$590,000
990 San Carlos Court
St Petersburg, FL 33702
Listing updated: June 20, 2026 at 6:53 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage space
Flood zone
About this home
Your Turnkey, High-and-Dry Boating & Pool Oasis Awaits in Caya Costa! Escape to the ultimate low-maintenance coastal lifestyle in NE St. Petersburg’s premier 24/7 guard-gated community. A private, sparkling backyard pool is a rare and highly coveted luxury for a townhome in this price tier. Beautifully updated, this 3-bed, 3-full bath, 1-car garage residence is built for seamless indoor-outdoor Florida living. Whether you are hosting a weekend poolside barbecue, relaxing on your screened porch, or taking a refreshing dip after a day on the open water, your backyard is your own personal resort. While located in a flood zone AE, Caya Costa offers unmatched peace of mind: the homes are built high, and this community experienced zero damage to living spaces during recent historic 100-year storm events, with water never getting close to the living areas. For boating enthusiasts, the lifestyle here is unmatched. Leave the expensive marina fees behind: the community features a private boat ramp and a secure, fenced boat storage yard exclusively for your trailers, boats, jet skis, or kayaks. Spend your morning cruising the bay, fish off the community pier on the canal, play a match on the lined tennis and pickleball courts, or double down on relaxation at the massive community pool and hot tub. An incredibly robust HOA fee covers everything for effortless lock-and-leave living: full lawn mowing and front shrub care, reclaimed irrigation water and sprinkler maintenance, roof replacement (every 20 years, replaced in 2020) and leak maintenance, annual pressure washing, gutter cleaning, exterior painting every 7 years, and recently repaved cul-de-sacs (2025/2026). HVAC 2020, Hurricane Impact Sliders, Granite Counters in Baths and Kitchen, Custom Double Front Doors. New Dishwasher, Cooktop, Disposal, Pool Pump, and Garage Door in 25/26. This home is a perfect match for local and national buyers alike. Whether you are looking for a dramatic space-per-dollar reset from high-cost metros like Manhattan (10023), DC (20007), or Chicago (60614), a cross-bay value upgrade from South Tampa (33611), or a lower-maintenance lateral move within NE St. Pete (33702/33703), this property resolves all your lifestyle and logistical needs in a single decision. Enjoy premium daily convenience just 10 minutes from Whole Foods, Trader Joe’s, and the Carillon Business Center. Relocating professionals will love the immediate proximity to major employment hubs like Raymond James, Franklin Templeton, Jabil, Power Design and Johns Hopkins, with seamless highway access to Downtown St. Pete (15 mins), Downtown Tampa (15 Mins), and Tampa International Airport (20 mins). Don't wait—schedule your private tour today and start living the maintenance-free pool and waterfront lifestyle you've been searching for.
Local Insight
At $329/sqft, you're paying a premium for waterfront access and a private pool in a desirable St. Petersburg location, but that AE flood zone designation means flood insurance will be mandatory and potentially expensive—factor that into your true carrying costs alongside the $721 monthly HOA. The 1986 build date suggests you should get a thorough inspection on the roof, pool mechanics, and any water intrusion history, especially given the flood zone and proximity to the bay.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 19, 2026
- Listed$590,000Jun 19, 2026
- Price increased$590,000
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 1
- Cumulative DOM
- 138
- Subdivision
- Riviera Bay Second Add
- County
- Pinellas
- Year built
- 1986
- Living area
- 1,796 sq ft
- Price/sq ft
- $329
- Building area
- 2,472 sq ft (Public Records)
- Lot size
- 4,230 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0228H)
- Garage
- 1 spaces
- Pool
- Private pool
- Annual taxes
- $4,329 (2025)
- Parcel #
- 29-30-17-75877-003-0470
- MLS #
- TB8521003
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
- Laundry
- In Garage
- Stories / Levels
- Two
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway, Guest
HOA & Financial
- HOA fee
- $721 / Monthly
- Monthly HOA
- $721/mo
- Total monthly fees
- $721/mo
- Total annual fees
- $8,650
- HOA name
- Chris Crain/Jennifer Tutko
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please check with HOA for leasing restrictions.
- Approval process
- Please check with HOA for leasing instructions.
Exterior & Construction
- Exterior features
- Private Yard, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Water access
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 11.8x18.2 |
| Dining Room | First | 8.5x11 |
| Living Room | First | 13x17 |
| Primary Bedroom | Second | 17x11 |
Listing Details
- Listing date
- 2026-06-18
- On market date
- 2026-06-19
- Original list price
- $590,000
- Occupant type
- Owner
- MLS area
- 33702 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-19
- Tax legal description
- RIVIERA BAY SECOND ADDN BLK 3, LOT 47
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
78th Avenue NE to Gated Entry. Turn Right at the stop sign and continue to San Carlos Court
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 20, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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