


$429,900
12760 118th Street
Largo, FL 33778
Listing updated: July 31, 2026 at 7:05 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Price Improvement!!! Beautifully renovated and move-in ready, this exceptional 4-bedroom, 3-bath home features paid-off solar panels, NO HOA, and an additional private suite featuring a kitchenette and separate entrance—all just minutes from Indian Rocks Beach. Designed to deliver the flexibility, energy efficiency, and everyday convenience today’s buyers value most, this home offers an exceptional opportunity to enjoy the Florida lifestyle near Gulf beaches, shopping, dining, parks, and everyday conveniences. Step inside to discover a bright, open-concept floor plan where the living, dining, and kitchen areas flow seamlessly together, creating an inviting space for everyday living and entertaining. The beautifully renovated kitchen showcases quartz countertops, modern cabinetry, stainless steel appliances, generous prep space, and contemporary finishes designed for today’s lifestyle. The spacious primary suite offers a peaceful retreat with a beautifully updated bathroom, while the additional bedrooms provide flexibility for family, guests, or work-from-home needs. The additional private suite featuring a kitchenette and separate entrance creates outstanding flexibility for extended family, long-term guests, a private home office, or additional living space, making this home adaptable to a variety of lifestyles. Step outside to enjoy a generously sized backyard with plenty of room to relax, entertain, garden, or personalize your outdoor living experience. An additional workshop/storage area provides valuable space for tools, hobbies, recreational equipment, or seasonal storage. Conveniently located near Gulf beaches, parks, shopping, restaurants, healthcare facilities, schools, and major commuter routes, this home combines comfort, convenience, and long-term value. The paid-off solar panels help reduce monthly energy expenses, while the absence of HOA fees provides added flexibility and peace of mind. Seller is motivated and willing to contribute toward buyer’s closing costs with an acceptable offer. Buyer and buyer’s agent are responsible for independently verifying all measurements, room dimensions, permits, zoning, and intended use of all spaces.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history69 days on market
- Status: ActiveMay 23, 2026
- Listed$445,900May 23, 2026
- Price reduced$429,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 69
- Subdivision
- Martin Terrace 1st Add
- County
- Pinellas
- Year built
- 1971
- Living area
- 1,582 sq ft
- Price/sq ft
- $272
- Lot size
- 6,342 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0118H)
- Annual taxes
- $180 (2025)
- Parcel #
- 09-30-15-55728-000-0190
- Zoning
- R-3
- MLS #
- TB8509617
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat
- Laundry
- In Kitchen, Inside
- Stories / Levels
- One
- Direction faces
- East
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air, Wall/Window Unit(s)
Parking
- Parking features
- Boat, Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Listing terms
- Cash, Conventional, FHA, Other, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Sidewalk, Storage
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Block, Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bedroom 1 | First | |
| Bathroom 1 | First | |
| Bedroom 2 | First | |
| Bedroom 4 | First | |
| Bathroom 3 | First | |
| Kitchen | First | |
| Laundry | First | |
| Dining Room | First | |
| Living Room | First | |
| Workshop | First |
Listing Details
- Listing date
- 2026-05-21
- On market date
- 2026-05-23
- Original list price
- $445,900
- Occupant type
- Vacant
- MLS area
- 33778 - Largo/Seminole
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-05-23
- Tax legal description
- MARTIN TERRACE 1ST ADD LOT 19
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Ulmerton Rd, head south on Seminole Blvd, turn right onto Street. Property will be on the left. o From I-275 take exit toward Ulmerton Rd, continue west, turn onto Seminole Blvd and continue to property address.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 31, 2026 at 7:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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