8286 97th N St, FL
Stellar MLS

$1,395,000

8286 97th N St

Seminole, FL 33777

Listing updated: May 23, 2026 at 1:18 PM ET

Active
4
Beds
3
Baths
2,694
Sq Ft
0.24
Acres
2005
Built
3-car garage$518/sqft
Single Family Residence

Property type

2005

Year built

10,633 sqft

Lot size

$518

Price / sq ft

No HOA

HOA dues

2

Days on market

3

Garage spaces

AE

Flood zone

About this home

If you are seeking a residence that exemplifies luxury, elegance, and modern sophistication—featuring striking architectural design and located in a prime location near the beach and urban amenities—this property is specifically designed to meet those requirements. Constructed with high-quality materials and fixtures throughout, from the front yard to the backyard, and from floor to ceiling, the residence offers four spacious bedrooms and three luxurious bathrooms. It is a unique, custom-built property; every detail reflects careful selection of premium components, invested with considerable time and attention. Upon entering the front door, one immediately appreciates the home's architectural grandeur and refined elegance. Inside, the spacious layout, contemporary design, and open atmosphere create a sense of luxury. High-end finishes are evident throughout the residence. The gourmet kitchen features modern appliances and fixtures that encourage daily cooking and family gatherings, and it seamlessly connects the kitchen, dining, entertainment, and living areas. The master bedroom impresses with its size and luxurious amenities, serving as both a tranquil retreat and an ideal home office, fully equipped with necessary facilities. The bedroom and bathroom suite offers standards comparable to those of luxury hotels, including an integrated Bluetooth surround-sound system. Elevated on higher ground, the property minimizes flood risk, as confirmed during severe storms in Milton and Helena in 2024, when water reached only the garage floor, resulting in more affordable flood insurance premiums. Enjoy your morning coffee in the backyard, overlooking a lush garden planted with exotic tropical fruit trees, including mango, longan, and sapodilla. The outdoor space features extensive tiled paving, reducing maintenance requirements. Located minutes from Seminole Lake Park, the property offers convenient access to scenic trails, playgrounds, a boat ramp, shaded picnic areas, restrooms, and ample parking—ideal for enjoying the natural surroundings. It is also close to famous beaches such as Indian Rocks Beach and Clearwater. Tampa International Airport is a short drive away, along with numerous shopping centers and restaurants. The residence has had only one owner since construction, initially intended as a long-term residency. The owner invested extensively and carefully in every detail. After twenty years, circumstances changed, but the owner's dedication to maintaining the home remains evident. The property was well cared for as a labor of love. Notably, the roof and AC were replaced just two years prior.

Estimated monthly payment

Principal & interest$7,054
Property taxes$422
Home insurance (est.)$639

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    May 21, 2026
  2. Listed$1,395,000
    May 21, 2026
  3. Price increased$1,395,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
2
Subdivision
Lake Seminole Park Trails
County
Pinellas
Year built
2005
Living area
2,694 sq ft
Price/sq ft
$518
Building area
3,727 sq ft (Public Records)
Lot size
10,633 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Garage
3 spaces
Annual taxes
$5,061 (2025)
Parcel #
26-30-15-48393-000-0030
Zoning
RESD
MLS #
TB8511247

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Tile, Wood
Appliances
Built-In Oven, Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Garden
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Crawlspace
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
KitchenFirst16x16
Living RoomFirst23x30
Balcony/Porch/LanaiFirst27x8
Primary BedroomFirst17x13

Listing Details

Listing date
2026-05-20
On market date
2026-05-21
Original list price
$1,395,000
Occupant type
Owner
MLS area
33777 - Seminole/Largo
Listing AOR
Suncoast Tampa
Status changed
2026-05-21
Tax legal description
LAKE SEMINOLE PARK TRAILS LOT 3

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Starkey Rd. to 86th Ave., go West to 98th St. and go South. Take 1st left to subdivision.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 23, 2026 at 1:18 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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