4770 Mainsail Drive, FL4770 Mainsail Drive, FL4770 Mainsail Drive, FL
Stellar MLS
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$975,000

4770 Mainsail Drive

Bradenton, FL 34208

Listing updated: June 26, 2026 at 3:57 PM ET

Active
Stellar MLSListing courtesy of Coldwell Banker Realty · Stephanie Seacat, LLC · MLS #A4695766 · Active · 941-907-1033
3
Beds
3
Baths
2,558
Sq Ft
0.19
Acres
2004
Built
WaterfrontWater accessPrivate pool$381/sqft
Single Family Residence

Property type

2004

Year built

8,464 sqft

Lot size

$381

Price / sq ft

$220/mo

HOA dues

0

Days on market

2

Garage spaces

AE

Flood zone

About this home

Virtually Staged. Located within the gated waterfront boating community of Harbour Walk at the Inlets 4770 Mainsail Drive offers private dock, with boating access, updated waterfront infrastructure and a private canal front setting leading to the open waters of the Manatee River, Tampa Bay and the Gulf of Mexico. Experience the pinnacle of Florida waterfront living in this exceptional Arthur Rutenberg custom-built model home, offering 3 bedrooms, 2.5 baths, a private office/den, and a NEW ROOF. Known for timeless architecture, superior craftsmanship, and thoughtful design, this residence combines elegance, comfort, and functionality in one remarkable waterfront setting. Designed for seamless indoor-outdoor living, the home features soaring ceilings, refined finishes, abundant natural light, and inviting living spaces that flow effortlessly to the outdoor entertaining areas and waterfront views beyond. Perfectly positioned on a freshwater canal with a private dock, with access to deep-water boating and the ultimate Gulf Coast boating lifestyle. Cruise the Manatee River, explore Tampa Bay, enjoy waterfront dining along the Intracoastal Waterway, or venture into the Gulf. At day's end, unwind poolside while taking in tranquil water views, tropical breezes, and spectacular Florida magenta sunsets. Harbour Walk at The Inlets is one of Bradenton's premier waterfront communities, surrounded by meandering waterways, lush tropical landscapes, and protected natural beauty. Residents enjoy nearly two miles of scenic walking and jogging trails, a 13-acre nature preserve and estuary, tennis court, kayaking, canoeing, fishing, and birdwatching. With NO CDD fees and low HOA fees, residents enjoy exceptional value just minutes from I-75, Lakewood Ranch, downtown Bradenton, Sarasota, St. Petersburg, Tampa, Sarasota-Bradenton International Airport, world-class Gulf beaches, championship golf, shopping, dining, and cultural attractions. More than a home, this is an opportunity to enjoy the best of Florida waterfront living, where boating, nature, and coastal beauty become part of everyday life in paradise.

Local Insight

At $381/sqft for a 2004 waterfront home with a pool in Harbour Walk, you're paying for location and amenities rather than newness—that price point is solid for riverfront access in this Bradenton area, but the AE flood zone means mandatory flood insurance will be a significant ongoing cost that buyers often underestimate. The 0.19-acre lot is tight for the price category, so you're really buying the water views and private pool rather than land; factor in whether the $220 monthly HOA justifies the community amenities or if it feels high relative to what you're getting. This is the type of property where your inspection should heavily focus on the pool equipment and any flood-related history—it's a 20-year-old home in a high-risk zone, which can affect insurance availability and rates down the road.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$4,930
Property taxes$661
Home insurance (est.)$447
HOA dues$220

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 26, 2026
  2. Listed$975,000
    Jun 26, 2026
  3. Price increased$975,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Harbour Walk, Riverdale Rev
County
Manatee
Year built
2004
Living area
2,558 sq ft
Price/sq ft
$381
Building area
3,946 sq ft (Public Records)
Lot size
8,464 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12081C0169F)
Garage
2 spaces
Pool
Private pool
Annual taxes
$7,933 (2025)
Parcel #
1076001319
Zoning
PDP
MLS #
A4695766

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Hardwood, Luxury Vinyl, Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Zoned
Cooling
Central Air, Zoned

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Covered, Driveway, Garage Door Opener, Portico
Carport
Yes

HOA & Financial

HOA fee
$1,319 / Semi-Annually
Monthly HOA
$220/mo
Total monthly fees
$347/mo
Total annual fees
$4,166
HOA name
C & S Management
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please see HOA Rules & Regulations. Buyer or Buyers agent to verify.
Approval process
Please see HOA Rules & Regulations.

Exterior & Construction

Exterior features
Lighting, Sidewalk
Construction materials
Stucco
Roof
Tile
Foundation
Block, Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryWilliam H. Bashaw ElementaryGreatSchools ↗
MiddleCarlos E. Haile MiddleGreatSchools ↗
High SchoolBraden River HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
FoyerFirst9.8x13.6
Living RoomFirst14.5x13.6
OfficeFirst14.8x10.4
Dining RoomFirst20.3x12.1
KitchenFirst9.1x19
DinetteFirst12.7x9.2
Family RoomFirst13.5x25.7
Primary BedroomFirst13.1x27.7
Primary BathroomFirst12.1x13.5
Bedroom 2First13.7x13.4
Bedroom 3First11.8x13.4

Listing Details

Listing date
2026-06-22
On market date
2026-06-26
Original list price
$975,000
Occupant type
Owner
MLS area
34208 - Bradenton/Braden River
Listing AOR
Sarasota - Manatee
Status changed
2026-06-26
Tax legal description
PARCEL 424- HARBOUR WALK-BEING A PART OF LOTS 424 AND 425 OF RIVERDALE REVISED, A SUB, PER PL REC IN PL BK 10, PG 40 PRMCFL & A PORTION OF THAT CERTAIN PARCEL OF LAND REFERRED TO IN ADMIN DETERMINATION 94-98 & DESC IN VAC OF CANAL(R-94-33V), REC IN O R 1428/86-89, PRMCFL, ALL BEING MORE PART DESC AS FOLL: BEGIN AT THE NW COR OF LOT 424 OF SD

Flood risk

High riskFEMA Zone AEPanel 12081C0169F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, take exit 220 (SR 64) West towards beaches (approx 2.5 mi). Turn right into Inlets Entrance at Americas Cup Blvd. Follow Americas Cup Blvd to the back of community enter at the Harbour Walk guard gate through the gaurd. Go thru guard gate and stay on Mainsail Dr. Home is on the left. Arrive at 4770 Mainsail Drive, Bradenton, FL 34208

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 26, 2026 at 3:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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