14521 Catalina Circle, FL14521 Catalina Circle, FL14521 Catalina Circle, FL
Stellar MLS
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$324,900

14521 Catalina Circle

Seminole, FL 33776

Listing updated: July 11, 2026 at 11:12 AM ET

Active
Stellar MLSListing courtesy of Mark Spain Real Estate · Roxanne Mestre · MLS #TB8509532 · Active · 855-299-7653
2
Beds
2
Baths
1,564
Sq Ft
0.1
Acres
1980
Built
Water accessFireplace$208/sqft
Townhouse

Property type

1980

Year built

4,156 sqft

Lot size

$208

Price / sq ft

$360/mo

HOA dues

55

Days on market

X

Flood zone

About this home

Virtually Staged. Please note some photos have been virtually staged. Competitively priced and located in a highly sought-after coastal enclave, this turnkey townhome offers immediate proximity to the water with some of the lowest HOA fees in the area. As a two-story corner and end unit, you have no upstairs neighbors to deal with, ensuring a remarkably quiet and private living experience. Your capital is protected from day one by a FULL QUAD UNIT REPLACEMENT ROOF (JUNE 2024) and FULL WINDOW AND DOOR REPLACEMENT (2021). Located just a 7-minute drive from Indian Rocks Beach and 3 minutes from Seminole City Center, the property anchors your investment while delivering exceptional lifestyle returns. A private gated entryway leads to a large, screened ground-level patio, creating a dedicated outdoor living space for grilling, complete with an enclosed side storage area. Inside, the move-in ready layout maximizes natural light. Coastal vinyl plank flooring runs continuously through the main living space. The living room features a functional, wood-burning fireplace updated with a custom stone surround and shiplap walls (2021). The updated kitchen centers on a massive 70x70-inch custom quartz island seating eight to ten people. Solid wood shaker-style cabinets and a full suite of NEW APPLIANCES (2021) ensure durable, daily utility. Temperature control is actively managed by an AC PACKAGE UNIT (NOV 2021) with documented yearly maintenance, supported by an updated WATER HEATER (2019). A full-size washer and dryer area provides lower-level convenience, accompanied by a downstairs bathroom. Upstairs, two spacious bedrooms feature wall-to-wall dual closets and ceiling fans. The primary bedroom offers direct en-suite access to the second-floor bathroom, equipped with a full-size step-in shower, extended vanity, and linen closet. Both the upstairs and downstairs bathrooms feature Miracle Method surface installations for high durability and easy cleaning. Sliding glass doors open from both bedrooms to an elevated second-story deck. A fully updated TOP DECK AWNING (2025) and ceiling fan transform this space into an all-weather extension of your floor plan, perfectly suited for a coffee bar and mini-fridge setup. Financial predictability is locked in with a flat HOA fee covering water, sewer, trash, exterior building paint, reserves, exterior pest control, lawn care, tree trimming, and liability insurance. The property includes an assigned covered parking space directly outside your front door and access to ample guest parking. Neighborhood amenities feature a year-round heated and chilled pool, plus lighted tennis and pickleball courts. Step out your door and follow the paved paths to the community seawall to launch a kayak or paddleboard directly into the Intracoastal Waterway.

Estimated monthly payment

Principal & interest$1,643
Property taxes$296
Home insurance (est.)$149
HOA dues$360

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history55 days on market

  1. Status: Active
    May 17, 2026
  2. Listed$325,000
    May 17, 2026
  3. Price reduced$324,900

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
55
Cumulative DOM
84
Subdivision
Clearwater Cove
County
Pinellas
Year built
1980
Living area
1,564 sq ft
Price/sq ft
$208
Lot size
4,156 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Annual taxes
$3,550 (2025)
Parcel #
19-30-15-16443-000-0013
Zoning
RPD-7.5
MLS #
TB8509532

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Covered
Carport
Yes

HOA & Financial

HOA fee
$360 / Monthly
Monthly HOA
$360/mo
Total monthly fees
$360/mo
Total annual fees
$4,320
HOA name
Ameri Tech Gloria Reed
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Only 4 rentals allowed in community at 1 time there is a wait list, however owner must live in the unit at least 1 year prior to using that option or getting on the list and must be a yearly rental. See Rules and Regs
Approval process
Please reach out to HOA for additional regulations.

Exterior & Construction

Exterior features
Awning(s), Balcony, Lighting, Private Entrance, Sidewalk, Sliding Doors, Storage
Construction materials
Block, HardiPlank Type
Roof
Built-Up, Metal, Shingle
Foundation
Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Water Connected

Community

Pets allowed
Size Limit, Yes

Schools

ElementaryOakhurst Elementary-PNGreatSchools ↗
MiddleSeminole Middle-PNGreatSchools ↗
High SchoolSeminole High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst15x15
KitchenFirst14x11
Bathroom 1First
Primary BedroomSecond14x14
Primary BathroomSecond
Bedroom 2Second
LaundrySecond
Balcony/Porch/LanaiFirst
Balcony/Porch/LanaiSecond

Listing Details

Listing date
2026-05-17
On market date
2026-05-17
Original list price
$325,000
Occupant type
Owner
MLS area
33776 - Seminole/Largo
Listing AOR
Orlando Regional
Status changed
2026-05-17
Tax legal description
CLEARWATER COVE PHASE I UNIT 1, LOT 3

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Seminole Blvd, head West on 102nd Ave. Turn North onto Hamlins Blvd to enter the Clearwater Cove / Catalina Cove community. Follow the road as it curves and becomes Tradewinds Ave. Turn onto Catalina Circle (interior loop). The property at 14521 Catalina Circle is a corner unit. You may park in the assigned covered parking space located directly in front of the home.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 11, 2026 at 11:12 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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