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$299,000

405 Serenity Mill Loop

Ruskin, FL 33570

Listing updated: July 10, 2026 at 9:09 PM ET

Active

Listing courtesy of Jalexian Enterprises Llc · Sandra Cantu · MLS #TB8514619 · Active · 813-458-1860

Beds

Baths

1,875

Sq Ft

0.13

Acres

2017

Built

◆$159/sqft◆360° tour

Single Family Residence

Property type

2017

Year built

5,600 sqft

Lot size

$159

Price / sq ft

$47/mo

HOA dues

Days on market

Garage spaces

Flood zone

About this home

Priced to sell — thousands below comparable homes in the area — this move-in-ready 4-bedroom, 2.5-bath home with a spacious loft offers rare value in Ruskin's desirable Riverbend West community. And with no flood insurance required by most lenders (not located in a special flood hazard area), your monthly costs stay low, too. The popular two-story "Atlanta" floor plan delivers 1,870 square feet of comfortable, functional living space, complete with GE Energy Star appliances (all conveying with the sale) and smart home features built for today's lifestyle. Pride of ownership shows everywhere: freshly painted exterior, annual HVAC servicing, annual termite inspections, and hurricane shutters for added peace of mind. Step out your front door and you're directly across the street from the community park and pool. Schools, hospitals, shopping, and dining are minutes away, with quick access to I-75 and US 41 for an easy commute — and Florida's Gulf Coast beaches, boating, and waterfront dining are just a short drive from home. Whether you're looking for a primary residence, room for a growing family, or a seasonal retreat, this well-cared-for home is ready now. At this price, it won't wait long — schedule your showing today!

Estimated monthly payment

Principal & interest$1,512

Property taxes$561

Home insurance (est.)$137

HOA dues$47

Down payment

20%

$59,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history38 days on market

Status: Active
Jun 2, 2026
Listed$299,000
Jun 2, 2026
Price increased$299,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 38
Subdivision: Riverbend West Ph 1
County: Hillsborough
Year built: 2017
Living area: 1,875 sq ft
Price/sq ft: $159
Building area: 2,370 sq ft (Public Records)
Lot size: 5,600 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12057C0654J)
Garage: 2 spaces
Annual taxes: $6,729 (2025)
Parcel #: U-18-32-19-A3H-000002-00088.0
Zoning: RSC-9
MLS #: TB8514619

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Interior Details

Bedrooms: 4
Full bathrooms: 2
Half bathrooms: 1
Flooring: Carpet, Ceramic Tile, Other
Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Range, Range Hood, Refrigerator, Washer
Interior features: Eat-in Kitchen, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
Laundry: Laundry Room
Stories / Levels: Two
Direction faces: South

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $560 / Annually
Monthly HOA: $47/mo
Total monthly fees: $47/mo
Total annual fees: $560
HOA name: Radley Travez
CDD: Yes
Homestead exemption: Yes
Min lease term: 1-2 Years
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Contact Wise Property Management 813-968-5665 for additional details.
Approval process: Contact Wise Property Management 813-968-5665 for additional details.

Exterior & Construction

Exterior features: Hurricane Shutters, Sliding Doors, Sprinkler Metered
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Public, Sewer Connected, Water Connected

Community

Pets allowed: Yes

Schools

ElementaryRuskin-HBGreatSchools ↗

MiddleShields-HBGreatSchools ↗

High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Bedroom 2	Second	11x10
Bedroom 3	Second	11x10
Bedroom 4	Second	10x10
Primary Bedroom	Second	14x13
Primary Bathroom	Second
Kitchen	First	14x9
Loft	Second	14x9
Living Room	First	18x13
Utility Room	Second	6x6
Foyer	First	4x3
Dining Room	First	12x9

Listing Details

Listing date: 2026-06-01
On market date: 2026-06-02
Original list price: $299,000
Occupant type: Owner
MLS area: 33570 - Ruskin/Apollo Beach
Listing AOR: Suncoast Tampa
Home warranty: Yes
Status changed: 2026-06-02
Tax legal description: RIVERBEND WEST PHASE 1 LOT 88 BLOCK 2

Flood risk

Minimal riskFEMA Zone XPanel 12057C0654J

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, Take exit 240B to merge onto FL-674 W/College Ave toward Ruskin, Continue on FL-674 W/College Ave. Take 6th St SE to Serenity Mill Loop.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 10, 2026 at 9:09 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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