$439,900
12760 118th Street
Largo, FL 33778
Listing updated: June 25, 2026 at 10:24 PM ET
Listing courtesy of Home Prime Realty Llc · Danymar Alca Alcala · MLS #TB8509617 · Active · 813-497-4441Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Price Improvement!!! Discover the perfect blend of comfort, flexibility, and Florida lifestyle in this beautifully updated 4-bedroom, 3-bath home located just minutes from the Gulf beaches. Featuring an attached in-law suite with private entrance and kitchenette, this property offers incredible versatility for multigenerational living, guests, home office space, or potential rental opportunities. Inside, you’ll find modern finishes, spacious living areas, updated bathrooms, and a functional layout designed for both everyday living and entertaining. The home also includes paid-off solar panels, helping reduce energy costs while adding long-term value. Enjoy the convenience of being only 12 minutes from Indian Rocks Beach, with quick access to major highways, shopping plazas, restaurants, parks, and everyday conveniences nearby. Additional workshop/storage space provides even more flexibility for hobbies, tools, or extra storage needs. Whether you’re looking for a primary residence, vacation-style living, or an investment opportunity, this move-in ready property offers location, functionality, and lifestyle all in one. Buyer to verify all room dimensions and intended use of spaces. Don't miss this opportunity to own a beautifully updated home that combines modern upgrades, energy efficiency, a prime location in Largo and ideal as a primary residence, second home or investment property rentals potential. Seller is motivate and willing to contribute toward byers closing costs with an accetable offer.
Local Insight
At $278/sqft for a 1971 home with an in-law suite in a non-HOA neighborhood, you're getting decent value for the Largo market, but you'll want a thorough inspection since homes from that era often hide foundation, plumbing, and roof issues that can get expensive fast. The X flood zone is a real advantage here—no flood insurance required—which saves you money annually compared to nearby properties, though the tight 0.15-acre lot means limited room for major additions or outdoor space. The in-law suite could offset costs through rental income or provide flexibility for multi-generational living, but verify it's permitted and has proper permits before factoring that into your offer.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history33 days on market
- Status: ActiveMay 23, 2026
- Listed$445,900May 23, 2026
- Price reduced$439,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 33
- Subdivision
- Martin Terrace 1st Add
- County
- Pinellas
- Year built
- 1971
- Living area
- 1,582 sq ft
- Price/sq ft
- $278
- Lot size
- 6,342 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0118H)
- Annual taxes
- $180 (2025)
- Parcel #
- 09-30-15-55728-000-0190
- Zoning
- R-3
- MLS #
- TB8509617
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat
- Laundry
- In Kitchen, Inside
- Stories / Levels
- One
- Direction faces
- East
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air, Wall/Window Unit(s)
Parking
- Parking features
- Boat, Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Listing terms
- Cash, Conventional, FHA, Other, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Sidewalk, Storage
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Block, Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bedroom 1 | First | |
| Bathroom 1 | First | |
| Bedroom 2 | First | |
| Bedroom 4 | First | |
| Bathroom 3 | First | |
| Kitchen | First | |
| Laundry | First | |
| Dining Room | First | |
| Living Room | First | |
| Workshop | First |
Listing Details
- Listing date
- 2026-05-21
- On market date
- 2026-05-23
- Original list price
- $445,900
- Occupant type
- Vacant
- MLS area
- 33778 - Largo/Seminole
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-05-23
- Tax legal description
- MARTIN TERRACE 1ST ADD LOT 19
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Ulmerton Rd, head south on Seminole Blvd, turn right onto Street. Property will be on the left. o From I-275 take exit toward Ulmerton Rd, continue west, turn onto Seminole Blvd and continue to property address.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 25, 2026 at 10:24 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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