87 1st Avenue, FL
Stellar MLS

$465,000

87 1st Avenue

Lutz, FL 33548

Listing updated: June 17, 2026 at 11:27 PM ET

Active
3
Beds
3
Baths
1,799
Sq Ft
0.59
Acres
1988
Built
WaterfrontWater accessFireplace$258/sqft360° tour
Single Family Residence

Property type

1988

Year built

25,875 sqft

Lot size

$258

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to lakefront living in the heart of Lutz! Tucked away at the end of a quiet dead-end street, this charming 3-bedroom, 2.5-bath home sits on a private .59-acre lot overlooking beautiful Lutz Lake. Offering 1,801 square feet of living space, the home features soaring ceilings, a sunken living room with a wood-burning fireplace, an updated kitchen with granite countertops, wood cabinetry, a walk-in pantry, and a spacious loft. The first-floor primary suite includes private access to the screened lanai and an updated ensuite bath with dual vanities, a large tiled shower, and abundant closet space. Upstairs, you'll find two generously sized bedrooms, a full bath, and a versatile loft area. Step outside to enjoy the park-like backyard with direct lake access, perfect for kayaking, canoeing, fishing, or simply relaxing and taking in the views. Recent updates include exterior painting 2025, new water softener system 2025, roof (2019), HVAC (2014), water heater (2014), flooring (2014), French doors (2012), and remodeled bathrooms. Located in the highly sought-after Steinbrenner High School district with no HOA or CDD fees, and convenient access to US-41, I-275, the Suncoast Parkway, shopping, dining, and entertainment. Rarely does a lakefront property in downtown Lutz become available, schedule your private showing today.

Estimated monthly payment

Principal & interest$2,351
Property taxes$264
Home insurance (est.)$213

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 17, 2026
  2. Listed$465,000
    Jun 17, 2026
  3. Price increased$465,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
West North Tampa
County
Hillsborough
Year built
1988
Living area
1,799 sq ft
Price/sq ft
$258
Building area
2,671 sq ft (Public Records)
Lot size
25,875 sq ft
Lot category
1/2 to less than 1
Flood zone
X (12057C0064H)
Garage
2 spaces
Annual taxes
$3,164 (2025)
Parcel #
U-12-27-18-0JF-000001-00001.0
Zoning
LDC
MLS #
TB8519979

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
Interior features
Ceiling Fans(s), Primary Bedroom Main Floor, Stone Counters, Vaulted Ceiling(s)
Laundry
Electric Dryer Hookup, In Garage, Washer Hookup
Stories / Levels
Two
Direction faces
Southeast
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Circular Driveway, Driveway, Garage Faces Side

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Mailbox
Construction materials
Block, HardiPlank Type, Frame
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Gravel, Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryLutz-HBGreatSchools ↗
MiddleBuchanan-HBGreatSchools ↗
High SchoolSteinbrenner High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 2Second12.4x11.11
Bedroom 3Second12.4x11.11
Primary BedroomFirst12x12.6
Primary BathroomFirst12.1x12.9
KitchenFirst
Living RoomFirst15.8x14.5

Listing Details

Listing date
2026-06-16
On market date
2026-06-17
Original list price
$465,000
Occupant type
Owner
MLS area
33548 - Lutz
Listing AOR
Sarasota - Manatee
Status changed
2026-06-17
Tax legal description
WEST NORTH TAMPA LOT 1 BLK 1 LESS THAT PT DESCB AS FOLLOWS: BEG AT SE COR LOT 1 RUN N 52 DEG W 182.23 FT ALG SLY LINE OF LOT 1 TO SW COR OF SD LOT 1 THN N 64 DEG E 18.97 FT THN S 47 DEG E 173.41 FT THN S 3 DEG W 1.65 FT TO POB

Flood risk

Minimal riskFEMA Zone XPanel 12057C0064H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From County Line Rd and US 41. Head south on US 41, turn R onto W Lutz Lake Fern Rd, turn R at the 1st cross street onto 1st St NW. Continue straight onto 1st Ave NW.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 17, 2026 at 11:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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