$89,000

58 Montego Drive

Palmetto, FL 34221

Active
1
Bed
1
Bath
408
Sq Ft
0.04
Acres
1992
Built
55+ community$218/sqft
🏠Manufactured Home

Property type

🏗️1992

Year built

📐1,546 sqft

Lot size

📊$218

Price / sq ft

🏘️$325/mo

HOA dues

📅1

Day on market

🌊AE

Flood zone

About this home

Impeccably cared for and move-in ready, this SUNSHINE COTTAGE is a must-see park model in TROPIC ISLES Co-Op — a highly sought-after 55+ resident-owned waterfront community! This charming 1-bedroom, 1-bath home offers comfortable coastal living with a spacious living room featuring a peaceful peek of Terra Ceia Bay. Enjoy Florida’s outdoor lifestyle with a huge lanai, private back patio, and beautifully paved front sitting area that also works perfectly as golf cart parking pad. No lot rent. $325 monthly maintenance fee covers water, garbage and recycling collection, sewer, park management and access to all amenities including the marina. Tropic Isles is known for its active lifestyle, friendly atmosphere, and exceptional amenities. Residents enjoy access to a full-service marina and bait shop, fitness center, library, shuffleboard courts, heated/chilled pool and spa, social rooms, and endless community activities including aerobics, movie nights, book clubs, line dancing, and more. Whether you're searching for a seasonal getaway or your forever home, this property offers the perfect blend of relaxation, recreation, and waterfront community living. Schedule your private showing today and start enjoying the Florida lifestyle you’ve been dreaming of!

Estimated monthly payment

Principal & interest$450
Property taxes$142
Home insurance (est.)$41
HOA dues$325

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 14, 2026
  2. Listed$89,000
    May 14, 2026
  3. Price increased$89,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
1
Subdivision
Tropic Isles Co-Op
County
Manatee
Year built
1992
Living area
408 sq ft
Price/sq ft
$218
Building area
672 sq ft (Public Records)
Lot size
1,546 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12081C0163F)
Annual taxes
$1,709 (2025)
Parcel #
2925503359
Zoning
MHP1
MLS #
A4693547

Interior Details

Bedrooms
1
Full bathrooms
1
Flooring
Laminate
Appliances
Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Thermostat, Vaulted Ceiling(s), Window Treatments
Laundry
Outside
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Electric, Heat Pump
Cooling
Central Air

HOA & Financial

HOA fee
$325 / Monthly
Monthly HOA
$325/mo
Total monthly fees
$325/mo
Total annual fees
$3,900
HOA name
BARBARA MCEVOY
CDD
No
Min lease term
1 Month
Listing terms
Cash
Ownership
Co-op
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
55+, BACKGROUND APPLICATION AND BOARD APPROVAL REQUIRED. $75 APPLICATION FEE PER APPLICANT. MINIMUM 1 MONTH RENTAL SEE RULES AND REGULATIONS
Approval process
55+, BACKGROUND APPLICATION AND BOARD APPROVAL REQUIRED. $75 APPLICATION FEE PER APPLICANT. MINIMUM 1 MONTH RENTAL SEE RULES AND REGULATIONS

Exterior & Construction

Exterior features
Lighting, Sliding Doors, Storage
Construction materials
Vinyl Siding
Roof
Membrane
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Private, Public

Community

Pets allowed
Cats OK, Dogs OK, Number Limit, Size Limit, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bathroom 1First
KitchenFirst
Living RoomFirst
DinetteFirst

Listing Details

Listing date
2026-05-09
On market date
2026-05-14
Original list price
$89,000
Occupant type
Vacant
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Sarasota - Manatee
Status changed
2026-05-14
Tax legal description
UNIT 58A TROPIC ISLES CO-OP INC PI#29255.0335/9

Flood risk

High riskFEMA Zone AEPanel 12081C0163F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Turn right on 28 ave...left on Montego, to # 58. unit is on left side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 15, 2026 at 3:51 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA