12760 118th Street, FL12760 118th Street, FL12760 118th Street, FL
Stellar MLS
1 / 48

$429,900

12760 118th Street

Largo, FL 33778

Listing updated: July 31, 2026 at 7:05 PM ET

Active
Stellar MLSListing courtesy of Home Prime Realty Llc · Danymar Alca Alcala · MLS #TB8509617 · Active · 813-497-4441
4
Beds
3
Baths
1,582
Sq Ft
0.15
Acres
1971
Built
In-law suite$272/sqft360° tour
Single Family Residence

Property type

1971

Year built

6,342 sqft

Lot size

$272

Price / sq ft

No HOA

HOA dues

69

Days on market

X

Flood zone

About this home

Price Improvement!!! Beautifully renovated and move-in ready, this exceptional 4-bedroom, 3-bath home features paid-off solar panels, NO HOA, and an additional private suite featuring a kitchenette and separate entrance—all just minutes from Indian Rocks Beach. Designed to deliver the flexibility, energy efficiency, and everyday convenience today’s buyers value most, this home offers an exceptional opportunity to enjoy the Florida lifestyle near Gulf beaches, shopping, dining, parks, and everyday conveniences. Step inside to discover a bright, open-concept floor plan where the living, dining, and kitchen areas flow seamlessly together, creating an inviting space for everyday living and entertaining. The beautifully renovated kitchen showcases quartz countertops, modern cabinetry, stainless steel appliances, generous prep space, and contemporary finishes designed for today’s lifestyle. The spacious primary suite offers a peaceful retreat with a beautifully updated bathroom, while the additional bedrooms provide flexibility for family, guests, or work-from-home needs. The additional private suite featuring a kitchenette and separate entrance creates outstanding flexibility for extended family, long-term guests, a private home office, or additional living space, making this home adaptable to a variety of lifestyles. Step outside to enjoy a generously sized backyard with plenty of room to relax, entertain, garden, or personalize your outdoor living experience. An additional workshop/storage area provides valuable space for tools, hobbies, recreational equipment, or seasonal storage. Conveniently located near Gulf beaches, parks, shopping, restaurants, healthcare facilities, schools, and major commuter routes, this home combines comfort, convenience, and long-term value. The paid-off solar panels help reduce monthly energy expenses, while the absence of HOA fees provides added flexibility and peace of mind. Seller is motivated and willing to contribute toward buyer’s closing costs with an acceptable offer. Buyer and buyer’s agent are responsible for independently verifying all measurements, room dimensions, permits, zoning, and intended use of all spaces.

Estimated monthly payment

Principal & interest$2,174
Property taxes$15
Home insurance (est.)$197

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history69 days on market

  1. Status: Active
    May 23, 2026
  2. Listed$445,900
    May 23, 2026
  3. Price reduced$429,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
69
Subdivision
Martin Terrace 1st Add
County
Pinellas
Year built
1971
Living area
1,582 sq ft
Price/sq ft
$272
Lot size
6,342 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0118H)
Annual taxes
$180 (2025)
Parcel #
09-30-15-55728-000-0190
Zoning
R-3
MLS #
TB8509617

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Ceramic Tile, Laminate
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat
Laundry
In Kitchen, Inside
Stories / Levels
One
Direction faces
East
In-law suite
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air, Wall/Window Unit(s)

Parking

Parking features
Boat, Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional, FHA, Other, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Sidewalk, Storage
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Block, Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected

Schools

ElementaryFuguitt Elementary-PNGreatSchools ↗
MiddleSeminole Middle-PNGreatSchools ↗
High SchoolSeminole High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Primary BathroomFirst
Bedroom 1First
Bathroom 1First
Bedroom 2First
Bedroom 4First
Bathroom 3First
KitchenFirst
LaundryFirst
Dining RoomFirst
Living RoomFirst
WorkshopFirst

Listing Details

Listing date
2026-05-21
On market date
2026-05-23
Original list price
$445,900
Occupant type
Vacant
MLS area
33778 - Largo/Seminole
Listing AOR
Suncoast Tampa
Status changed
2026-05-23
Tax legal description
MARTIN TERRACE 1ST ADD LOT 19

Flood risk

Minimal riskFEMA Zone XPanel 12103C0118H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Ulmerton Rd, head south on Seminole Blvd, turn right onto Street. Property will be on the left. o From I-275 take exit toward Ulmerton Rd, continue west, turn onto Seminole Blvd and continue to property address.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 31, 2026 at 7:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA