782 Pine Shores Circle, FL
Stellar MLS

$341,000

782 Pine Shores Circle

New Smyrna Beach, FL 32168

Active
3
Beds
2
Baths
1,461
Sq Ft
0.44
Acres
1989
Built
WaterfrontWater access$233/sqft360° tour
Single Family Residence

Property type

1989

Year built

19,320 sqft

Lot size

$233

Price / sq ft

$41/mo

HOA dues

26

Days on market

2

Garage spaces

AE

Flood zone

About this home

Are you snowbirding, retiring, relocating, or simply looking for that extra bedroom? Whatever your reason, this home fits every stage of life. Thoughtfully updated and priced to sell, it offers both comfort and value in one inviting package. Enjoy the fully remodeled kitchen and baths, complete with brand-new appliances—just a few of the many highlights that make this home move-in ready. With selective clearing, you can unlock canal frontage and create your own private water access—perfect for a future dock, kayaking, or simply enjoying the outdoors. Ideally located, Pine Island puts you just a golf cart ride from New Smyrna’s beautiful sandy beaches, the shops and dining on Flagler Avenue, events on Canal Street, and two nearby golf courses. The community also offers great amenities, including a pool, clubhouse, and shuffleboard. Schedule a showing today!

Local Insight

At $233/sqft for a 1989 waterfront home in an AE flood zone, you're paying a meaningful discount to the broader New Smyrna market, which makes sense given the flood risk and age—but it also means flood insurance will be a significant ongoing cost you need to factor in beyond that monthly $41 HOA. The real question here is whether the water access justifies accepting those flood zone constraints; if you're actually going to use it for boating or fishing regularly, it could be worth the trade-off, but if it's just "nice to have," you're taking on real risk and expense for something you might not fully utilize. Given the property's size and condition, you'd likely be better served looking at similar-priced mainland options slightly further back unless waterfront access is non-negotiable for how you want to live.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,724
Property taxes$448
Home insurance (est.)$156
HOA dues$41

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history26 days on market

  1. Status: Active
    May 10, 2026
  2. Listed$341,000
    May 10, 2026
  3. Price increased$341,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
26
Subdivision
Pine Islnad Ph 02
County
Volusia
Year built
1989
Living area
1,461 sq ft
Price/sq ft
$233
Building area
2,085 sq ft (Public Records)
Lot size
19,320 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE
Garage
2 spaces
Annual taxes
$5,376 (2025)
Parcel #
00-73-13-19-00-0420
Zoning
10R3A
MLS #
NS1088155

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
In Garage
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener, On Street

HOA & Financial

HOA fee
$490 / Annually
Monthly HOA
$41/mo
Total monthly fees
$41/mo
Total annual fees
$490
HOA name
linda Sloan -Tomoka Property Management
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See HOA docs

Exterior & Construction

Exterior features
Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Vinyl Siding, Frame
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Public, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst13x14
Primary BathroomFirst10x10
KitchenFirst10x12
Living RoomFirst16x14
Bathroom 2First5x6
Bedroom 2First11x11
Bedroom 3First11x11

Listing Details

Listing date
2026-05-09
On market date
2026-05-10
Original list price
$341,000
Occupant type
Vacant
MLS area
32168 - New Smyrna Beach
Listing AOR
New Smyrna Beach Board of Realtors
Status changed
2026-05-10
Tax legal description
LOT 42 PINE ISLAND PHASE 2 MB 41 PGS 84-85 INC PER OR 4518 P G 1622 PER OR 6772 PG 0928 PER OR 6772 PG 0927 PER OR 6935 P G 0949 PER OR 8030 PG 3016 PE

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Rt. 1 to Wayne Avenue. Past New Smyrna Golf Course, through stop sign, take right onto Pine Shores Circle. Take right after guardhouse and property will be on right #782

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 9:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA