$262,000
16 Summer Terrace
Palm Coast, FL 32137
Listing updated: August 22, 2026 at 2:06 PM ET
Listing courtesy of Coastal Gateway Real Estate Gr · Catherine Swanson · MLS #FC319030 · Active · 888-977-1588Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Beautifully updated and ideally located, this Palm Coast home is perfect for full-time living, a seasonal getaway, or a future retirement retreat. Easy to lock up and leave, then return to enjoy everything Florida living provides. Inside, approximately $10,000 in new luxury vinyl flooring is complemented by fresh designer paint and trim throughout. The spacious open-concept living area is ideal for relaxing or entertaining, while the sunroom provides a bright, inviting space to unwind. The primary suite features a walk-in closet and private en-suite bath, while the split floor plan offers additional bedrooms for privacy. An interior laundry room and two-car garage with tile flooring add everyday convenience. Just steps away are the community’s private pool, clubhouse, and guest parking. Enjoy truly LOW MAINTENANCE living, with the HOA covering exterior building maintenance, lawn care and landscaping of individual homes and common grounds, pest control, internet, cable, pool, and clubhouse. The roof was replaced by the HOA in 2022. This well-lit neighborhood offers a walkable lifestyle with restaurants, cafés, shopping, and everyday conveniences nearby. The home is approximately five minutes from I-95 and 15 minutes from the Atlantic Ocean, with easy access to historic St. Augustine, Daytona Beach, golf courses, beaches, and the Daytona Beach, Jacksonville, and Orlando international airports. A wonderful opportunity for buyers seeking an easy-care Florida home to enjoy now and for years to come.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history61 days on market
- Status: ActiveJun 22, 2026
- Listed$287,000Jun 22, 2026
- Price reduced$262,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 61
- Subdivision
- Arbor Trace At Palm Coast Condo
- County
- Flagler
- Year built
- 2003
- Living area
- 1,369 sq ft
- Price/sq ft
- $191
- Lot size
- 1,820 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12035C0137E)
- Garage
- 2 spaces
- Annual taxes
- $2,963 (2025)
- Parcel #
- 07-11-31-0310-00000-0410
- Zoning
- CONDO
- MLS #
- FC319030
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Open Floorplan
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $509 / Monthly
- Monthly HOA
- $509/mo
- Total monthly fees
- $509/mo
- Total annual fees
- $6,108
- HOA name
- Property Advisors Management/Claudine
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please check the condo doc's. No short term rentals allowed.
- Approval process
- Obtain form from HOA and submit for approval
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Size Limit, Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 13x16 |
| Dining Room | First | 12x12 |
| Primary Bedroom | First | 12x13 |
| Bedroom 2 | First | 11x12 |
| Bedroom 3 | First | 10x10 |
| Kitchen | First | 12x12 |
Listing Details
- Listing date
- 2026-06-20
- On market date
- 2026-06-22
- Original list price
- $287,000
- Occupant type
- Vacant
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Flagler
- Status changed
- 2026-06-22
- Tax legal description
- ARBOR TRACE AT PALM COAST CONDOMINIUM UNIT 41 OR 938 PG 1940 OR 1419/1804 OR 1945/362
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-95 to Exit 289, go East and turn Left at Old Kings Rd. then Right on Harbor Ctr Dr. Go 600 ft and turn Left at Arbor Trace. In 150 ft turn Right on Summer Ter. 16 Summer Ter is on the right.
More homes like this
$249,900
7 Arbor Trace #2
Palm Coast, FL 32137
3 bd · 2 ba · 1,369 sqft
Arbor Trace At Palm Coast Condo
MLS ID #FC319413, REALTY EXECUTIVES OCEANSIDE.
Listing provided by Stellar MLS
$259,000
21 Summerwind Cir #107
Palm Coast, FL 32137
3 bd · 2 ba · 1,369 sqft
Arbor Trace At Palm Coast Condo
MLS ID #FC318290, FLORIDA BEACHES REAL ESTATE.
Listing provided by Stellar MLS
$260,000
82 Veranda Way #91
Palm Coast, FL 32137
2 bd · 2 ba · 1,143 sqft
Arbor Trace At Palm Coast Condo
MLS ID #FC320788, FLORIDA HOMES REALTY & MORTGAGE.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 22, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA