6412 Key Island Avenue, FL
Stellar MLS
1 / 1

$729,000

6412 Key Island AvenueApollo Beach, FL 33572

Listing updated: October 27, 2026 at 5:31 PM ET

Active
Stellar MLSListing courtesy of Engel & Volkers Tampa Downtown · Virginia Torres Bond · MLS #TB8508126 · Active · 813-863-1986
4
Beds
3
Baths
2,706
Sq Ft
0.11
Acres
2015
Built
◆Waterfront◆Water access◆$269/sqft
Single Family Residence

Property type

2015

Year built

4,583 sqft

Lot size

$269

Price / sq ft

$170/mo

HOA dues

121

Days on market

2

Garage spaces

AE

Flood zone

About this home

ASSUMABLE CHASE MORTGAGE AT 3.625% with a balance of approximately $334,000, available subject to lender approval and seller authorization. THE EXISTING FLOOD INSURANCE POLICY IS ALSO ASSUMABLE, with full details available on request. Depending on current market rates, assuming a 3.625% loan may lower a buyer’s monthly payment compared with new financing, and buyers should confirm all terms with the lender. Welcome to Bimini Bay, a gated waterfront community in Apollo Beach, Florida 33572, in southern Hillsborough County. Built in 2015, this two-story residence offers four bedrooms plus a loft, two full baths and a half bath, 2,706 heated square feet and a two-car garage, set on a cul-de-sac homesite with 50 feet of brackish canal frontage and bridge-free access to Tampa Bay. A private 12,000 lb boat lift sits at the end of a brick paver walkway from the extended lanai, and the canal is a no-wake zone with a seawall. The kitchen was fully remodeled with granite countertops, an island with seating and prep space, contemporary cabinetry, a walk-in pantry and updated appliances, and it opens to a bright living room and offers eating space in the kitchen, so the main living area is connected and easy to move through. The first floor also includes a formal dining room and a formal living room, used by the owner as a family room, giving you space for both everyday living and entertaining. Upstairs, the primary suite has a large walk-in closet and opens to a generous den-style loft space with no doors that works as a home office, sitting room, reading area or flex space, and the renovated primary bathroom features a freestanding soaking tub with a floor-mounted filler, a glass-enclosed walk-in shower and a double vanity. Three additional bedrooms and the laundry room are also upstairs. The home has a metal roof, hurricane shutters, block, concrete and stucco construction, and has been freshly painted inside and out. Bimini Bay is deed restricted with a community pool and private roads; the association fee is $510 quarterly and there is no CDD fee. Apollo Beach sits on the eastern shore of Tampa Bay. Waterfront dining includes Circles Waterfront Restaurant and Apollo’s Bistro along with casual local cafes, and recreation includes the TECO Manatee Viewing Center, Apollo Beach’s public beach minutes away, local nature preserves, area golf courses and marinas. Downtown Tampa is roughly 30 minutes north, with MacDill Air Force Base a similar drive. Medical care is convenient: HCA Florida South Shore Hospital is about 15 minutes south in Sun City Center, and Tampa General Hospital, Moffitt Cancer Center and the Brandon and Riverview hospital campuses are all within easy reach. For aviation, Tampa International Airport is about 35 minutes away, with general aviation available at Peter O. Knight Airport on Davis Islands and Tampa Executive Airport northeast of the city. The Gulf beaches of Pinellas County, including St. Pete Beach and Fort De Soto, make an easy day trip, and Orlando’s attractions are about 90 minutes east. Universities nearby include the University of Tampa, the University of South Florida and Hillsborough Community College. Buyer and buyer’s agent to verify all measurements, features, fees and community information.

Estimated monthly payment

Principal & interest$3,686
Property taxes$491
Home insurance (est.)$334
HOA dues$170

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history121 days on market

  1. Status: Active
    Sep 17, 2026
  2. Listed$769,900
    Jun 16, 2026
  3. Price reduced$729,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
121
Subdivision
Bimini Bay Ph 2
County
Hillsborough
Year built
2015
Living area
2,706 sq ft
Price/sq ft
$269
Building area
3,358 sq ft (Public Records)
Lot size
4,583 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Garage
2 spaces
Annual taxes
$5,898 (2025)
Parcel #
U-21-31-19-95W-000000-00069.0
Zoning
PD
MLS #
TB8508126

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room, Upper Level
Stories / Levels
Two
Direction faces
Southeast

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

HOA fee
$510 / Quarterly
Monthly HOA
$170/mo
Total monthly fees
$170/mo
Total annual fees
$2,040
HOA name
Courtney Vlastnik
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Assumable, Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify Lease Restrictions with HOA.
Approval process
Verify Approval Process with HOA.

Exterior & Construction

Exterior features
Hurricane Shutters, Private Mailbox, Sidewalk
Construction materials
Block, Concrete, Stucco
Roof
Metal
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Water Connected

Community

Pets allowed
Dogs OK, Yes

Schools

ElementaryApollo Beach-HBGreatSchools ↗
MiddleEisenhower-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Kitchen13x12
Living Room12x14
Primary Bedroom13x25
Family Room18x15
Bedroom 214x10
Bedroom 313x11
Bedroom 417x11

Listing Details

Listing date
2026-05-25
On market date
2026-06-16
Original list price
$769,900
Occupant type
Owner
MLS area
33572 - Apollo Beach / Ruskin
Listing AOR
Suncoast Tampa
Status changed
2026-09-17
Tax legal description
BIMINI BAY PHASE 2 LOT 69

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head south on Interstate 75 South and take exit 246 toward Big Bend Road. Turn right onto Big Bend Road and travel west for approximately 2.5 miles toward US Highway 41 South. Turn left onto US Highway 41 South and continue south for approximately 2.2 miles. Turn right onto Apollo Beach Boulevard and proceed west for nearly 2 miles. Turn left onto Harbor Village Lane and then take an immediate right onto Key Island Avenue. Follow Key Island Avenue west and the destination, 6412 Key Island Avenue, will be on the left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 27, 2026 at 5:31 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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