12533 Wharf Terrace, FL

$599,999

12533 Wharf Terrace

Palmetto, FL 34221

Active
4
Beds
5
Baths
2,921
Sq Ft
0.2
Acres
2026
Built
New construction3-car garage$205/sqft360° tour
🏠Single Family Residence

Property type

🏗️2026

Year built

📐8,845 sqft

Lot size

📊$205

Price / sq ft

🏘️$79/mo

HOA dues

📅0

Days on market

🚗3

Garage spaces

🌊X

Flood zone

About this home

Under Construction. What's Special: No Rear Neighbors | Larger Lot | Preserve View | Flex Room | Covered Patio | 3-Car Garage. New Construction - August Completion! Built by America's Most Trusted Home Builder. Welcome to the Saint Croix at 12533 Wharf Terrace in Palms at Coasterra! This new home offers a spacious and thoughtfully designed layout where the kitchen with a center island and walk-in pantry opens to the dining area and great room, creating a bright and connected space for everyday living and entertaining. Pocket sliding glass doors lead to the lanai, extending your living space outdoors. Tucked privately on one side of the home, the primary suite features a generous bedroom, walk-in closet, and a well-appointed bath with dual sinks, a soaking tub, and a separate shower. Three additional bedrooms each include their own private bathroom, offering comfort and convenience. A flex room adds versatility for a home office or additional living space. A convenient drop zone, laundry room, and three-car garage complete this well-balanced home designed for comfort, function, and easy living. This amenity-rich master-planned community is surrounded by natural beauty and endless ways to enjoy fun, fitness, and connection. Club Coasterra overlooks a 65-acre lake with four pools, cabanas, a workout space, and a lakeside pavilion. Enjoy additional pools, a dog park, a 20-acre lake, and a 160-acre nature park with trails, all near I-75 with access to Sarasota and Tampa. Additional Highlights Include: gourmet kitchen, tray ceiling package, 8' interior doors, shower in place of tub in the secondary bathrooms, crown molding, and pre-plumb for a laundry sink. Photos are for representative purposes only. MLS#TB8514432

Estimated monthly payment

Principal & interest$3,034
Property taxes$0
Home insurance (est.)$275
HOA dues$79

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 1, 2026
  2. Listed$599,999
    Jun 1, 2026
  3. Price increased$599,999

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Palms At Coasterra
County
Manatee
Year built
2026
Living area
2,921 sq ft
Price/sq ft
$205
Lot size
8,845 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
3 spaces
Parcel #
589927609
Zoning
RES
MLS #
TB8514432

Interior Details

Bedrooms
4
Full bathrooms
4
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Appliances
Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Tankless Water Heater
Interior features
Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Tray Ceiling(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
East
New construction
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$79 / Monthly
Monthly HOA
$79/mo
Total monthly fees
$79/mo
Total annual fees
$951
HOA name
Castle Group
CDD
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, Other, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Please see Community Sales Manager for additional information.
Approval process
Please see Community Sales Manager for additional information.

Exterior & Construction

Exterior features
Hurricane Shutters, Sliding Doors
Construction materials
Block, Cement Siding, Stucco, Vinyl Siding
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Natural Gas Connected, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes

Schools

ElementaryJames Tillman ElementaryGreatSchools ↗
MiddleBuffalo Creek MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 4First
Bedroom 3First
Bedroom 2First
Primary BedroomFirst
Bonus RoomFirst
Great RoomFirst
Dining RoomFirst
KitchenFirst

Listing Details

Listing date
2026-06-01
On market date
2026-06-01
Original list price
$599,999
Occupant type
Vacant
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Suncoast Tampa
Home warranty
Yes
Status changed
2026-06-01
Tax legal description
LOT 92 PALMS AT COASTERRA PH IIA PI# 5899.2760/9

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Just off Buckeye Road within master-planned Coasterra community, this prime location in Palmetto provides easy access to I-75, Sarasota and Tampa.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 1:02 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA