$188
Building area
4,610 sq ft (Public Records)
Lot size
11,238 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12103C0019H)
Annual taxes
$3,297 (2025)
Parcel #
13-27-15-15282-000-0060
MLS #
TB8521319

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Interior Details

Bedrooms
5
Flooring
Ceramic Tile
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ninguno, Primary Bedroom Main Floor
Laundry
None
Stories / Levels
One

Heating & Cooling

Heating
Electric
Cooling
Mini-Split Unit(s)

Parking

Attached garage
No
Parking features
Covered, Driveway, Parking Pad
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Entrance, Private Mailbox
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Crawlspace, Slab
Road surface
Asphalt, Brick, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Water Connected

Schools

ElementaryTarpon Springs Elementary-PNGreatSchools ↗
MiddleTarpon Springs Middle-PNGreatSchools ↗
High SchoolTarpon Springs High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Listing Details

Listing date
2026-06-19
On market date
2026-06-19
Original list price
$640,000
Occupant type
Vacant
MLS area
34689 - Tarpon Springs
Listing AOR
Suncoast Tampa
Status changed
2026-06-19
Tax legal description
CHEYNEY'S, PAUL SUB LOT 6 & N 27FT OF LOT 7

Flood risk

High riskFEMA Zone AEPanel 12103C0019H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Pinellas Ave. (Alt. 19) you may go west on W. Boyer St. to Banana and you will find the property on the corner.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 20, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA