4891 Shady Pines Drive, FL
Stellar MLS

$694,000

4891 Shady Pines Drive

St Cloud, FL 34772

Listing updated: May 18, 2026 at 6:52 AM ET

Active
5
Beds
4
Baths
2,882
Sq Ft
0.14
Acres
2024
Built
Water view$241/sqft360° tour
Single Family Residence

Property type

2024

Year built

6,098 sqft

Lot size

$241

Price / sq ft

$75/mo

HOA dues

1

Day on market

2

Garage spaces

X500

Flood zone

About this home

Stunning two-story home with serene pond views in Havenfield at CrossPrairie, St. Cloud, FL, offering 2,882 A/C sq. ft. plus under-stair storage. This highly upgraded home features 5 bedrooms, including two suites, 3.5 bathrooms, and a covered lanai. The first-floor primary suite offers dual walk-in closets, while the upstairs suite includes its own walk-in closet — totaling 3 spacious walk-in closets throughout the home. The bright open-concept layout seamlessly connects the gourmet kitchen, dining, and living areas, highlighted by oversized tile flooring, quartz countertops, oversized waterfall island, built-in oven and microwave tower, cooktop with exterior-vented hood, ceiling-height cabinetry with glass stacked uppers, and premium soft-close cabinetry in the kitchen and full bathrooms. Additional highlights include a laundry room with abundant cabinetry and utility sink, plus a covered lanai pre-plumbed and pre-wired for a future summer kitchen on a premium lot with no rear neighbors, offering peaceful pond views and added privacy. Conveniently located with easy access to the Florida Turnpike, approximately 25 minutes from Orlando International Airport (MCO) and about 30 minutes from Lake Nona, Medical City, Walt Disney World, Downtown Orlando, shopping, dining, and major Central Florida attractions. Note: Photos have been enhanced using artificial intelligence to improve color, sharpness, contrast, and overall presentation. No structural elements, dimensions, or permanent features have been altered, and no virtual staging has been performed. Security Notice: For security purposes, audio and video surveillance may be in use during showings.

Estimated monthly payment

Principal & interest$3,509
Property taxes$744
Home insurance (est.)$318
HOA dues$75

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 17, 2026
  2. Listed$694,000
    May 17, 2026
  3. Price increased$694,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Havenfield At Cross Prairie Ph 2 Pb 34 Pgs 102-10
County
Osceola
Year built
2024
Living area
2,882 sq ft
Price/sq ft
$241
Building area
3,786 sq ft (Public Records)
Lot size
6,098 sq ft
Lot category
0 to less than 1/4
Flood zone
X500 (12097C0270G)
Garage
2 spaces
Annual taxes
$8,932 (2025)
Parcel #
21-26-30-3649-0001-4010
Zoning
RES
MLS #
O6404869

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Interior Details

Bedrooms
5
Full bathrooms
3
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
Interior features
High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Ground Level

HOA & Financial

HOA fee
$75 / Monthly
Monthly HOA
$75/mo
Total monthly fees
$75/mo
Total annual fees
$897
HOA name
ASSOCIA Company/Kelly Wilson
CDD
Yes
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Reach out to community Manager for Bylaws and regulations.
Approval process
Reach out to community Manager for Bylaws and regulations.

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Water Available, Water Connected

Community

Pets allowed
Breed Restrictions

Schools

ElementaryNeptune ElementaryGreatSchools ↗
MiddleNeptune Middle (6-8)GreatSchools ↗
High SchoolBSt. Cloud High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Dining RoomFirst
Living RoomFirst
Bathroom 1First
Bedroom 1First
LaundryFirst
Primary BedroomFirst
Primary BathroomFirst
Balcony/Porch/LanaiFirst
Bedroom 2Second
Bathroom 2Second
LoftSecond
Bedroom 3Second
Bedroom 4First
Bathroom 3Second

Listing Details

Listing date
2026-05-15
On market date
2026-05-17
Original list price
$694,000
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Home warranty
Yes
Status changed
2026-05-17
Tax legal description
HAVENFIELD AT CROSSPRAIRIE PH2 PB34 PGS 102-106 LOT 401

Flood risk

Moderate riskFEMA Zone X500Panel 12097C0270G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Exit the Florida Turnpike at exit 240 onto Kissimmee Park Rd./Clay Whaley Rd. Turn right onto Clay Whaley Rd. Continue on Clay Whaley for about 0.7-1 mile. Turn left onto Cross Prairie Parkway until you reach Shady Pines Dr. Turn right onto Shady Pines Dr. , arrive at 4891 Shady Pines Dr, St. Cloud, FL 34772.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 18, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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