$237,000
928 Shad Terrace
Inverness, FL 34450
Listing updated: June 22, 2026 at 5:31 PM ET
Listing courtesy of Era American Suncoast Realty · Geri Gaugler · MLS #TB8514475 · Active · 352-726-5855Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Wake up to waterfront views, enjoy fishing and boating from your backyard, and experience the Florida lifestyle you've been dreaming of. Nestled on a beautiful waterfront lot with approximately 150 feet of water frontage leading directly to Lake Henderson, this charming 2-bedroom, 2-bath home offers the perfect blend of peaceful living and practical upgrades. Enjoy the beauty of the water right from your backyard while taking advantage of numerous recent improvements that provide added value and peace of mind. The home features a recently painted exterior, freshly painted concrete surfaces, and a sured up deck that creates a functional outdoor space ready for your personal touch. Major updates include: New well pump, new water softener and filtration system valued at approximately $7,000—a high-quality system similar to municipal water treatment technology on a residential scale, garage roof recently replaced, generator ready hookup installed on the back right side of the home for added convenience during power outages, and all new plumbing being installed. Whether you're looking for a full-time residence, a waterfront retreat, or an investment opportunity, this property offers a rare chance to enjoy direct water access with easy access to Lake Henderson and all the recreation it provides.
Local Insight
At $170/sqft for a 1978 manufactured home on waterfront, you're paying a premium for water access and location rather than structural newness—so make sure a professional inspection covers the roof, plumbing, and foundation carefully given the age. The AE flood zone designation means mandatory flood insurance, which will add meaningful ongoing costs that need to factor into your true ownership expenses. The appeal here hinges entirely on whether that water view and boat access justify both the flood risk and the reality that this is an older home that may need significant updates.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 22, 2026
- Listed$237,000Jun 22, 2026
- Price increased$237,000
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 0
- Subdivision
- East Cove Unit 03 Unrec
- County
- Citrus
- Year built
- 1978
- Living area
- 1,398 sq ft
- Price/sq ft
- $170
- Building area
- 2,146 sq ft (Public Records)
- Lot size
- 13,403 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE* (12017C0357D)
- Garage
- 1 spaces
- Annual taxes
- $2,950 (2025)
- Parcel #
- 20E-19S-12-0000-3C0G0-0060
- Zoning
- CLRMH
- MLS #
- TB8514475
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Dishwasher, Refrigerator, Water Filtration System
- Interior features
- Eat-in Kitchen, Primary Bedroom Main Floor
- Laundry
- Laundry Closet
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- No
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Outdoor Grill, Private Mailbox, Private Yard
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Other
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Electricity Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12.83x19.3 |
| Kitchen | First | 16.71x11.42 |
| Great Room | First | 11.31x27.33 |
Listing Details
- Listing date
- 2026-06-22
- On market date
- 2026-06-22
- Original list price
- $237,000
- Occupant type
- Vacant
- MLS area
- 34450 - Inverness
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-06-22
- Tax legal description
- COMM AT INTERSECTION OF E LN OF W 1/3 OF NE 1/4 OF SW 1/4 OF SEC 12 T19S R20E WITH THE S R/W LN OF STATE RD 44 THN W ALG SD R/W LN OF ST RD NO 44 TH W AL SD ROW LN A DIST OF 168.73FT THN S 0DEG 04M E 270.37FT TO POB THN CONT S 0DEG 04M E 60FT THN S 8 9DEG 56M W 74.49FT MOL TO WATERS OF A CANAL THN N 0DEG 00M 20S E ALG SD WATERS A DIST OF 60FT TO PT THAT BEARS S 89DEG 56M W FROM POB THN N 89DEG 56M E 74.41FT MOL TO POB BEING BEING LOT 6 & N1/2 OF LOT 7 BLK G OF EAST COVE UN NO 2 AN UNREC SUB ---&- -- COMM AT INTERSECTION OF E LN OF W 1/3 OF NE 1/4 OF SW 1/4 OF SEC 12 T19S R20E WITH S R/W LN OF STATE RD 44 THN W ALG SD R/W LN A DIST OF 168.73FT THN S 0DEG 04M E 330.37FT TO POB THN CONT S 0DEG 04M E 60FT THN S 89DEG 56M W 74.56FT MOL TO
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head East onto S US Hwy 41, turn left onto E Gulf to Lake Hwy, turn right onto S Shad Terrace, destination is on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 22, 2026 at 5:31 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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