$245,000
2284 Philippine Drive
Clearwater, FL 33763
Listing updated: June 9, 2026 at 8:35 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Beautiful FULLY FURNISHED 2-Bed/2-Bath Condo in On Top of the World 55+ Community - A SNOWBIRD'S HAVEN! Welcome to this beautiful, fully furnished and well-maintained 2-bedroom, 2-bath, 1,400 sq ft condo in the highly desirable On Top of the World 55+ community. Located on the third floor with elevator access, this spacious El Dorado floor plan offers abundant natural light, peaceful views, and an open line of sight from the front door to the back window. The inviting living area flows into a well-appointed kitchen featuring ample cabinet storage, a pantry, granite countertops, and a large peninsula. The dining area stands out with its beamed ceiling, warm lighting, and thoughtful design touches that create an exceptionally welcoming atmosphere. The generous primary bedroom includes an en-suite bath with heat lamp, excellent closet space, and an in-unit washer and dryer. The guest bedroom is ideal for visitors, a home office, or hobbies and is currently furnished with a lovely queen bedroom set. Every piece of furniture showcases a classic Florida style look, offering both comfort and coastal charm. Additional highlights include assigned parking, updated windows throughout, ceiling fans in every room, a 2015 AC system, and gracefully maintained Florida-style furnishings. Kitchen appliances include an ice maker and air-fryer. This home is truly move-in ready.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history14 days on market
- Status: ActiveMay 26, 2026
- Listed$245,000May 26, 2026
- Price increased$245,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 14
- Subdivision
- On Top Of The World
- County
- Pinellas
- Year built
- 1987
- Living area
- 1,340 sq ft
- Price/sq ft
- $183
- Lot size
- 124,209 sq ft
- Flood zone
- X (12103C0126G)
- Annual taxes
- $2,008 (2025)
- Parcel #
- 31-28-16-64109-082-0690
- MLS #
- TB8510262
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Elevator, Open Floorplan, Solid Surface Counters, Stone Counters, Thermostat, Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
HOA & Financial
- HOA fee
- $592 / Monthly
- Monthly HOA
- $592/mo
- Total monthly fees
- $592/mo
- Total annual fees
- $7,103
- HOA name
- OTOW Clearwater Condo Assoc.
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Ownership
- Leasehold
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Furnished units may be leased for a minimum of 6-months + 2 weeks. Unfurnished units may be leased for 1 year. Lease renewals must be resubmitted for approval 45-days prior to expiration to avoid fees.
- Approval process
- Application approval, background check, $150 fee per unmarried person, or married couple. Application in attachments.
Exterior & Construction
- Exterior features
- Lighting, Storage
- Construction materials
- Block
- Roof
- Membrane
- Foundation
- Slab
- Road surface
- Concrete
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
- Senior community
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 17x22 |
| Kitchen | First | 17x11 |
| Dining Room | First | 17x11 |
| Primary Bedroom | First | 13x20 |
| Bathroom 2 | First | 12x12 |
Listing Details
- Listing date
- 2026-05-26
- On market date
- 2026-05-26
- Original list price
- $245,000
- Occupant type
- Owner
- MLS area
- 33763 - Clearwater
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-05-26
- Tax legal description
- ON TOP OF THE WORLD UNIT 70 CONDO BLDG 82, APT 69
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
This parking area can be a little tricky to find. From Belcher Road, head west onto World Parkway Blvd. Turn left onto Americus Blvd S, then make another left onto Philippine Dr. Follow Philippine Dr to the end, where you'll see the entrance to the parking lot. Visitor parking is located in the first few spaces on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 9, 2026 at 8:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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