928 Shad Terrace, FL928 Shad Terrace, FL928 Shad Terrace, FL
Stellar MLS
1 / 48

$215,000

928 Shad Terrace

Inverness, FL 34450

Listing updated: August 11, 2026 at 8:58 PM ET

Active
Stellar MLSListing courtesy of Era American Suncoast Realty · Geri Gaugler · MLS #TB8514475 · Active · 352-726-5855
2
Beds
2
Baths
1,398
Sq Ft
0.31
Acres
1978
Built
WaterfrontWater access$154/sqft360° tour
Manufactured Home

Property type

1978

Year built

13,403 sqft

Lot size

$154

Price / sq ft

No HOA

HOA dues

50

Days on market

1

Garage space

AE*

Flood zone

About this home

Wake up to waterfront views, enjoy fishing and boating from your backyard, and experience the Florida lifestyle you've been dreaming of. Nestled on a beautiful waterfront lot with approximately 150 feet of water frontage leading directly to Lake Henderson, this charming 2-bedroom, 2-bath home offers the perfect blend of peaceful living and practical upgrades. Enjoy the beauty of the water right from your backyard while taking advantage of numerous recent improvements that provide added value and peace of mind. The home features a recently painted exterior, freshly painted concrete surfaces, and a sured up deck that creates a functional outdoor space ready for your personal touch. Major updates include: New well pump, new water softener and filtration system valued at approximately $7,000—a high-quality system similar to municipal water treatment technology on a residential scale, garage roof recently replaced, generator ready hookup installed on the back right side of the home for added convenience during power outages, and all new plumbing being installed. 4 point inspection was just completed and all repairs already made. Whether you're looking for a full-time residence, a waterfront retreat, or an investment opportunity, this property offers a rare chance to enjoy direct water access with easy access to Lake Henderson and all the recreation it provides.

Estimated monthly payment

Principal & interest$1,087
Property taxes$246
Home insurance (est.)$99

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history50 days on market

  1. Status: Active
    Jun 22, 2026
  2. Listed$237,000
    Jun 22, 2026
  3. Price reduced$215,000

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
50
Subdivision
East Cove Unit 03 Unrec
County
Citrus
Year built
1978
Living area
1,398 sq ft
Price/sq ft
$154
Building area
2,146 sq ft (Public Records)
Lot size
13,403 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE* (12017C0357D)
Garage
1 spaces
Annual taxes
$2,950 (2025)
Parcel #
20E-19S-12-0000-3C0G0-0060
Zoning
CLRMH
MLS #
TB8514475

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate
Appliances
Dishwasher, Refrigerator, Water Filtration System
Interior features
Eat-in Kitchen, Primary Bedroom Main Floor
Laundry
Laundry Closet
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
No
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Outdoor Grill, Private Mailbox, Private Yard
Construction materials
Stucco
Roof
Shingle
Foundation
Other
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Connected

Schools

ElementaryInverness Primary SchoolGreatSchools ↗
MiddleInverness Middle SchoolGreatSchools ↗
High SchoolACitrus High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst12.83x19.3
KitchenFirst16.71x11.42
Great RoomFirst11.31x27.33

Listing Details

Listing date
2026-06-22
On market date
2026-06-22
Original list price
$237,000
Occupant type
Vacant
MLS area
34450 - Inverness
Listing AOR
Lake and Sumter
Status changed
2026-06-22
Tax legal description
COMM AT INTERSECTION OF E LN OF W 1/3 OF NE 1/4 OF SW 1/4 OF SEC 12 T19S R20E WITH THE S R/W LN OF STATE RD 44 THN W ALG SD R/W LN OF ST RD NO 44 TH W AL SD ROW LN A DIST OF 168.73FT THN S 0DEG 04M E 270.37FT TO POB THN CONT S 0DEG 04M E 60FT THN S 8 9DEG 56M W 74.49FT MOL TO WATERS OF A CANAL THN N 0DEG 00M 20S E ALG SD WATERS A DIST OF 60FT TO PT THAT BEARS S 89DEG 56M W FROM POB THN N 89DEG 56M E 74.41FT MOL TO POB BEING BEING LOT 6 & N1/2 OF LOT 7 BLK G OF EAST COVE UN NO 2 AN UNREC SUB ---&- -- COMM AT INTERSECTION OF E LN OF W 1/3 OF NE 1/4 OF SW 1/4 OF SEC 12 T19S R20E WITH S R/W LN OF STATE RD 44 THN W ALG SD R/W LN A DIST OF 168.73FT THN S 0DEG 04M E 330.37FT TO POB THN CONT S 0DEG 04M E 60FT THN S 89DEG 56M W 74.56FT MOL TO

Flood risk

High riskFEMA Zone AE*Panel 12017C0357D

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head East onto S US Hwy 41, turn left onto E Gulf to Lake Hwy, turn right onto S Shad Terrace, destination is on your right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 11, 2026 at 8:58 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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