
$419,900
87 1st AvenueLutz, FL 33548
Listing updated: October 13, 2026 at 10:56 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
MAJOR PRICE REDUCTION – NOW $419,900! WATERFRONT LIVING ON .59 ACRES IN THE HEART OF LUTZ! NO HOA, NO CDD FEES, AND STEINBRENNER HIGH SCHOOL DISTRICT! An exceptional opportunity to own a waterfront home on over half an acre at an attractive new price! Tucked away at the end of a quiet dead-end street in desirable downtown Lutz, this 3-bedroom, 2.5-bath home offers 1,801 square feet of living space, a peaceful setting, and a rare combination of privacy, location, and value. Step inside to discover soaring ceilings, a charming sunken living room with a wood-burning fireplace, and an updated kitchen featuring granite countertops, wood cabinetry, and a walk-in pantry. The desirable FIRST-FLOOR PRIMARY SUITE features private access to the screened lanai and an updated en-suite bath with dual vanities, a spacious tiled shower, and generous closet space. Upstairs, two additional bedrooms, a full bath, and a versatile loft provide flexible space for a home office, playroom, or second living area. THE OUTDOOR SETTING IS WHAT TRULY SETS THIS PROPERTY APART! Enjoy an expansive, park-like .59-acre lot with mature surroundings, direct lake access, and plenty of room to relax, entertain, or enjoy the Florida lifestyle. Bring your kayak, canoe, or fishing gear and experience waterfront living right from your own backyard! Recent improvements include EXTERIOR PAINT (2025), NEW WATER SOFTENER SYSTEM (2025), ROOF (2019), AND UPDATED BATHROOMS. Location is another standout feature! Situated in the heart of Lutz with convenient access to US-41, I-275, and the Suncoast Parkway, this property offers easy connectivity to shopping, dining, entertainment, and the greater Tampa Bay area. NOW OFFERED AT JUST $419,900! Waterfront living, nearly .60 acres, a first-floor primary suite, NO HOA or CDD fees, and the sought-after Steinbrenner High School district—all at a compelling new price! DON'T MISS THIS OPPORTUNITY. SCHEDULE YOUR PRIVATE SHOWING TODAY!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history118 days on market
- Status: ActiveJun 17, 2026
- Listed$465,000Jun 17, 2026
- Price reduced$419,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 118
- Subdivision
- West North Tampa
- County
- Hillsborough
- Year built
- 1988
- Living area
- 1,799 sq ft
- Price/sq ft
- $233
- Building area
- 2,671 sq ft (Public Records)
- Lot size
- 25,875 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12057C0064H)
- Garage
- 2 spaces
- Annual taxes
- $3,164 (2025)
- Parcel #
- U-12-27-18-0JF-000001-00001.0
- Zoning
- LDC
- MLS #
- TB8519979
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
- Interior features
- Ceiling Fans(s), Primary Bedroom Main Floor, Stone Counters, Vaulted Ceiling(s)
- Laundry
- Electric Dryer Hookup, In Garage, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- Southeast
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Circular Driveway, Driveway, Garage Faces Side
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Mailbox
- Construction materials
- Block, HardiPlank Type, Frame
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Gravel, Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Electricity Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | Second | 12.4x11.11 |
| Bedroom 3 | Second | 12.4x11.11 |
| Primary Bedroom | First | 12x12.6 |
| Primary Bathroom | First | 12.1x12.9 |
| Kitchen | First | |
| Living Room | First | 15.8x14.5 |
Listing Details
- Listing date
- 2026-06-16
- On market date
- 2026-06-17
- Original list price
- $465,000
- Occupant type
- Owner
- MLS area
- 33548 - Lutz
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-06-17
- Tax legal description
- WEST NORTH TAMPA LOT 1 BLK 1 LESS THAT PT DESCB AS FOLLOWS: BEG AT SE COR LOT 1 RUN N 52 DEG W 182.23 FT ALG SLY LINE OF LOT 1 TO SW COR OF SD LOT 1 THN N 64 DEG E 18.97 FT THN S 47 DEG E 173.41 FT THN S 3 DEG W 1.65 FT TO POB
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From County Line Rd and US 41. Head south on US 41, turn R onto W Lutz Lake Fern Rd, turn R at the 1st cross street onto 1st St NW. Continue straight onto 1st Ave NW.
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 13, 2026 at 10:56 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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