$624,900
1004 Spindle Palm Way
Apollo Beach, FL 33572
Listing updated: June 21, 2026 at 3:06 PM ET
Listing courtesy of Kw Coastal Living Iii · Phil Ashford · MLS #A4695923 · Active · 941-900-4151Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
A TRUE Waterfront Style of Living! Welcome to 1004 Spindle Palm Way, a beautifully updated canal-front home in the heart of Apollo Beach offering direct boating access and the Florida lifestyle buyers dream about. Step outside to your private backyard retreat featuring a sparkling pool with an approximate depth of 7 feet, an expansive paver deck, updated pool coping and tile, and plenty of space for entertaining. Boating enthusiasts will love the custom-built dock with premium WearDeck synthetic decking and a 12,000-pound remote-controlled boat lift, making it easy to enjoy Tampa Bay whenever the mood strikes. Inside, the home has been thoughtfully upgraded with a remodeled kitchen featuring custom birch cabinetry, quartz countertops, soft-close drawers, and stainless-steel appliances. Additional improvements include a newer roof (2024), Rheem HVAC system, whole-house water filtration system, updated laundry appliances, and extensive pool and outdoor enhancements. Garage floor is epoxy sealed. With many documented improvements, this move-in-ready waterfront property offers both peace of mind and exceptional value. Whether you’re enjoying sunset views from the dock, relaxing poolside, or heading out for a day on the water, every day feels like a vacation. Four-Point Inspection completed in April! Conveniently located near shopping, dining, marinas, parks, and major commuter routes, this is a rare opportunity to own a beautifully maintained waterfront home in one of Apollo Beach’s most desirable boating communities.
Local Insight
This 1976 waterfront home is priced reasonably for the market at $429/sqft with direct water access and a private pool, but being in AE flood zone means you'll likely face elevated insurance costs and mandatory flood coverage—definitely factor that into your true cost of ownership. The smaller lot size (0.21 acres) is typical for this older Apollo Beach community, so you're paying for waterfront proximity rather than land, and at nearly 50 years old, a thorough inspection of the pool structure, seawalls, and any previous flood damage will be critical before committing.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 21, 2026
- Listed$624,900Jun 21, 2026
- Price increased$624,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Apollo Beach Unit 08 A Resubdivision Of Lots 1-13
- County
- Hillsborough
- Year built
- 1976
- Living area
- 1,458 sq ft
- Price/sq ft
- $429
- Lot size
- 9,240 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0493J)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $6,657 (2025)
- Parcel #
- U-21-31-19-1SQ-000060-00002.0
- Zoning
- RSC-6
- MLS #
- A4695923
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Circular Driveway, Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 15x12 |
| Living Room | First | 18x12 |
| Dining Room | First | 15x10 |
| Bedroom 1 | First | 12x10 |
| Bedroom 2 | First | 12x10 |
| Kitchen | First | 13x12 |
Listing Details
- Listing date
- 2026-05-30
- On market date
- 2026-06-21
- Original list price
- $624,900
- Occupant type
- Owner
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-06-21
- Tax legal description
- APOLLO BEACH UNIT 08 A RESUBDIVISION OF LOTS 1 THRU 113 OF BLOCK 60 OF 16,17,20,21-31-19 LOT 2 BLOCK 60
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US HWY 41 to West on Apollo Beach Blvd. R on Abaco, L on Spindle Palm, House is on L.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 21, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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