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$215,000

928 Shad TerraceInverness, FL 34450

Listing updated: October 4, 2026 at 10:59 AM ET

Active

Listing courtesy of Era American Suncoast Realty · Geri Gaugler · MLS #TB8514475 · Active · 352-726-5855

Beds

Baths

1,398

Sq Ft

0.31

Acres

1978

Built

◆Waterfront◆Water access◆$154/sqft◆360° tour

Manufactured Home

Property type

1978

Year built

13,403 sqft

Lot size

$154

Price / sq ft

No HOA

HOA dues

104

Days on market

Garage space

AE*

Flood zone

About this home

*MOTIVATED SELLER!* Wake up to waterfront views, enjoy fishing and boating from your backyard, and experience the Florida lifestyle you've been dreaming of. Nestled on a beautiful waterfront lot with approximately 150 feet of water frontage leading directly to Lake Henderson, this charming 2-bedroom, 2-bath home offers the perfect blend of peaceful living and practical upgrades. Enjoy the beauty of the water right from your backyard while taking advantage of numerous recent improvements that provide added value and peace of mind. The home features a recently painted exterior, freshly painted concrete surfaces, and a sured up deck that creates a functional outdoor space ready for your personal touch. Major updates include: New well pump, new water softener and filtration system valued at approximately $7,000—a high-quality system similar to municipal water treatment technology on a residential scale, garage roof recently replaced, generator ready hookup installed on the back right side of the home for added convenience during power outages, and all new plumbing being installed. 4 point inspection was just completed and all repairs already made. Whether you're looking for a full-time residence, a waterfront retreat, or an investment opportunity, this property offers a rare chance to enjoy direct water access with easy access to Lake Henderson and all the recreation it provides.

Estimated monthly payment

Principal & interest$1,087

Property taxes$246

Home insurance (est.)$99

Down payment

20%

$43,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history104 days on market

Status: Active
Jun 22, 2026
Listed$237,000
Jun 22, 2026
Price reduced$215,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type: Residential
Sub type: Manufactured Home
Status: Active
Days on market: 104
Subdivision: East Cove Unit 03 Unrec
County: Citrus
Year built: 1978
Living area: 1,398 sq ft
Price/sq ft: $154
Building area: 2,146 sq ft (Public Records)
Lot size: 13,403 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: AE* (12017C0357D)
Garage: 1 spaces
Annual taxes: $2,950 (2025)
Parcel #: 20E-19S-12-0000-3C0G0-0060
Zoning: CLRMH
MLS #: TB8514475

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Laminate
Appliances: Dishwasher, Refrigerator, Water Filtration System
Interior features: Eat-in Kitchen, Primary Bedroom Main Floor
Laundry: Laundry Closet
Stories / Levels: One
Direction faces: West

Heating & Cooling

Heating: Electric
Cooling: Central Air

Parking

Garage spaces: 1
Attached garage: No
Carport: Yes

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Outdoor Grill, Private Mailbox, Private Yard
Construction materials: Stucco
Roof: Shingle
Foundation: Other
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Asphalt

Utilities

Sewer: Septic Tank
Water source: Well
Utilities: Electricity Connected

Schools

ElementaryInverness Primary SchoolGreatSchools ↗

MiddleInverness Middle SchoolGreatSchools ↗

High SchoolACitrus High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Primary Bedroom	First	12.83x19.3
Kitchen	First	16.71x11.42
Great Room	First	11.31x27.33

Listing Details

Listing date: 2026-06-22
On market date: 2026-06-22
Original list price: $237,000
Occupant type: Vacant
MLS area: 34450 - Inverness
Listing AOR: Lake and Sumter
Status changed: 2026-06-22
Tax legal description: COMM AT INTERSECTION OF E LN OF W 1/3 OF NE 1/4 OF SW 1/4 OF SEC 12 T19S R20E WITH THE S R/W LN OF STATE RD 44 THN W ALG SD R/W LN OF ST RD NO 44 TH W AL SD ROW LN A DIST OF 168.73FT THN S 0DEG 04M E 270.37FT TO POB THN CONT S 0DEG 04M E 60FT THN S 8 9DEG 56M W 74.49FT MOL TO WATERS OF A CANAL THN N 0DEG 00M 20S E ALG SD WATERS A DIST OF 60FT TO PT THAT BEARS S 89DEG 56M W FROM POB THN N 89DEG 56M E 74.41FT MOL TO POB BEING BEING LOT 6 & N1/2 OF LOT 7 BLK G OF EAST COVE UN NO 2 AN UNREC SUB ---&- -- COMM AT INTERSECTION OF E LN OF W 1/3 OF NE 1/4 OF SW 1/4 OF SEC 12 T19S R20E WITH S R/W LN OF STATE RD 44 THN W ALG SD R/W LN A DIST OF 168.73FT THN S 0DEG 04M E 330.37FT TO POB THN CONT S 0DEG 04M E 60FT THN S 89DEG 56M W 74.56FT MOL TO

Flood risk

High riskFEMA Zone AE*Panel 12017C0357D

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head East onto S US Hwy 41, turn left onto E Gulf to Lake Hwy, turn right onto S Shad Terrace, destination is on your right.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 4, 2026 at 10:59 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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