295 Harbor Drive, FL

$410,000

295 Harbor Drive

Palm Harbor, FL 34683

Active
3
Beds
3
Baths
1,700
Sq Ft
0.07
Acres
2016
Built
$241/sqft360° tour
Townhouse

Property type

2016

Year built

3,154 sqft

Lot size

$241

Price / sq ft

$420/mo

HOA dues

25

Days on market

2

Garage spaces

AE

Flood zone

About this home

Enjoy maintenance free living in the beautiful community of Harbor Ridge. This is a MUST SEE true end unit with lots of privacy. It has the feel of your own private home oasis with a side yard and back patio. Entering the home the room opens to a spacious floor plan with 10 ft. ceilings making it open and airy. The home has plantation shutters throughout including the 12-foot wall of triple sliding doors which pocket back creating an extra wide opening for a view and access to the screened lanai and patio. The home features many upgrades, including hardwood floors, quartz countertops, and a walk-in pantry. The eat-in kitchen features newer stainless steel appliances, new large one bowl sink and new stylish black faucet. The first floor also offers a half-bath powder room. The second floor features an oversized master bedroom with private bath, dual vanities and a large walk-in closet. There are two additional large bedrooms on the second floor with spacious closets and private bath. The laundry is conveniently located on the second floor. The spacious two car garage has two extra-large storage racks with plenty of room to hold all your beach chairs and other necessities for your outdoor activities. With a new HVAC system installed in March 2026 you will have piece of mind for the summer months ahead. Harbor Ridge offers low maintenance fees of $420 per month. Fees include landscaping, roof maintenance and replacement, water, sewer, high speed internet and premium cable, exterior painting, trash, recycling and a community pool with a cabana. No flood insurance is required. This quiet community is conveniently located to shopping, restaurants, parks, beaches and the Pinellas Trail. You can hop on the Jolly Trolly next to the main entrance and ride south to Clearwater or north to the Sponge Docks. Don’t miss this one!

Estimated monthly payment

Principal & interest$2,073
Property taxes$482
Home insurance (est.)$188
HOA dues$420

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history25 days on market

  1. Status: Active
    May 6, 2026
  2. Listed$415,000
    May 6, 2026
  3. Price reduced$410,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
25
Subdivision
Harbor Ridge Of Palm Harbor
County
Pinellas
Year built
2016
Living area
1,700 sq ft
Price/sq ft
$241
Lot size
3,154 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Garage
2 spaces
Annual taxes
$5,782 (2025)
Parcel #
24-27-15-36303-000-0010
MLS #
G5111950

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Wood
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Laundry Closet
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Guest

HOA & Financial

HOA fee
$420 / Monthly
Monthly HOA
$420/mo
Total monthly fees
$420/mo
Total annual fees
$5,040
HOA name
Ameritech
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Approval process
A lease agreement will be reviewed, and a background check is required.

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Water Connected

Community

Pets allowed
Number Limit, Size Limit, Yes

Room Details

RoomLevelDimensions
KitchenFirst9x14
Living RoomFirst13x22
Primary BedroomSecond15x13

Listing Details

Listing date
2026-05-06
On market date
2026-05-06
Original list price
$415,000
Occupant type
Owner
MLS area
34683 - Palm Harbor
Listing AOR
Lake and Sumter
Status changed
2026-05-06
Tax legal description
HARBOR RIDGE PHASE II OF PALM HARBOR LOT 1

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US 19 North turn west on Klosterman Avenue. Drive to Palm Harbor Blvd. and at the light turn south. Harbor Ridge Townhomes is 1/4 mile south on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 31, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA