$210,000

9820 89th Terrace

Ocala, FL 34481

Active
2
Beds
2
Baths
1,748
Sq Ft
0.05
Acres
1994
Built
55+ community$120/sqft360° tour
🏠Single Family Residence

Property type

🏗️1994

Year built

📐2,200 sqft

Lot size

📊$120

Price / sq ft

🏘️$500/mo

HOA dues

📅1

Day on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Welcome to the highly desirable On Top of the World 55+ community, where comfort, entertainment, and maintenance-free living come together! Situated on a desirable corner lot and within short distance to all the amazing amenities, this beautifully maintained home offers the perfect blend of convenience and active living. Enjoy resort-style amenities including a clubhouse, pickleball courts, swimming pools, fitness centers, bingo nights, and countless social activities. The monthly HOA covers lawn care, exterior house painting, sprinkler system maintenance, gate access, trash service, dumpsters, mailboxes, and even a golf cart sticker for added convenience. This move-in ready home features fresh interior paint completed in 2025, updated flooring, a new roof in 2025, A/C replaced in 2023, and a water heater installed in 2021. Enjoy peace of mind with Leaf Filter gutter protection throughout the home and annual pest control service. The spacious lanai includes beautiful plantation shutters installed in 2020, adding a versatile and elegant touch to the home while providing excellent natural light control and privacy. The renovated primary bedroom completed in 2021 adds a modern and comfortable touch, while the kitchen offers stainless steel appliances, tile flooring, and plenty of functionality. Bathrooms feature cozy carpeting for added comfort. If you are looking for an active 55 community with endless amenities, low-maintenance living, and a prime location, this home is a must-see!

Estimated monthly payment

Principal & interest$1,062
Property taxes$59
Home insurance (est.)$96
HOA dues$500

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 29, 2026
  2. Listed$210,000
    May 28, 2026
  3. Price increased$210,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Circle Square Woods
County
Marion
Year built
1994
Living area
1,748 sq ft
Price/sq ft
$120
Lot size
2,200 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0684E)
Garage
2 spaces
Annual taxes
$709 (2025)
Parcel #
3530-2476-05
Zoning
PUD
MLS #
GC540724

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Luxury Vinyl
Appliances
Cooktop, Dishwasher, Dryer, Refrigerator, Washer
Interior features
Walk-In Closet(s)
Laundry
In Garage
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
None
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$500 / Monthly
Monthly HOA
$500/mo
Total monthly fees
$500/mo
Total annual fees
$6,000
HOA name
Top Of the World
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Approval by HOA
Approval process
By HOA

Exterior & Construction

Exterior features
Garden
Construction materials
Block, Concrete
Roof
Shingle
Foundation
Block, Concrete Perimeter
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Primary BathroomFirst
Bathroom 1First
Dining RoomFirst
KitchenFirst
Family RoomFirst
Primary BedroomFirst
Living RoomFirst

Listing Details

Listing date
2026-05-26
On market date
2026-05-28
Original list price
$210,000
Occupant type
Owner
MLS area
34481 - Ocala
Listing AOR
Gainesville-Alachua
Status changed
2026-05-29
Tax legal description
SEC 24 TWP 16 RGE 20 PORTION OF TRACT 9 CIRCLE SQUARE WOODS AS RECORDED IN PLAT BOOK P PAGES 030-103 BUILDING 2476 DWELLING E (9820-E SW 89TH TER)

Flood risk

Minimal riskFEMA Zone XPanel 12083C0684E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Turn right onto FL-200 W/SW College Rd, continue approximately 12 miles then turn left onto SW 99th Street Rd, turn right onto SW 89th Terrace the destination will be on your right inside On Top of the World community.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA