$389,900

885 3rd Street

Englewood, FL 34223

Listing updated: May 5, 2026 at 2:55 PM ET

Active

Beds

Baths

1,524

Sq Ft

0.19

Acres

1974

Built

◆Waterfront◆Water access◆$256/sqft

Single Family Residence

Property type

1974

Year built

8,160 sqft

Lot size

$256

Price / sq ft

No HOA

HOA dues

Days on market

Garage space

Flood zone

About this home

STUNNING WATERFRONT LIVING JUST MINUTES TO LEMON BAY! Welcome to this GORGEOUSLY REDONE 3 BEDROOM, 2 BATHROOM home perfectly positioned along the AINGER CREEK CANAL SYSTEM, offering approximately 15 MINUTES TO OPEN WATERS of Lemon Bay and the ultimate Florida boating lifestyle. From the moment you step inside, you’ll notice the BEAUTIFUL LVP FLOORING flowing throughout and a thoughtfully designed layout that’s PERFECT FOR HOSTING and everyday living. The open, inviting floor plan creates seamless transitions between living spaces, all while showcasing AMAZING WATER VIEWS that truly set this home apart. Step outside and enjoy your private waterfront oasis complete with a DOCK AND BOAT LIFT—ideal for quick access to boating, fishing, and sunset cruises. Whether you're entertaining guests or enjoying a quiet evening, the backyard offers the perfect setting to soak in the peaceful canal views. This home has been meticulously updated with major improvements already done for you, including a BRAND NEW A/C SYSTEM (2025) with BOTH CONDENSER AND AIR HANDLER, as well as a NEW WATER HEATER—providing comfort and peace of mind for years to come. Additional features include a SPRINKLER SYSTEM to keep your lawn looking its best, a charming MANGO TREE for a touch of tropical living, and an 8x8 SHED with ELECTRIC for extra storage. Located in the heart of Englewood, you’re just a short drive from area beaches, golf courses, dining, shopping, and all the best that Southwest Florida has to offer. Whether you're looking for a FULL-TIME RESIDENCE, VACATION HOME, or INVESTMENT PROPERTY, this WATERFRONT GEM delivers LOCATION, UPDATES, and LIFESTYLE. Schedule your private showing today and start living the coastal life you’ve been dreaming of!

Estimated monthly payment

Principal & interest$1,972

Property taxes$311

Home insurance (est.)$179

Down payment

20%

$77,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history4 days on market

Status: Active
May 1, 2026
Listed$389,900
May 1, 2026
Price increased$389,900

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 4
Subdivision: Rock Creek Park 2nd Add
County: Charlotte
Year built: 1974
Living area: 1,524 sq ft
Price/sq ft: $256
Building area: 1,904 sq ft (Public Records)
Lot size: 8,160 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE
Garage: 1 spaces
Annual taxes: $3,728 (2025)
Parcel #: 412005179002
Zoning: RSF3.5
MLS #: C7525601

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Luxury Vinyl, Tile
Appliances: Cooktop, Dishwasher, Microwave, Range, Refrigerator
Interior features: Built-in Features, Ceiling Fans(s), Solid Surface Counters, Stone Counters, Window Treatments
Laundry: Inside, Laundry Closet
Stories / Levels: One
Direction faces: North

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 1
Attached garage: Yes

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: Contact Charlotte County for Additional Leasing Restrictions

Exterior & Construction

Exterior features: French Doors, Hurricane Shutters, Lighting, Outdoor Shower, Private Mailbox, Rain Gutters
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Asphalt, Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed: Yes

Schools

ElementaryVineland ElementaryGreatSchools ↗

MiddleL.A. Ainger MiddleGreatSchools ↗

High SchoolLemon Bay HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First	15x13.5
Kitchen	First	15x9
Dining Room	First	12x10
Family Room	First	25x13.5
Primary Bedroom	First	16.5x17.5
Primary Bathroom	First	5x6.5
Bedroom 1	First	13x12
Bathroom 1	First	8.5x6
Bedroom 2	First	9x16

Listing Details

Listing date: 2026-05-01
On market date: 2026-05-01
Original list price: $389,900
Occupant type: Owner
MLS area: 34223 - Englewood
Listing AOR: Port Charlotte
Status changed: 2026-05-01
Tax legal description: RCP 002 000C 0002 ROCK CREEK PK 2ND ADD BLK C LT 2 303/471 437/794 456/333 553/1404 DC1434/1080(WN) AFF1902/799 1902/800 2524/749 4250/978

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head South on SR-776 (S. McCall Rd): Follow this for several miles as it leads you into Englewood. Turn Left onto E. Dearborn St: This is a main hub in Old Englewood. Turn Right onto S. Pine St: Drive south for just a few blocks. Turn Left onto E. 3rd St: Your destination, 885 E. 3rd St, will be on your left.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 5, 2026 at 2:55 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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