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$559,000

990 San Carlos CourtSt Petersburg, FL 33702

Listing updated: October 14, 2026 at 11:41 AM ET

Active

Listing courtesy of Re/Max Action First Of Florida · J. David Vann · MLS #TB8521003 · Active · 727-466-0800

Beds

Baths

1,796

Sq Ft

0.1

Acres

1986

Built

◆Water access◆Private pool◆Fireplace◆$311/sqft◆360° tour

Townhouse

Property type

1986

Year built

4,230 sqft

Lot size

$311

Price / sq ft

$721/mo

HOA dues

238

Days on market

Garage space

Flood zone

About this home

Private Pool + Boat Ramp & Storage in Guard-Gated Caya Costa — Freshly Refreshed A private backyard pool, a community boat ramp, and fenced boat storage, all behind a 24/7 guard gate. That combination is almost impossible to find in a townhome at this price. This 1,796 sq ft, 3-bed, 3-full-bath home with a 1-car garage has just been refreshed with new neutral paint, new ceiling fans, and updated lighting. It’s ready to move in. Spend your mornings on the bay and your afternoons by your own pool or on the covered porch with its wood-panel ceiling. Skip marina fees with the private ramp and secure storage for your boat, trailer, jet ski, paddleboard, or kayak. Fish from the canal pier, play tennis or pickleball, host at the covered gazebo, or relax at the community pool and hot tub. The HOA handles the big stuff: roof replacement on a 20-year cycle (new in 2020), exterior painting every 7 years, front and back lawn care, reclaimed irrigation (underground lines overhauled 2025–26), annual pressure washing, gutter cleaning, and newly repaved cul-de-sacs. This is true lock-and-leave living. Recent updates: HVAC (2020), hurricane-impact sliders, granite in the kitchen and baths, and custom double front doors. In 2025–26, the home received a new dishwasher, cooktop, disposal, pool pump, and garage door. Flood zone AE, with real numbers: Caya Costa homes are built elevated, and per the seller, the living areas were not affected by the 2024 storms. The seller’s current premiums are $1,908/yr for homeowners and $2,618/yr for flood. Buyers should get their own quotes. Whole Foods, Trader Joe’s, and the Carillon area are about 10 minutes away, as are Raymond James, Jabil, and Franklin Templeton. Downtown St. Pete is about 15 minutes away, TPA about 20, and downtown Tampa about 25.

Estimated monthly payment

Principal & interest$2,827

Property taxes$361

Home insurance (est.)$256

HOA dues$721

Down payment

20%

$111,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history238 days on market

Status: Active
Oct 14, 2026
Listed$590,000
Jun 19, 2026
Price reduced$559,000

Facts & features

Property type: Residential
Sub type: Townhouse
Status: Active
Days on market: 238
Cumulative DOM: 238
Subdivision: Riviera Bay Second Add
County: Pinellas
Year built: 1986
Living area: 1,796 sq ft
Price/sq ft: $311
Building area: 2,472 sq ft (Public Records)
Lot size: 4,230 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE (12103C0228H)
Garage: 1 spaces
Pool: Private pool
Annual taxes: $4,329 (2025)
Parcel #: 29-30-17-75877-003-0470
MLS #: TB8521003

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Interior Details

Bedrooms: 3
Full bathrooms: 3
Flooring: Luxury Vinyl, Tile
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features: Ceiling Fans(s), High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
Laundry: In Garage
Stories / Levels: Two
Direction faces: West
Fireplace: Yes

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 1
Attached garage: Yes
Parking features: Driveway, Guest

HOA & Financial

HOA fee: $721 / Monthly
Monthly HOA: $721/mo
Total monthly fees: $721/mo
Total annual fees: $8,650
HOA name: Chris Crain/Jennifer Tutko
CDD: No
Homestead exemption: Yes
Min lease term: 7 Months
Listing terms: Cash, Conventional
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Please check with HOA for leasing restrictions.
Approval process: Please check with HOA for leasing instructions.

Exterior & Construction

Exterior features: Private Yard
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Pool: Private pool
Water access: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected

Community

Pets allowed: Yes

Schools

ElementaryShore Acres Elementary-PNGreatSchools ↗

MiddleMeadowlawn Middle-PNGreatSchools ↗

High SchoolNortheast High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Kitchen	First	11.8x18.2
Dining Room	First	8.5x11
Living Room	First	13x17
Primary Bedroom	Second	17x11

Listing Details

Listing date: 2026-06-18
On market date: 2026-06-19
Original list price: $590,000
Occupant type: Owner
MLS area: 33702 - St Pete
Listing AOR: Suncoast Tampa
Status changed: 2026-10-14
Tax legal description: RIVIERA BAY SECOND ADDN BLK 3, LOT 47

Flood risk

High riskFEMA Zone AEPanel 12103C0228H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

78th Avenue NE to Gated Entry. Turn Right at the stop sign and continue to San Carlos Court

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 14, 2026 at 11:41 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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