3595 41st Lane, FL3595 41st Lane, FL3595 41st Lane, FL
Stellar MLS
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$199,000

3595 41st LaneSt Petersburg, FL 33711

Listing updated: August 22, 2026 at 1:05 PM ET

Active
Stellar MLSListing courtesy of Re/Max Realty Unlimited · Tori Elvir · MLS #TB8513024 · Active · 727-280-9996
2
Beds
3
Baths
1,280
Sq Ft
0
Acres
1974
Built
◆Water access◆$155/sqft◆360° tour
Condominium

Property type

1974

Year built

$155

Price / sq ft

$1,130/mo

HOA dues

84

Days on market

AE

Flood zone

About this home

Welcome to Bermuda Bay Beach & Racquet Club — where every day feels a little more like vacation and a little less like reality. Tucked quietly in the heart of this gated waterfront paradise, this charming 2-bedroom, 2.5-bath townhouse offers 1,280 square feet of comfort, character, storage galore, and the kind of laid-back Florida lifestyle everyone chases. Let’s start with the rare stuff… because Bermuda Bay residents know: storage is basically waterfront gold. This floor plan is famous for its smart use of space and endless storage options, including a huge double-length walk-in closet in the primary suite, oversized guest room walk-in closet, under-stair storage, oversized pantry, attic access, and even an outdoor storage closet for beach gear, bikes, holiday decorations, or that paddleboard you swear you’re going to use every weekend. The layout is warm, comfortable, and move-in ready, with ceramic tile downstairs, hardwood flooring upstairs, newer windows, in-unit laundry, and room to personalize and update at your own pace — already priced accordingly so you can add your own style without paying for someone else’s questionable design choices from 2007. One of the standout features? The gorgeous, brand-new screened lanai completed last year with nearly $9,000 invested, creating the perfect private outdoor retreat surrounded by lush greenery and peaceful landscaping. Morning coffee, evening wine, lazy Sunday naps… this is the spot. Upstairs, the spacious primary suite features an updated vanity area, large corner walk-in shower with glass surround, and a built-in dressing/makeup area that feels delightfully tucked away from the world. Some furnishings are negotiable, making your move even easier. And then there’s Bermuda Bay itself — one of St. Petersburg’s best-kept hidden gems. Residents enjoy a private beach on Boca Ciega Bay with sunset views that honestly make you stop mid-sentence, two sparkling pools, a hot tub, tennis & racquet courts, clubhouse, kayak storage, shuffleboard, beautifully maintained grounds, and a private gated connection directly to the Pinellas Trail for biking, jogging, dog walks, or nature-filled strolls through nearby bird sanctuary areas. Despite feeling worlds away, you’re just minutes to Gulfport, downtown St. Pete, beaches, restaurants, nightlife, shopping, and easy highway access for commuting or airport runs. This is the sweet spot buyers wait for: private, peaceful, affordable waterfront community living with room to make it your own. Whether you’re looking for a full-time residence, seasonal escape, or investment opportunity, this Bermuda Bay townhouse delivers the Florida lifestyle with comfort, charm, and just enough tropical magic to make your friends jealous.

Estimated monthly payment

Principal & interest$1,006
Property taxes$269
Home insurance (est.)$91
HOA dues$1,130

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history84 days on market

  1. Status: Active
    May 30, 2026
  2. Listed$219,000
    May 30, 2026
  3. Price reduced$199,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
84
Subdivision
Bermuda Bay Beach Condo
County
Pinellas
Year built
1974
Living area
1,280 sq ft
Price/sq ft
$155
Lot size
0 sq ft
Flood zone
AE (12103C0277H)
Annual taxes
$3,225 (2025)
Parcel #
34-31-16-08320-004-0040
MLS #
TB8513024

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Interior Details

Bedrooms
2
Full bathrooms
2
Half bathrooms
1
Flooring
Ceramic Tile, Hardwood
Appliances
Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Thermostat, Walk-In Closet(s)
Laundry
Inside, Laundry Closet
Stories / Levels
Multi/Split
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Open

HOA & Financial

HOA fee
$1,130 / Monthly
Monthly HOA
$1,130/mo
Total monthly fees
$1,130/mo
Total annual fees
$13,562
HOA name
Ray Ferreris
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Must have lease paperwork and 100.00 parking/app fee to the office 5 days before the guest's arrival
Approval process
Must have lease paperwork and 100.00 parking/app fee to the office 5 days before the guest's arrival

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Private Entrance, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Asphalt, Concrete

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit, Size Limit, Yes

Room Details

RoomLevelDimensions
Living RoomFirst
Dining RoomFirst
KitchenFirst
Bathroom 1First
Primary BedroomSecond
Primary BathroomSecond
Bedroom 2Second
Bathroom 3Second
LaundrySecond

Listing Details

Listing date
2026-05-29
On market date
2026-05-30
Original list price
$219,000
Occupant type
Owner
MLS area
33711 - St Pete/Gulfport
Listing AOR
Suncoast Tampa
Status changed
2026-05-30
Tax legal description
BERMUDA BAY BEACH CONDO BLDG 3595, UNIT D (AKA 48D)

Flood risk

High riskFEMA Zone AEPanel 12103C0277H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 1275, take exit 19 to 34th St S. Go South to 38th Ave, then go West to the Bermuda Bay guard house; enter the gate code. Once inside the complex, take a left, then right on 42nd Way, and an immediate Right to the building marked 48. The townhouse is in the middle, unit D

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 22, 2026 at 1:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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