12760 118th Street, FL

$445,900

12760 118th Street

Largo, FL 33778

Active
4
Beds
3
Baths
1,238
Sq Ft
0.15
Acres
1971
Built
In-law suite$360/sqft360° tour
🏠Single Family Residence

Property type

🏗️1971

Year built

📐6,342 sqft

Lot size

📊$360

Price / sq ft

🏘️No HOA

HOA dues

📅8

Days on market

🌊X

Flood zone

About this home

Discover the perfect blend of comfort, flexibility, and Florida lifestyle in this beautifully updated 4-bedroom, 3-bath home located just minutes from the Gulf beaches. Featuring an attached in-law suite with private entrance and kitchenette, this property offers incredible versatility for multigenerational living, guests, home office space, or potential rental opportunities. Inside, you’ll find modern finishes, spacious living areas, updated bathrooms, and a functional layout designed for both everyday living and entertaining. The home also includes paid-off solar panels, helping reduce energy costs while adding long-term value. Enjoy the convenience of being only 12 minutes from Indian Rocks Beach, with quick access to major highways, shopping plazas, restaurants, parks, and everyday conveniences nearby. Additional workshop/storage space provides even more flexibility for hobbies, tools, or extra storage needs. Whether you’re looking for a primary residence, vacation-style living, or an investment opportunity, this move-in ready property offers location, functionality, and lifestyle all in one. Buyer to verify all room dimensions and intended use of spaces.

Estimated monthly payment

Principal & interest$2,255
Property taxes$15
Home insurance (est.)$204

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history8 days on market

  1. Status: Active
    May 23, 2026
  2. Listed$445,900
    May 23, 2026
  3. Price increased$445,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
8
Subdivision
Martin Terrace 1st Add
County
Pinellas
Year built
1971
Living area
1,238 sq ft
Price/sq ft
$360
Building area
1,582 sq ft (Public Records)
Lot size
6,342 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0118H)
Annual taxes
$180 (2025)
Parcel #
09-30-15-55728-000-0190
Zoning
R-3
MLS #
TB8509617

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Ceramic Tile, Laminate
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat
Laundry
In Kitchen, Inside
Stories / Levels
One
Direction faces
East
In-law suite
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air, Wall/Window Unit(s)

Parking

Parking features
Boat, Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional, FHA, Other, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Sidewalk, Storage
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Block, Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected

Schools

ElementaryFuguitt Elementary-PNGreatSchools ↗
MiddleSeminole Middle-PNGreatSchools ↗
High SchoolSeminole High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Primary BathroomFirst
Bedroom 1First
Bathroom 1First
Bedroom 2First
Bedroom 4First
Bathroom 3First
KitchenFirst
LaundryFirst
Dining RoomFirst
Living RoomFirst
WorkshopFirst

Listing Details

Listing date
2026-05-21
On market date
2026-05-23
Original list price
$445,900
Occupant type
Vacant
MLS area
33778 - Largo/Seminole
Listing AOR
Suncoast Tampa
Status changed
2026-05-23
Tax legal description
MARTIN TERRACE 1ST ADD LOT 19

Flood risk

Minimal riskFEMA Zone XPanel 12103C0118H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Ulmerton Rd, head south on Seminole Blvd, turn right onto Street. Property will be on the left. o From I-275 take exit toward Ulmerton Rd, continue west, turn onto Seminole Blvd and continue to property address.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 31, 2026 at 2:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA