$436,900
7727 Bent Tree LoopSt Cloud, FL 34771
Listing updated: October 28, 2026 at 5:05 PM ET
Listing courtesy of Adams Homes Realty, Inc · Jannette Rodriguez · MLS #O6418090 · Active · 850-469-0977Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under Construction. Picture morning coffee on a covered lanai with peaceful pond views, followed by an evening gathering in an open living space designed to keep everyone connected. At 7727 Bent Tree Loop in Harmony Central, this Adams Homes 2405B plan provides 4 bedrooms, 2 bathrooms and room to arrange daily life around the moments that matter to you. The spacious living room flows into a kitchen with a large center island, generous counter space and abundant cabinetry for meals and conversation. Upstairs, the primary suite overlooks the water and includes a walk-in closet and private bathroom. Three additional bedrooms create flexibility for visitors, a home office or hobbies. Harmony Central has NO CDD. Community amenities include a pool with cabanas and a dog park, with access to shopping, dining and major roadways. Receive $10,000 Flex Cash under the current promotion for this home, subject to builder terms and loan-program requirements. Builder-paid closing costs, excluding prepaids, require a preferred lender. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Construction progress, completion and move-in timing must be confirmed with the onsite sales team. Incentives are subject to availability and current terms. Schedule a visit to explore the floor plan and picture your own daily routine here.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history32 days on market
- Status: ActiveSep 26, 2026
- Listed$436,900Jun 18, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 32
- Subdivision
- Harmony Central Ph 2 Pb 35 Pgs 139-144 Blk R Lot 4
- County
- Osceola
- Year built
- 2026
- Living area
- 2,405 sq ft
- Price/sq ft
- $182
- Building area
- 2,989 sq ft (Public Records)
- Lot size
- 5,663 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12097C0285G)
- Garage
- 2 spaces
- Annual taxes
- $831 (2025)
- Parcel #
- 32-26-32-3666-000R-0040
- Zoning
- X
- MLS #
- O6418090
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Microwave, Range
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- South
- New construction
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $69 / Monthly
- Monthly HOA
- $69/mo
- Total monthly fees
- $69/mo
- Total annual fees
- $825
- HOA name
- Pedro Gutierrez
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Garden
- Construction materials
- Block, Concrete
- Roof
- Shingle
- Foundation
- Basement, Concrete Perimeter
- Road surface
- Asphalt
Utilities
- Sewer
- Private Sewer
- Water source
- Private
- Utilities
- Cable Available, Electricity Available
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | ||
| Primary Bedroom | ||
| Primary Bathroom | ||
| Dining Room | ||
| Living Room |
Listing Details
- Listing date
- 2026-06-18
- On market date
- 2026-06-18
- Original list price
- $436,900
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-09-26
- Tax legal description
- HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK R LOT 4
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Orlando International Airport (MCO): Take FL-528 East (Beachline Expressway) for about 8 miles. Merge onto Florida’s Turnpike South or US-192 East. Follow US-192 East through St. Cloud, then continue ~10 miles to reach Harmony Central.
More homes like this
$379,500
3113 Songbird Cir
St Cloud, FL 34773
3 bd · 2 ba · 1,876 sqft
Harmony Nbrhd J
MLS ID #O6448223, RESORT REALTY GROUP LTD INC.
Listing provided by Stellar MLS
$449,990
1803 Groveline Rd
St Cloud, FL 34771
4 bd · 3 ba · 2,228 sqft
Amelia Groves Ph 1
MLS ID #O6423561, AREATE REALTY.
Listing provided by Stellar MLS
$391,560
2705 Plover St
St Cloud, FL 34771
4 bd · 3 ba · 2,039 sqft
Shores
MLS ID #O6444920, KELLER WILLIAMS ADVANTAGE REALTY.
Listing provided by Stellar MLS
$387,030
2631 Plover St
St Cloud, FL 34771
4 bd · 2 ba · 1,921 sqft
Shores
MLS ID #O6448632, KELLER WILLIAMS ADVANTAGE REALTY.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 28, 2026 at 5:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA