


$324,900
14521 Catalina Circle
Seminole, FL 33776
Listing updated: July 11, 2026 at 11:12 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Virtually Staged. Please note some photos have been virtually staged. Competitively priced and located in a highly sought-after coastal enclave, this turnkey townhome offers immediate proximity to the water with some of the lowest HOA fees in the area. As a two-story corner and end unit, you have no upstairs neighbors to deal with, ensuring a remarkably quiet and private living experience. Your capital is protected from day one by a FULL QUAD UNIT REPLACEMENT ROOF (JUNE 2024) and FULL WINDOW AND DOOR REPLACEMENT (2021). Located just a 7-minute drive from Indian Rocks Beach and 3 minutes from Seminole City Center, the property anchors your investment while delivering exceptional lifestyle returns. A private gated entryway leads to a large, screened ground-level patio, creating a dedicated outdoor living space for grilling, complete with an enclosed side storage area. Inside, the move-in ready layout maximizes natural light. Coastal vinyl plank flooring runs continuously through the main living space. The living room features a functional, wood-burning fireplace updated with a custom stone surround and shiplap walls (2021). The updated kitchen centers on a massive 70x70-inch custom quartz island seating eight to ten people. Solid wood shaker-style cabinets and a full suite of NEW APPLIANCES (2021) ensure durable, daily utility. Temperature control is actively managed by an AC PACKAGE UNIT (NOV 2021) with documented yearly maintenance, supported by an updated WATER HEATER (2019). A full-size washer and dryer area provides lower-level convenience, accompanied by a downstairs bathroom. Upstairs, two spacious bedrooms feature wall-to-wall dual closets and ceiling fans. The primary bedroom offers direct en-suite access to the second-floor bathroom, equipped with a full-size step-in shower, extended vanity, and linen closet. Both the upstairs and downstairs bathrooms feature Miracle Method surface installations for high durability and easy cleaning. Sliding glass doors open from both bedrooms to an elevated second-story deck. A fully updated TOP DECK AWNING (2025) and ceiling fan transform this space into an all-weather extension of your floor plan, perfectly suited for a coffee bar and mini-fridge setup. Financial predictability is locked in with a flat HOA fee covering water, sewer, trash, exterior building paint, reserves, exterior pest control, lawn care, tree trimming, and liability insurance. The property includes an assigned covered parking space directly outside your front door and access to ample guest parking. Neighborhood amenities feature a year-round heated and chilled pool, plus lighted tennis and pickleball courts. Step out your door and follow the paved paths to the community seawall to launch a kayak or paddleboard directly into the Intracoastal Waterway.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history55 days on market
- Status: ActiveMay 17, 2026
- Listed$325,000May 17, 2026
- Price reduced$324,900
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 55
- Cumulative DOM
- 84
- Subdivision
- Clearwater Cove
- County
- Pinellas
- Year built
- 1980
- Living area
- 1,564 sq ft
- Price/sq ft
- $208
- Lot size
- 4,156 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Annual taxes
- $3,550 (2025)
- Parcel #
- 19-30-15-16443-000-0013
- Zoning
- RPD-7.5
- MLS #
- TB8509532
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Covered
- Carport
- Yes
HOA & Financial
- HOA fee
- $360 / Monthly
- Monthly HOA
- $360/mo
- Total monthly fees
- $360/mo
- Total annual fees
- $4,320
- HOA name
- Ameri Tech Gloria Reed
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Only 4 rentals allowed in community at 1 time there is a wait list, however owner must live in the unit at least 1 year prior to using that option or getting on the list and must be a yearly rental. See Rules and Regs
- Approval process
- Please reach out to HOA for additional regulations.
Exterior & Construction
- Exterior features
- Awning(s), Balcony, Lighting, Private Entrance, Sidewalk, Sliding Doors, Storage
- Construction materials
- Block, HardiPlank Type
- Roof
- Built-Up, Metal, Shingle
- Foundation
- Slab
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Water Connected
Community
- Pets allowed
- Size Limit, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 15x15 |
| Kitchen | First | 14x11 |
| Bathroom 1 | First | |
| Primary Bedroom | Second | 14x14 |
| Primary Bathroom | Second | |
| Bedroom 2 | Second | |
| Laundry | Second | |
| Balcony/Porch/Lanai | First | |
| Balcony/Porch/Lanai | Second |
Listing Details
- Listing date
- 2026-05-17
- On market date
- 2026-05-17
- Original list price
- $325,000
- Occupant type
- Owner
- MLS area
- 33776 - Seminole/Largo
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-17
- Tax legal description
- CLEARWATER COVE PHASE I UNIT 1, LOT 3
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Seminole Blvd, head West on 102nd Ave. Turn North onto Hamlins Blvd to enter the Clearwater Cove / Catalina Cove community. Follow the road as it curves and becomes Tradewinds Ave. Turn onto Catalina Circle (interior loop). The property at 14521 Catalina Circle is a corner unit. You may park in the assigned covered parking space located directly in front of the home.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 11, 2026 at 11:12 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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