$287,000
16 Summer Terrace
Palm Coast, FL 32137
Listing updated: July 12, 2026 at 4:06 PM ET
Listing courtesy of Coastal Gateway Real Estate Gr · Catherine Swanson · MLS #FC319030 · Active · 888-977-1588Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
GREAT LOCATION!! Discover what makes this light-filled jewel in Arbor Trace truly the stand out. Beautifully landscaped and thoughtfully upgraded, this home features new luxury vinyl flooring complemented by designer selected paint and trim throughout. From the moment you enter, you are welcomed into a spacious, open-concept living area ideal for both relaxing and entertaining. The primary suite offers a walk-in closet and a private en suite bath, while a split floor plan provides two additional bedrooms on the opposite side for added privacy. Enjoy the convenience of an interior laundry room and a two-car garage with attractive tiled flooring. Just steps away—only half a block—you will find the community’s private pool, clubhouse, and ample guest parking. Experience easy, maintenance-free living with an HOA that covers exterior upkeep, landscaping, and pest control plus internet and cable. New roof taken care of by HOA-2022. Stroll through this well-lit, inviting neighborhood. Enjoy a truly walkable lifestyle with restaurants, cafés, shopping and everyday conveniences just a short stroll from your front door! Ideally located just five minutes from I-95 and 15 minutes from the Atlantic Ocean, perfectly positioned between historic St. Augustine and world famous Daytona Beach. What the seller loves:
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history20 days on market
- Status: ActiveJun 22, 2026
- Listed$287,000Jun 22, 2026
- Price increased$287,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 20
- Subdivision
- Arbor Trace At Palm Coast Condo
- County
- Flagler
- Year built
- 2003
- Living area
- 1,369 sq ft
- Price/sq ft
- $210
- Lot size
- 1,820 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12035C0137E)
- Garage
- 2 spaces
- Annual taxes
- $2,963 (2025)
- Parcel #
- 07-11-31-0310-00000-0410
- Zoning
- CONDO
- MLS #
- FC319030
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Open Floorplan
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $509 / Monthly
- Monthly HOA
- $509/mo
- Total monthly fees
- $509/mo
- Total annual fees
- $6,108
- HOA name
- Property Advisors Management/Claudine
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please check the condo doc's. No short term rentals allowed.
- Approval process
- Obtain form from HOA and submit for approval
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Size Limit, Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 13x16 |
| Dining Room | First | 12x12 |
| Primary Bedroom | First | 12x13 |
| Bedroom 2 | First | 11x12 |
| Bedroom 3 | First | 10x10 |
| Kitchen | First | 12x12 |
Listing Details
- Listing date
- 2026-06-20
- On market date
- 2026-06-22
- Original list price
- $287,000
- Occupant type
- Vacant
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Flagler
- Status changed
- 2026-06-22
- Tax legal description
- ARBOR TRACE AT PALM COAST CONDOMINIUM UNIT 41 OR 938 PG 1940 OR 1419/1804 OR 1945/362
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-95 to Exit 289, go East and turn Left at Old Kings Rd. then Right on Harbor Ctr Dr. Go 600 ft and turn Left at Arbor Trace. In 150 ft turn Right on Summer Ter. 16 Summer Ter is on the right.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 12, 2026 at 4:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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