10344 98th Place Road, FL10344 98th Place Road, FL10344 98th Place Road, FL
Stellar MLS
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$529,900

10344 98th Place Road

Ocala, FL 34481

Listing updated: July 19, 2026 at 9:53 PM ET

Active
Stellar MLSListing courtesy of Realty Executives In The Villages · Amanda Fincher, LLC · MLS #G5113031 · Active · 352-753-7500
3
Beds
3
Baths
2,703
Sq Ft
0.24
Acres
2023
Built
55+ community$196/sqft
Single Family Residence

Property type

2023

Year built

10,454 sqft

Lot size

$196

Price / sq ft

$494/mo

HOA dues

51

Days on market

2

Garage spaces

X

Flood zone

About this home

Why wait to build when this better-than-new, move-in-ready Smart Home in On Top of the World, Ocala, FL already includes thousands in premium upgrades? With a remarkable $45,000 price improvement, this is an outstanding opportunity to own one of the community's most upgraded Willem models. The sellers have priced this home aggressively, creating exceptional value for today's buyer. Located in Long Leaf Ridge IV, this beautifully designed home offers 3 bedrooms plus a versatile den/office and an additional TV/flex room, providing space for work, guests, or hobbies. From the paver driveway, professional rock landscaping, whole-house Generac generator, water softener, Ecobee Smart Thermostat, and Ring Doorbell, every detail has been thoughtfully upgraded. The gourmet kitchen features quartz countertops, a dramatic 12-foot island, a tile backsplash, upgraded crown molding, pull-out drawers, a pantry, under-cabinet lighting, pendant lighting, and recessed lighting. Tile flooring, crown molding, and a tray ceiling continue throughout the spacious living areas. The luxurious primary suite offers a walk-in closet and a spa-inspired bath with a glass walk-in shower, dual vanities, quartz countertops, and upgraded cabinetry. A private second en-suite bedroom provides ideal accommodations for guests, while the additional bedroom and flex room offer endless possibilities. Enjoy Florida living year-round in the enclosed lanai with a mini-split system, opening to an extended paver patio with retractable awnings and a natural gas hookup for grilling. The 2-car garage features durable epoxy flooring, and the golf cart is available separately. Residents of On Top of the World enjoy championship golf, resort-style pools, fitness centers, pickleball, walking trails, restaurants, clubs, entertainment, and convenient golf-cart access throughout the community. Homes with this level of upgrades, condition, and value are hard to find. With a $45,000 price reduction, this is an exceptional opportunity for buyers looking for luxury, convenience, and one of the best values in On Top of the World. ALL WARRANTIES are TRANSFERABLE! Schedule your private showing today before it's gone!

Estimated monthly payment

Principal & interest$2,679
Property taxes$554
Home insurance (est.)$243
HOA dues$494

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history51 days on market

  1. Status: Active
    May 30, 2026
  2. Listed$590,000
    May 29, 2026
  3. Price reduced$529,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
51
Subdivision
On Top Of The World
County
Marion
Year built
2023
Living area
2,703 sq ft
Price/sq ft
$196
Building area
3,628 sq ft (Public Records)
Lot size
10,454 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$6,648 (2025)
Parcel #
3530-064-097
Zoning
PUD
MLS #
G5113031

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Golf Cart Parking, On Street

HOA & Financial

HOA fee
$494 / Monthly
Monthly HOA
$494/mo
Total monthly fees
$494/mo
Total annual fees
$5,924
HOA name
On Top of the World (Central) Owners Association,
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Leasehold
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See deed restrictions
Approval process
Potential tenants must pay for and submit an online background check. Potential tenants must pay for and attend an orientation interview with HOA.

Exterior & Construction

Exterior features
Rain Gutters, Sliding Doors, Sprinkler Metered
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst23.2x14.2
Living RoomFirst23.2x15.2
DenFirst14.3x13.3
Primary BedroomFirst14.1x18.5
Primary Bedroom 2First14.1x14
Bathroom 3First12.4x10
Bedroom 4First12.8x12.8
Balcony/Porch/LanaiFirst28.7x9.3

Listing Details

Listing date
2026-05-29
On market date
2026-05-29
Original list price
$590,000
Occupant type
Owner
MLS area
34481 - Ocala
Listing AOR
Ocala - Marion
Status changed
2026-05-30
Tax legal description
SEC 22 TWP 16 RGE 20 PLAT BOOK 014 PAGE 106 LONGLEAF RIDGE PHASE IV LOT 97

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Enter On Top of The World via main gate on SW 99th Street Road. Make a LEFT onto SW 98th Street. Make a LEFT onto SW 102nd Terrace. Immediately make a RIGHT onto SW 98th Place Road – home on the left

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 19, 2026 at 9:53 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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