PORT CHARLOTTE, FL
Stellar MLS

$119,900

Port Charlotte, FL 33952

Listing updated: June 10, 2026 at 11:39 AM ET

Active
3
Beds
2
Baths
1,371
Sq Ft
0.23
Acres
1960
Built
$87/sqft360° tour
Single Family Residence

Property type

1960

Year built

10,009 sqft

Lot size

$87

Price / sq ft

No HOA

HOA dues

1

Day on market

X,AE

Flood zone

About this home

Calling all investors, flippers, and savvy buyers looking for their next project! Opportunity awaits at 21098 Gephart Avenue in Port Charlotte. Situated on a desirable corner lot, this 3-bedroom, 2-bathroom home offers the perfect chance to add value and build equity. This handyman special is ready for a complete transformation and will require renovations including kitchen updates, flooring, interior paint, HVAC replacement, and additional improvements to bring it to its full potential. The property already offers several valuable features that can help reduce renovation costs, including a newer water heater, five hurricane impact windows installed in 2018, and a pantry in the kitchen providing additional storage space. Outdoor living areas include both a welcoming front porch and a side porch, creating multiple spaces for relaxation and entertaining once restored. Located in the heart of Port Charlotte, this property offers convenient access to US-41 (Tamiami Trail), Harbor Boulevard, Kings Highway, and Interstate 75, making commuting throughout Southwest Florida simple and convenient. Shopping and daily necessities are just minutes away with nearby Publix, ALDI, Walmart Supercenter, and numerous retail centers throughout Port Charlotte. Healthcare facilities are easily accessible, including ShorePoint Health Port Charlotte, providing comprehensive medical services to the area. For those seeking the Florida lifestyle, you'll enjoy being within a short drive of waterfront parks, fishing, boating, and some of Southwest Florida's most popular beaches, including Englewood Beach, Boca Grande, Manasota Key, and Venice Beach. The property is also conveniently located near Charlotte Harbor and numerous boat ramps for world-class boating and fishing opportunities. Travel is made easy with nearby airports including Punta Gorda Airport, offering direct flights to numerous destinations, while Southwest Florida International Airport is also within driving distance for expanded domestic and international travel options. Positioned between the growing communities of Punta Gorda, North Port, Englewood, and Venice, this property benefits from strong regional growth and continued demand for affordable housing and renovated homes. Whether you're looking for your next fix-and-flip project, rental investment, or a property to renovate and hold, this Port Charlotte opportunity offers tremendous upside potential for the right buyer willing to roll up their sleeves and bring their vision to life.

Estimated monthly payment

Principal & interest$606
Property taxes$157
Home insurance (est.)$55

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 10, 2026
  2. Listed$119,900
    Jun 9, 2026
  3. Price increased$119,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Port Charlotte Sec 045
County
Charlotte
Year built
1960
Living area
1,371 sq ft
Price/sq ft
$87
Building area
1,641 sq ft (Public Records)
Lot size
10,009 sq ft
Lot category
0 to less than 1/4
Flood zone
X,AE (12015C0226G)
Annual taxes
$1,882 (2025)
Parcel #
402215159005
Zoning
RSF3.5
MLS #
C7527112

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Concrete, Linoleum
Appliances
Dishwasher, Dryer, Electric Water Heater, Range, Washer
Interior features
Open Floorplan, Thermostat
Laundry
Laundry Room, Outside
Stories / Levels
Two
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Private Mailbox, Private Yard
Construction materials
Block, Stucco
Roof
Membrane
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Primary BedroomFirst
Living RoomFirst
Bedroom 2First
Bedroom 3First

Listing Details

Listing date
2026-06-09
On market date
2026-06-09
Original list price
$119,900
Occupant type
Vacant
Special conditions
Probate Listing
MLS area
33952 - Port Charlotte
Listing AOR
Englewood
Status changed
2026-06-10
Tax legal description
PCH 045 2822 0001 PORT CHARLOTTE SEC45 BLK2822 LT 1 334/429 DC950/2005 AFF1023/10281148/1592 1353/1013 DC3278/852-JRP 3278/854 CT3557/591 3573/898 3589/1110

Flood risk

Zone X,AEFEMA Zone X,AEPanel 12015C0226G

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 10, 2026 at 11:39 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA