1102 Palmetto Street, FL
Stellar MLS

$870,000

1102 Palmetto Street

Leesburg, FL 34748

Active
3
Beds
3
Baths
2,278
Sq Ft
0.63
Acres
1952
Built
WaterfrontWater accessPrivate poolFireplace$382/sqft
Single Family Residence

Property type

1952

Year built

24,800 sqft

Lot size

$382

Price / sq ft

No HOA

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Step into a private garden oasis as a trellis walkway, wrapped in wisteria and lush Florida-friendly foliage, welcomes you home. Originally a fish camp on Lake Griffin, this mid-century home with Coquina shell stucco has been transformed into a stunning single-family lake retreat, seamlessly blending character with modern comfort. As you enter, the spacious great room immediately captures your attention with its high ceiling, wood-burning fireplace, and large picture windows that frame breathtaking views of the lake. The open layout seamlessly incorporates a dining area, where Edison-style lighting casts a warm glow beneath a modern eight-blade ceiling fan, creating an inviting space for both relaxation and entertaining. The thoughtfully designed kitchen is sure to meet your expectations with custom cabinetry to maximize storage & efficiency. Premium appliances include built-in dual convection ovens, an induction cooktop, and sleek stainless-steel appliances, all complemented by exquisite soapstone countertops. A uniquely designed pantry offers additional storage and convenience, making meal preparation an absolute pleasure. The primary suite is a true retreat, featuring two spacious walk-in closets and direct access to the inside laundry room, complete with a washer, gas dryer, and built-in cabinets. The en-suite bath is a haven of relaxation, boasting a double vanity, a luxurious jetted tub with an inline heater, and a large walk-in shower outfitted with state-of-the-art fixtures. Two additional bedrooms provide ample space for family or guests and share a newly remodeled bathroom designed with style and comfort in mind. Modern upgrades throughout the home ensure effortless living. The Mitsubishi Ductless Air Conditioning System offers precise climate control, while updated windows come with a lifetime warranty. A whole-house water softener system and a tankless gas water heater enhance efficiency. The property also includes a transferable termite bond for added peace of mind. Outdoor living is just as exceptional as the interior. A spacious screened enclosure houses a solar-heated saltwater pool (2018) with a gas-heated spa, providing the perfect setting for relaxation. The private boathouse and dock feature a covered boat lift and ample storage for gear, all set against a stunning stone seawall that protects your shoreline. An irrigation system sourced from the lake ensures that the lush landscaping remains vibrant year-round. Recent improvements to the home include a new roof in 2018, a water heater in 2017, and a newly installed driveway and storage shed in 2024. A whole-house generator, also added in 2024, offers additional security and convenience. Spanning over 9,327 acres, Lake Griffin is a paradise for nature lovers and anglers alike, offering some of Florida’s best largemouth bass fishing. As the final link in the Harris Chain of Lakes, it provides easy access to the Ocklawaha River and beyond. Whether you prefer boating, kayaking, or simply soaking in the untouched natural beauty, this lakefront location delivers an unparalleled lifestyle. Nestled near Leesburg, this home provides close proximity to the University of Florida Medical Center, the charming historic downtown area, and effortless access to Orlando’s world-renowned attractions, beaches, and international airport. This is more than just a home—it’s a gateway to the ultimate lakefront lifestyle. Schedule your private tour today and experience its beauty firsthand.

Local Insight

At $870K, this waterfront property is positioned at the top of Leesburg's market—well above the move-up family range ($480K–$750K)—so you're paying a premium for direct water access on Lake Harris and the private pool, not typical neighborhood appreciation. The 1952 build date means you're inheriting potential foundation, plumbing, and electrical concerns common to that era, which should factor heavily into your inspection and any renovation budget. This is a location and amenity play rather than a value play, best suited for buyers who specifically want lakefront in a historic downtown setting and can absorb older-home maintenance realities.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$4,399
Property taxes$320
Home insurance (est.)$399

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 2, 2026
  2. Listed$870,000
    Jun 2, 2026
  3. Price increased$870,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Acreage & Unrec
County
Lake
Year built
1952
Living area
2,278 sq ft
Price/sq ft
$382
Building area
2,946 sq ft (Public Records)
Lot size
24,800 sq ft
Lot category
1/2 to less than 1
Flood zone
X (12069C0330E)
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,834 (2024)
Parcel #
23-19-24-0001-000-01300
Zoning
R-1
MLS #
G5113105

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Touchless Faucet, Washer, Water Softener
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Gas Dryer Hookup, Inside, Laundry Room
Stories / Levels
One
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Natural Gas, Ductless
Cooling
Wall/Window Unit(s)

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Garage Faces Side, Oversized

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Please refer to city/county ordinances.

Exterior & Construction

Exterior features
French Doors, Outdoor Shower, Private Mailbox, Storage
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Canal/Lake For Irrigation, Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryBBeverly Shores ElemGreatSchools ↗
MiddleCCarver MiddleGreatSchools ↗
High SchoolCLeesburg HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst30x20
KitchenFirst30x9
Primary BedroomFirst18x14
Bedroom 2First16x11
Bedroom 3First12x10
Balcony/Porch/LanaiFirst42x25

Listing Details

Listing date
2026-06-02
On market date
2026-06-02
Original list price
$870,000
Occupant type
Owner
MLS area
34748 - Leesburg
Listing AOR
Lake and Sumter
Status changed
2026-06-02
Tax legal description
From the Southwest corner of government Lot 1 of Section 23, Township 19 South of Range 24 East of the Tallahassee Meridian, run South 89° 47'10" East, along the South boundary of said Government Lot 1, 1350.37 feet, thence North 15° 36'40" West, along the Easterly boundary of a 50 foot wide street, 97.48 feet to the Point of Beginning of this description. From this Point of Beginning run North 72° 21'20" East 85.47 Feet; Thence South 89°47'10" East, Parallel to and 120 feet North of the aforesaid South boundary of Government Lot 1, 360 feet more or less, to the shore line of Lake Griffin, thence Northwesterly along the shore of Lake Griffin to a point 190 feet North of the South boundary of said Government Lot 1, then North 89° 47' 1 O" West 420 feet more or less to the Easterly boundary of the aforesaid 50 foot wide street, thence South 15° 36'40" East 100 feet to the Point of Beginning.

Flood risk

Minimal riskFEMA Zone XPanel 12069C0330E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 441/27 in Leesburg, go East on Griffin Rd, Right on Lee St, Left on Gibson Street to Palmetto St. Home on Right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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