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$324,900

339 Lake Smart CircleWinter Haven, FL 33881

Listing updated: October 12, 2026 at 11:34 AM ET

Active

Listing courtesy of Hometrust Realty Group · Barbara Prins · MLS #S5149280 · Active · 813-444-5777

Beds

Baths

2,173

Sq Ft

0.14

Acres

2021

Built

◆$150/sqft◆360° tour

Single Family Residence

Property type

2021

Year built

6,003 sqft

Lot size

$150

Price / sq ft

$50/mo

HOA dues

159

Days on market

Garage spaces

Flood zone

About this home

PRICE IMPROVEMENT + $5,000 SELLER CONTRIBUTION! MORE SPACE. MORE VALUE. MORE REASONS TO MAKE THIS HOME YOURS! If you’ve been searching for a home that offers space, flexibility, and an opportunity to save at closing, this one deserves a closer look! This beautifully maintained Lake Smart Pointe home features a spacious and inviting open-concept floor plan designed for comfortable everyday living and entertaining. The first floor offers generous living and dining areas, a well-appointed kitchen with granite countertops, stylish backsplash, and stainless-steel appliances, plus a convenient half bath. A brand-new washer and dryer are also included. Large sliding glass doors bring in an abundance of natural light and open to the spacious backyard—perfect for entertaining, relaxing, or enjoying outdoor activities. Upstairs, the home continues to impress with generously sized bedrooms and a versatile loft that can easily become a home office, playroom, media area, or additional living space. The primary suite provides a comfortable private retreat, while the additional bedrooms offer plenty of room for family, guests, or hobbies. AND HERE’S THE BONUS FOR BUYERS: The motivated seller is offering $5,000 toward the buyer’s closing costs or prepaid expenses, subject to the terms of the contract. Combined with the price improvement, this creates an even greater opportunity for a buyer looking for space and value. BUYERS—DON’T MISS THIS ONE! Come see the space, the layout, and the value for yourself. Schedule your showing today!

Estimated monthly payment

Principal & interest$1,643

Property taxes$323

Home insurance (est.)$149

HOA dues$50

Down payment

20%

$64,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history159 days on market

Status: Active
May 6, 2026
Listed$339,000
May 6, 2026
Price reduced$324,900

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 159
Subdivision: Lake Smart Pointe
County: Polk
Year built: 2021
Living area: 2,173 sq ft
Price/sq ft: $150
Building area: 2,656 sq ft (Public Records)
Lot size: 6,003 sq ft
Lot category: 0 to less than 1/4
Flood zone: X
Garage: 2 spaces
Annual taxes: $3,879 (2025)
Parcel #: 26-28-09-530006-001620
MLS #: S5149280

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Half bathrooms: 1
Flooring: Carpet, Ceramic Tile
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features: Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s)
Laundry: Laundry Room
Stories / Levels: Two
Direction faces: South

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $600 / Annually
Monthly HOA: $50/mo
Total monthly fees: $50/mo
Total annual fees: $600
HOA name: Don Asher Associates
CDD: No
Homestead exemption: Yes
Min lease term: 7 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Minimun lease term is 7 months.

Exterior & Construction

Exterior features: Sprinkler Metered
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Sprinkler Meter, Water Available, Water Connected

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Primary Bedroom	Second	13.1x13
Bedroom 2	Second	13x12
Bedroom 3	Second	11.4x10.8
Kitchen	First	10.1x11.4
Dining Room	First	15.1x8.4
Living Room	First

Listing Details

Listing date: 2026-05-05
On market date: 2026-05-06
Original list price: $339,000
Occupant type: Owner
MLS area: 33881 - Winter Haven / Florence Villa
Listing AOR: West Pasco
Status changed: 2026-05-06
Tax legal description: LAKE SMART POINTE PB 172 PGS 9-12 LOT 162

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take I-4 West toward Tampa and continue to Exit 55 for US-27 South toward Haines City/Winter Haven. Follow US-27 South and turn right onto FL-544 (Lucerne Park Road). Continue straight on FL-544, then turn right onto Lake Smart Circle. Continue on Lake Smart Circle and the property will be on the left at 343 Lake Smart Circle, Winter Haven.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 12, 2026 at 11:34 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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