497 Harbor Ridge Drive, FL

$393,000

497 Harbor Ridge Drive

Palm Harbor, FL 34683

Active
3
Beds
3
Baths
1,700
Sq Ft
0.07
Acres
2014
Built
$231/sqft
🏠Townhouse

Property type

🏗️2014

Year built

📐2,879 sqft

Lot size

📊$231

Price / sq ft

🏘️$420/mo

HOA dues

📅1

Day on market

🚗2

Garage spaces

🌊X500

Flood zone

About this home

This beautifully maintained corner townhome combines abundant natural light, thoughtful upgrades, and peaceful waterfront views in one of Palm Harbor’s most desirable locations. A private side entrance with an impressive 9-foot entry door creates a welcoming first impression. Inside, the open-concept floor plan features 10-foot ceilings, crown molding, plantation shutters, tile flooring throughout the main level, a half bath, and a dramatic 14-foot wall of pocketing triple sliding glass doors that seamlessly connect the living space to the screened lanai patio overlooking the pond. Mature cypress trees provide shade and privacy, creating a serene outdoor setting.The kitchen is both stylish and functional, featuring solid wood cabinetry, granite countertops, a closet pantry, and stainless-steel appliances. There’s also flexible space for a breakfast table, coffee station, or additional storage. Upstairs, vaulted ceilings and rich luxury vinyl flooring elevate the living space. The spacious primary suite offers tranquil water views, an oversized walk-in closet, a newly remodeled en-suite bath with a walk-in shower. Two additional generously sized bedrooms share a full bath with tub/shower combination. A centrally located laundry closet includes a newer washer and dryer plus extra shelving for convenience. The oversized two-car garage with finished floors offers extra room for storage, shelving, or a secondary freezer and includes a separate utility closet. Located in a well-maintained community with low HOA fees, residents enjoy water, sewer, trash, recycling, high-speed internet, expanded cable, landscaping, irrigation, exterior maintenance, roof replacement, and access to the community pool and cabana. The community is pet-friendly and allows two pets with no size restrictions. Flood insurance is not required, and the home experienced no flooding or power loss during Hurricanes Helene or Milton. Ideally situated just minutes from historic Tarpon Springs and Dunedin, this home offers easy access to award-winning beaches, golf courses, parks, shopping, dining, and the Pinellas Trail just across the street. The nearby Jolley Trolley provides convenient transportation throughout the area year-round. Recently ranked the #2 Best Place to Live in Florida for 2025 and 2026 by U.S. News & World Report, Palm Harbor is known for its highly rated schools, coastal lifestyle, parks, and strong sense of community. Schedule your private showing today and experience everything this exceptional home has to offer. Highlights: Impact/Hurricane rated windows, sliders, and doors. New roof scheduled by the HOA/association in 2027. Non-Flood Zone. Soft water system and water filteration system installed in home.

Estimated monthly payment

Principal & interest$1,987
Property taxes$258
Home insurance (est.)$180
HOA dues$420

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 29, 2026
  2. Listed$393,000
    May 29, 2026
  3. Price increased$393,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
1
Subdivision
Harbor Ridge Of Palm Harbor
County
Pinellas
Year built
2014
Living area
1,700 sq ft
Price/sq ft
$231
Lot size
2,879 sq ft
Lot category
0 to less than 1/4
Flood zone
X500 (12103C0057H)
Garage
2 spaces
Annual taxes
$3,099 (2025)
Parcel #
23-27-15-36302-000-0330
Zoning
RPD-10
MLS #
TB8513352

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Hardwood, Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s)
Laundry
Laundry Closet
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$420 / Monthly
Monthly HOA
$420/mo
Total monthly fees
$420/mo
Total annual fees
$5,040
HOA name
Angela Johnson
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer or buyer's agent to verify all HOA rules, fees, restrictions, approval requirements, and other requirements directly with HOA/management company.
Approval process
HOA approval. Leasing also requires HOA approval and additional rental restrictions apply.

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementarySutherland Elementary-PNGreatSchools ↗
MiddleTarpon Springs Middle-PNGreatSchools ↗
High SchoolTarpon Springs High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond15.2x15.11
Bedroom 2Second11.7x12
Bedroom 3Second13.6x13.1
KitchenFirst18.9x14.7
Living RoomFirst15.2x14.6
Balcony/Porch/LanaiFirst15.2x5.4
Dining RoomFirst12x8.3

Listing Details

Listing date
2026-05-29
On market date
2026-05-29
Original list price
$393,000
Occupant type
Owner
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-05-29
Tax legal description
HARBOR RIDGE OF PALM HARBOR LOT 33

Flood risk

Moderate riskFEMA Zone X500Panel 12103C0057H

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading North on Alt. 19, turn left onto Harbor Ridge Drive. Continue to 497 Harbor Ridge Dr.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 30, 2026 at 2:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA