$515,000
1304 Silo Drive
St Cloud, FL 34771
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to Prairie Oaks in St. Cloud, where peaceful living meets incredible convenience! This beautifully designed floor plan offers 4 bedrooms, 3 full bathrooms, and a spacious 2-car garage with a layout that perfectly blends functionality and style. From the moment you step inside, you’ll notice the bright open-concept design, modern finishes, and expansive living spaces that make this home ideal for both everyday living and entertaining. The stunning kitchen features white cabinetry, stainless steel appliances, a large center island, and plenty of counter space, all overlooking the main living and dining areas. The spacious primary suite offers a relaxing retreat with a large walk-in closet, dual vanities, and an oversized glass-enclosed shower. Upstairs living space provides additional flexibility for a loft/bonus room, office, or play area, while the generously sized secondary bedrooms provide comfort for family and guests alike. One of the highlights of this home is the spacious backyard setting, offering plenty of room to relax, entertain, or enjoy the Florida lifestyle outdoors. Residents of Prairie Oaks also enjoy access to a community pool, adding to the neighborhood’s relaxed and welcoming atmosphere. Located just minutes from Narcoossee Road, FL-417, the Florida Turnpike, Lake Nona, Orlando International Airport, shopping, restaurants, and hospitals, Prairie Oaks delivers exceptional connectivity while still offering more value than many nearby Lake Nona communities. This is an incredible opportunity to own a newer construction home in a growing area of St. Cloud known for its convenient access to Lake Nona and Orlando.
Local Insight
At $203/sqft for a brand-new 2025 build, this is competitive pricing in Prairie Oaks, though you're factoring in $155/month HOA on a 0.14-acre lot—so the real cost of ownership sits above the base price. St. Cloud's genuine draw right now is demographic stability and the economic tailwinds from NeoCity and Lake Nona spillover, which should support resale value, but you're betting on that momentum rather than buying into an already-established hot market. The no-flood-zone location is a solid practical advantage in central Florida, and at 2,531 sqft with four bedrooms, it's solid family layout—just verify that the HOA actually covers what it promises, because that's where newer subdivisions sometimes surprise buyers.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history5 days on market
- Status: ActiveMay 22, 2026
- Listed$515,000May 22, 2026
- Price increased$515,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 5
- Subdivision
- Prairie Oaks
- County
- Osceola
- Year built
- 2025
- Living area
- 2,531 sq ft
- Price/sq ft
- $203
- Building area
- 3,100 sq ft (Builder)
- Lot size
- 6,098 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0115G)
- Garage
- 2 spaces
- Annual taxes
- $1,752 (2025)
- Parcel #
- 22-25-31-4751-0001-0200
- Zoning
- PUD
- MLS #
- O6409050
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave
- Interior features
- Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Thermostat, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $155 / Monthly
- Monthly HOA
- $155/mo
- Total monthly fees
- $155/mo
- Total annual fees
- $1,860
- HOA name
- Empire Management
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer shall independently verify any and all leasing restrictions with the HOA
- Approval process
- Buyer(s) are solely responsible to contact the HOA and Osceola County for any & all rules regarding lease restrictions or law changes and updates
Exterior & Construction
- Exterior features
- Sidewalk, Sliding Doors, Sprinkler Metered
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Block, Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Available
Community
- Pets allowed
- Breed Restrictions
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Den | First | |
| Foyer | First | |
| Living Room | First | |
| Kitchen | First | |
| Bedroom 1 | First | |
| Bonus Room | Second | |
| Bedroom 2 | Second | |
| Bedroom 3 | Second | |
| Primary Bedroom | Second | |
| Primary Bathroom | Second | |
| Laundry | Second | |
| Bathroom 3 | Second | |
| Bathroom 2 | First |
Listing Details
- Listing date
- 2026-05-21
- On market date
- 2026-05-22
- Original list price
- $515,000
- Occupant type
- Owner
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-05-22
- Tax legal description
- PRAIRIE OAKS PB 31 PGS 166-172 LOT 20
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head South on FL-417 S to Exit 22 for County Rd 15/Narcoossee Rd. Turn left onto Narcoossee Rd traveling South. Turn left onto Jack Brack Rd. Turn right onto Silver Maple Dr, turn left onto Timber Meadow Way, and then turn right onto Silo Dr. Destination will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 27, 2026 at 8:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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