$393,000
497 Harbor Ridge Drive
Palm Harbor, FL 34683
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
This beautifully maintained corner townhome combines abundant natural light, thoughtful upgrades, and peaceful waterfront views in one of Palm Harbor’s most desirable locations. A private side entrance with an impressive 9-foot entry door creates a welcoming first impression. Inside, the open-concept floor plan features 10-foot ceilings, crown molding, plantation shutters, tile flooring throughout the main level, a half bath, and a dramatic 14-foot wall of pocketing triple sliding glass doors that seamlessly connect the living space to the screened lanai patio overlooking the pond. Mature cypress trees provide shade and privacy, creating a serene outdoor setting.The kitchen is both stylish and functional, featuring solid wood cabinetry, granite countertops, a closet pantry, and stainless-steel appliances. There’s also flexible space for a breakfast table, coffee station, or additional storage. Upstairs, vaulted ceilings and rich luxury vinyl flooring elevate the living space. The spacious primary suite offers tranquil water views, an oversized walk-in closet, a newly remodeled en-suite bath with a walk-in shower. Two additional generously sized bedrooms share a full bath with tub/shower combination. A centrally located laundry closet includes a newer washer and dryer plus extra shelving for convenience. The oversized two-car garage with finished floors offers extra room for storage, shelving, or a secondary freezer and includes a separate utility closet. Located in a well-maintained community with low HOA fees, residents enjoy water, sewer, trash, recycling, high-speed internet, expanded cable, landscaping, irrigation, exterior maintenance, roof replacement, and access to the community pool and cabana. The community is pet-friendly and allows two pets with no size restrictions. Flood insurance is not required, and the home experienced no flooding or power loss during Hurricanes Helene or Milton. Ideally situated just minutes from historic Tarpon Springs and Dunedin, this home offers easy access to award-winning beaches, golf courses, parks, shopping, dining, and the Pinellas Trail just across the street. The nearby Jolley Trolley provides convenient transportation throughout the area year-round. Recently ranked the #2 Best Place to Live in Florida for 2025 and 2026 by U.S. News & World Report, Palm Harbor is known for its highly rated schools, coastal lifestyle, parks, and strong sense of community. Schedule your private showing today and experience everything this exceptional home has to offer. Highlights: Impact/Hurricane rated windows, sliders, and doors. New roof scheduled by the HOA/association in 2027. Non-Flood Zone. Soft water system and water filteration system installed in home.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveMay 29, 2026
- Listed$393,000May 29, 2026
- Price increased$393,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 1
- Subdivision
- Harbor Ridge Of Palm Harbor
- County
- Pinellas
- Year built
- 2014
- Living area
- 1,700 sq ft
- Price/sq ft
- $231
- Lot size
- 2,879 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12103C0057H)
- Garage
- 2 spaces
- Annual taxes
- $3,099 (2025)
- Parcel #
- 23-27-15-36302-000-0330
- Zoning
- RPD-10
- MLS #
- TB8513352
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Hardwood, Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s)
- Laundry
- Laundry Closet
- Stories / Levels
- Two
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $420 / Monthly
- Monthly HOA
- $420/mo
- Total monthly fees
- $420/mo
- Total annual fees
- $5,040
- HOA name
- Angela Johnson
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer or buyer's agent to verify all HOA rules, fees, restrictions, approval requirements, and other requirements directly with HOA/management company.
- Approval process
- HOA approval. Leasing also requires HOA approval and additional rental restrictions apply.
Exterior & Construction
- Exterior features
- Lighting, Rain Gutters, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | 15.2x15.11 |
| Bedroom 2 | Second | 11.7x12 |
| Bedroom 3 | Second | 13.6x13.1 |
| Kitchen | First | 18.9x14.7 |
| Living Room | First | 15.2x14.6 |
| Balcony/Porch/Lanai | First | 15.2x5.4 |
| Dining Room | First | 12x8.3 |
Listing Details
- Listing date
- 2026-05-29
- On market date
- 2026-05-29
- Original list price
- $393,000
- Occupant type
- Owner
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-05-29
- Tax legal description
- HARBOR RIDGE OF PALM HARBOR LOT 33
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Heading North on Alt. 19, turn left onto Harbor Ridge Drive. Continue to 497 Harbor Ridge Dr.
More homes like this
$315,000
558 Harbor Ridge Dr
Palm Harbor, FL 34683
2 bd · 3 ba · 1,400 sqft
Harbor Ridge Of Palm Harbor
MLS# TB8407351
$395,000
441 Harbor Ridge Dr
Palm Harbor, FL 34683
3 bd · 3 ba · 1,700 sqft
Harbor Ridge Of Palm Harbor
MLS# TB8508907
$399,900
403 Harbor Ridge Dr
Palm Harbor, FL 34683
3 bd · 3 ba · 1,700 sqft
Harbor Ridge Of Palm Harbor
MLS# TB8510696
$410,000
336 Harbor Ridge Dr
Palm Harbor, FL 34683
3 bd · 3 ba · 1,700 sqft
Harbor Ridge Of Palm Harbor
MLS# TB8507647
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 30, 2026 at 2:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA