$475,000
10520 Lucaya DriveTampa, FL 33647
Listing updated: November 5, 2026 at 4:22 PM ET
Listing courtesy of Florida Executive Realty · Dee Strom · MLS #TB8516093 · Active · 813-972-3430Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
SPACE, UPDATES, AND AN HOA OF ONLY $100 A YEAR! Welcome to the gated Bermuda Ridge village of Heritage Isles, where mature tree-lined streets lead to this 4 BEDROOM, 2.5 BATH, 2,948 SF two-story home with a DOWNSTAIRS OFFICE and a LARGE 3-CAR GARAGE, sit on a CONSERVATION LOT with no rear neighbors. The big-ticket items are already done; NEW ROOF (2021), A NEW HVAC SYSTEM (2024), NEW LAMINATE FLOORING THROUGHOUT (2026), FRESH INTERIOR PAINT (2026), and a NEW WATER HEATER (2026). This home is truly MOVE-IN READY. Double entry doors open to soaring volume ceilings, with a FORMAL LIVING ROOM and FORMAL DINING ROOM made for hosting holidays and gatherings. The DOWNSTAIRS OFFICE offers a quiet space to work from home. The kitchen features generous counter and cabinet space plus a BREAKFAST NOOK, and opens to the family room for easy everyday living. Upstairs, the SPACIOUS PRIMARY SUITE offers plenty of room to unwind, along with a primary bath featuring dual sinks, a soaking tub, and a separate shower. ALL THREE SECONDARY BEDROOMS ARE GENEROUSLY SIZED, giving everyone room to spread out. The backyard offers a MASSIVE SCREENED LANAI overlooking the PRIVATE WOODED CONSERVATION VIEW, a peaceful setting for morning coffee and quiet evenings outdoors. CONSERVATION LOT. EXTENDED LANAI. NEW ROOF, HVAC, FLOORS, PAINT, AND WATER HEATER. $100 ANNUAL HOA. This home has it all! The location makes it even better! HERITAGE ISLES is home to the HERITAGE ISLES GOLF & COUNTRY CLUB and offers a RESORT-STYLE COMMUNITY POOL, TENNIS AND BASKETBALL COURTS, PLAYGROUNDS, AND WALKING TRAILS. Just off Cross Creek Blvd and Bruce B. Downs Blvd in New Tampa, the community offers easy access to I-75 and I-275, USF, MOFFITT CANCER CENTER, ADVENTHEALTH WESLEY CHAPEL, TAMPA PREMIUM OUTLETS, THE SHOPS AT WIREGRASS, and FLATWOODS PARK, plus TOP rated schools and endless shopping and dining nearby. THE SPACE BUYERS WANT. THE UPDATES ALREADY DONE. THE CONVENIENCE OF NEW TAMPA.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveNov 5, 2026
- Listed$475,000Nov 5, 2026
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Heritage Isles Ph 2d
- County
- Hillsborough
- Year built
- 2003
- Living area
- 2,948 sq ft
- Price/sq ft
- $161
- Building area
- 3,955 sq ft (Public Records)
- Lot size
- 6,073 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12057C0095H)
- Garage
- 3 spaces
- Annual taxes
- $7,616 (2025)
- Parcel #
- A-09-27-20-5R5-000013-00076.0
- Zoning
- PD-A
- MLS #
- TB8516093
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Laminate, Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $100 / Annually
- Monthly HOA
- $8/mo
- Total monthly fees
- $8/mo
- Total annual fees
- $100
- HOA name
- Condominium Associates/Lisa Sawicki
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to verify with HOA. Lease cap is 15%.
- Approval process
- Buyer to verify with HOA.
Exterior & Construction
- Exterior features
- Private Mailbox, Sidewalk
- Construction materials
- Block, Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Family Room | First | 20x13 |
| Office | First | 13x11 |
| Living Room | First | 16x14 |
| Dining Room | First | 9x11 |
| Laundry | First | 7x9 |
| Bedroom 2 | Second | 11x12 |
| Bedroom 3 | Second | 10x11 |
| Bedroom 4 | Second | 10x10 |
| Primary Bedroom | Second | 13x15 |
| Primary Bathroom | Second | |
| Kitchen | First | |
| Balcony/Porch/Lanai | First |
Listing Details
- Listing date
- 2026-06-04
- On market date
- 2026-11-05
- Original list price
- $475,000
- Occupant type
- Owner
- MLS area
- 33647 - Tampa / Tampa Palms
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-11-05
- Tax legal description
- HERITAGE ISLES PHASE 2D LOT 76 BLOCK 13
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75, take Exit 270 for Bruce B. Downs Blvd and head north. Turn right (east) onto Cross Creek Blvd. Turn left onto Sandy Pointe Dr into Heritage Isles. Continue on Sandy Pointe Dr, then turn left onto Lucaya Dr. The home is on the right.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 5, 2026 at 4:22 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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