$474,999
355 Ruby Lake Loop
Winter Haven, FL 33884
Listing updated: July 19, 2026 at 9:57 PM ET
Listing courtesy of 1513 Realty Llc · Pedro Cartagena · MLS #K4903491 · Active · 863-431-2000Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
WONDERFUL POOL HOME IN GATED COMMUNITY Located in Ruby Lake subdivision, this spacious home boasts appealing architectural enhancements with high ceilings throughout its 2,648 sq.ft. of living area. The layout features an open concept design with a formal living room, formal dining room, large family room and a split-plan for the 4 bedrooms and 3 full baths. The centrally located kitchen offers plenty of beautiful wood cabinets and granite counter space along with the conveniences of a pantry, breakfast bar and a dinette giving great view of the outdoor living space and pool. The generous family room has sliding glass doors to the lanai & pool and stands open to the dinette and kitchen. The seamless transition between the kitchen, formal living and dining rooms, and the casual living areas is perfect for daily life and when hosting get-togethers. The master en suite features a generous bedroom with sliding glass doors to the lanai, walk-in closet, and the bathroom has dual vanities, a soaking tub, walk-in shower, and water closet. The second bathroom stands convenient to the additional bedrooms and living areas and the third bathroom stands convenient to the pool area. This great Central Florida location is near shopping, schools, medical facilities and restaurants with easy access to both Tampa and Orlando.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history29 days on market
- Status: ActiveJul 20, 2026
- Listed$474,999May 14, 2026
- Price increased$474,999
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 29
- Subdivision
- Ruby Lake Sub Ph Ii
- County
- Polk
- Year built
- 1998
- Living area
- 2,648 sq ft
- Price/sq ft
- $179
- Building area
- 3,385 sq ft (Public Records)
- Lot size
- 10,202 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0535H)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $4,848 (2025)
- Parcel #
- 27-29-07-855605-000320
- MLS #
- K4903491
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Carpet, Ceramic Tile, Wood
- Appliances
- Convection Oven, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Chair Rail, Coffered Ceiling(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Circular Driveway
HOA & Financial
- HOA fee
- $850 / Annually
- Monthly HOA
- $71/mo
- Total monthly fees
- $71/mo
- Total annual fees
- $850
- HOA name
- Don Asher & Associates, Inc/Michellette Ramos
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- check ruby lake.org for further information
- Approval process
- check ruby lake.org for further information
Exterior & Construction
- Exterior features
- Lighting, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 28x16 |
| Dining Room | First | 19x11 |
| Kitchen | First | 20x22 |
| Family Room | First | 17x15 |
| Office | First | 10x10 |
| Primary Bedroom | First | 16x16 |
| Primary Bathroom | First | |
| Bedroom 2 | First | 14x12 |
| Bedroom 3 | First | 14x12 |
| Bedroom 4 | First | 12x10 |
Listing Details
- Listing date
- 2026-05-12
- On market date
- 2026-05-14
- Original list price
- $474,999
- Occupant type
- Owner
- MLS area
- 33884 - Winter Haven / Cypress Gardens
- Listing AOR
- Lake Wales
- Status changed
- 2026-07-20
- Tax legal description
- RUBY LAKE PHASE TWO PB 106 PG 10 LOT 32
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US Hwy 27 turn WEST on Cypress Garden Blvd, turn LEFT onto Lake Ruby Dr., turn LEFT on N Lake Ruby Dr, turn RIGHT at Ruby Lake Dr to gated entrance, turn RIGHT on Ruby Lake Loop to residence on the RIGHT.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 19, 2026 at 9:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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