$189,000
9820 89th TerraceOcala, FL 34481
Listing updated: October 9, 2026 at 8:57 PM ET
Listing courtesy of Pepine Realty · Marielena Petrucelli Moronta · MLS #GC540724 · Active · 352-226-8474Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
PRICE IMPROVEMENT!! Seller is motivated. Welcome to the highly desirable On Top of the World 55+ community, where comfort, entertainment, and maintenance-free living come together! Situated on a desirable corner lot and within short distance to all the amazing amenities, this beautifully maintained home offers the perfect blend of convenience and active living. Enjoy resort-style amenities including a clubhouse, pickleball courts, swimming pools, fitness centers, bingo nights, and countless social activities. The monthly HOA covers lawn care, exterior house painting, sprinkler system maintenance, gate access, trash service, dumpsters, mailboxes, and even a golf cart sticker for added convenience. This move-in ready home features fresh interior paint completed in 2025, updated flooring, a new roof in 2025, A/C replaced in 2023, and a water heater installed in 2021. Enjoy peace of mind with Leaf Filter gutter protection throughout the home and annual pest control service. The spacious lanai includes beautiful plantation shutters installed in 2020, adding a versatile and elegant touch to the home while providing excellent natural light control and privacy. The renovated primary bedroom completed in 2021 adds a modern and comfortable touch, while the kitchen offers stainless steel appliances, tile flooring, and plenty of functionality. Bathrooms feature cozy carpeting for added comfort. If you are looking for an active 55 community with endless amenities, low-maintenance living, and a prime location, this home is a must-see!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history134 days on market
- Status: ActiveMay 29, 2026
- Listed$210,000May 28, 2026
- Price reduced$189,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 134
- Subdivision
- Circle Square Woods
- County
- Marion
- Year built
- 1994
- Living area
- 1,748 sq ft
- Price/sq ft
- $108
- Lot size
- 2,200 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0684E)
- Garage
- 2 spaces
- Annual taxes
- $709 (2025)
- Parcel #
- 3530-2476-05
- Zoning
- PUD
- MLS #
- GC540724
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Cooktop, Dishwasher, Dryer, Refrigerator, Washer
- Interior features
- Walk-In Closet(s)
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- None
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $500 / Monthly
- Monthly HOA
- $500/mo
- Total monthly fees
- $500/mo
- Total annual fees
- $6,000
- HOA name
- Top Of the World
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Approval by HOA
- Approval process
- By HOA
Exterior & Construction
- Exterior features
- Garden
- Construction materials
- Block, Concrete
- Roof
- Shingle
- Foundation
- Block, Concrete Perimeter
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bathroom | First | |
| Bathroom 1 | First | |
| Dining Room | First | |
| Kitchen | First | |
| Family Room | First | |
| Primary Bedroom | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-05-26
- On market date
- 2026-05-28
- Original list price
- $210,000
- Occupant type
- Vacant
- MLS area
- 34481 - Ocala
- Listing AOR
- Gainesville-Alachua
- Status changed
- 2026-05-29
- Tax legal description
- SEC 24 TWP 16 RGE 20 PORTION OF TRACT 9 CIRCLE SQUARE WOODS AS RECORDED IN PLAT BOOK P PAGES 030-103 BUILDING 2476 DWELLING E (9820-E SW 89TH TER)
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Turn right onto FL-200 W/SW College Rd, continue approximately 12 miles then turn left onto SW 99th Street Rd, turn right onto SW 89th Terrace the destination will be on your right inside On Top of the World community.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 9, 2026 at 8:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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