1004 Spindle Palm Way, FL1004 Spindle Palm Way, FL1004 Spindle Palm Way, FL
Stellar MLS
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$576,500

1004 Spindle Palm WayApollo Beach, FL 33572

Listing updated: October 26, 2026 at 3:33 PM ET

Active
Stellar MLSListing courtesy of Kw Coastal Living Iii · Phil Ashford · MLS #A4695923 · Active · 941-900-4151
3
Beds
2
Baths
1,458
Sq Ft
0.21
Acres
1976
Built
◆Waterfront◆Water access◆Private pool◆$395/sqft
Single Family Residence

Property type

1976

Year built

9,240 sqft

Lot size

$395

Price / sq ft

No HOA

HOA dues

127

Days on market

2

Garage spaces

AE

Flood zone

About this home

PRICE IMPROVEMENT! True Waterfront Style of Living! Welcome to 1004 Spindle Palm Way, a beautifully updated canal-front home in the heart of Apollo Beach offering direct boating access and the Florida lifestyle buyers dream about. Step outside to your private backyard retreat featuring a sparkling pool with an approximate depth of 7 feet, an expansive paver deck, updated pool coping and tile, and plenty of space for entertaining. Boating enthusiasts will love the custom-built dock with premium WearDeck synthetic decking and a 12,000-pound remote-controlled boat lift, making it easy to enjoy Tampa Bay whenever the mood strikes. Inside, the home has been thoughtfully upgraded with a remodeled kitchen featuring custom birch cabinetry, quartz countertops, soft-close drawers, and stainless-steel appliances. Additional improvements include a newer roof (2024), Rheem HVAC system, whole-house water filtration system, updated laundry appliances, and extensive pool and outdoor enhancements. Garage floor is epoxy sealed. With many documented improvements, this move-in-ready waterfront property offers both peace of mind and exceptional value. Whether you’re enjoying sunset views from the dock, relaxing poolside, or heading out for a day on the water, every day feels like a vacation. Four-Point Inspection completed in April! Conveniently located near shopping, dining, marinas, parks, and major commuter routes, this is a rare opportunity to own a beautifully maintained waterfront home in one of Apollo Beach’s most desirable boating communities.

Estimated monthly payment

Principal & interest$2,915
Property taxes$555
Home insurance (est.)$264

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history127 days on market

  1. Status: Active
    Jun 21, 2026
  2. Listed$624,900
    Jun 21, 2026
  3. Price reduced$576,500

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
127
Subdivision
Apollo Beach Unit 08 A Resubdivision Of Lots 1-13
County
Hillsborough
Year built
1976
Living area
1,458 sq ft
Price/sq ft
$395
Lot size
9,240 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12057C0493J)
Garage
2 spaces
Pool
Private pool
Annual taxes
$6,657 (2025)
Parcel #
U-21-31-19-1SQ-000060-00002.0
Zoning
RSC-6
MLS #
A4695923

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Dishwasher, Disposal, Range, Refrigerator
Interior features
Ceiling Fans(s), Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
Laundry
In Garage
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Circular Driveway, Driveway

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryApollo Beach-HBGreatSchools ↗
MiddleEisenhower-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary Bedroom15x12
Living Room18x12
Dining Room15x10
Bedroom 112x10
Bedroom 212x10
Kitchen13x12

Listing Details

Listing date
2026-05-30
On market date
2026-06-21
Original list price
$624,900
Occupant type
Owner
MLS area
33572 - Apollo Beach / Ruskin
Listing AOR
Sarasota - Manatee
Status changed
2026-06-21
Tax legal description
APOLLO BEACH UNIT 08 A RESUBDIVISION OF LOTS 1 THRU 113 OF BLOCK 60 OF 16,17,20,21-31-19 LOT 2 BLOCK 60

Flood risk

High riskFEMA Zone AEPanel 12057C0493J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US HWY 41 to West on Apollo Beach Blvd. R on Abaco, L on Spindle Palm, House is on L.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 26, 2026 at 3:33 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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