409 21st Street, FL
Stellar MLS

$550,000

409 21st Street

Winter Haven, FL 33880

Listing updated: May 23, 2026 at 6:52 AM ET

Active
4
Beds
1
Bath
2,322
Sq Ft
0.4
Acres
1926
Built
In-law suiteFireplace$237/sqft
Single Family Residence

Property type

1926

Year built

17,263 sqft

Lot size

$237

Price / sq ft

No HOA

HOA dues

2

Days on market

2

Garage spaces

X

Flood zone

About this home

Stunning 2 story 3 bath Spanish home with attention to details. This home has been renovated, roof was complete in 2019, painted inside and out in 2020, new A/C in 2023, electric and plumbing and the sprinkler system in 2023. Upon entering into the family room, you will immediately notice the vaulted beam ceilng along with the 20foot high fireplace. There are built-ins and bookcases throughout the home. Walking up into the kitchen, there is granite throughout and stainless steel appliances, along with a breakfast nook. There is a beautiful flooring throughout the home. On the first floor, there is another sitting room,along with a bedroom and a additional renovated full bath. On the second floor, it provides the laundry room and two more bedrooms and two full bathrooms that have been tastefully renovated. Going outside, there is convered area where you can relax and the property is completely fenced in. Another great feature is a detached studio that has been

Estimated monthly payment

Principal & interest$2,781
Property taxes$426
Home insurance (est.)$252

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    May 22, 2026
  2. Listed$550,000
    May 21, 2026
  3. Price increased$550,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
2
Subdivision
West Winter Haven
County
Polk
Year built
1926
Living area
2,322 sq ft
Price/sq ft
$237
Building area
3,006 sq ft (Public Records)
Lot size
17,263 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12105C0345G)
Garage
2 spaces
Annual taxes
$5,112 (2025)
Parcel #
26-28-30-636010-038010
Zoning
R-1C
MLS #
P4938761

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Interior Details

Bedrooms
4
Full bathrooms
1
Flooring
Ceramic Tile, Reclaimed Wood
Appliances
Dishwasher, Electric Water Heater, Range, Refrigerator
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
Two
Direction faces
East
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors, Storage
Construction materials
Stucco
Roof
Shingle
Foundation
Crawlspace
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
None
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Living RoomFirst15x24
LibraryFirst15x11
Dining RoomFirst15x15
KitchenFirst9x15
DinetteFirst8x7
Primary BedroomSecond16x15
Bedroom 1Second10x16
Bedroom 2Second10x9

Listing Details

Listing date
2026-05-14
On market date
2026-05-21
Original list price
$550,000
Occupant type
Vacant
MLS area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Listing AOR
East Polk
Status changed
2026-05-22
Tax legal description
WEST WINTER HAVEN PB 7 PG 18 BLK M LOTS 1 & 2 & N 15 FT OF 3

Flood risk

Minimal riskFEMA Zone XPanel 12105C0345G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

On Lake Howard Drive SW to Avenue c SW, turn south on 21st Street SW, the property will be on the right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 23, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA